Disney Information Station Logo

Go Back   The DIS Discussion Forums - DISboards.com > Disney Trip Planning Forums > Budget Board
Find Hotel Specials & DIScounts
 
facebooktwitterpinterestgoogle plusyoutubeDIS Updates
Register Chat FAQ Tickers Search Today's Posts Mark Forums Read


Reply
 
Thread Tools Rate Thread Display Modes
Old 09-14-2012, 06:23 PM   #1
GaDisneyFreak
Earning My Ears
 
Join Date: Sep 2012
Location: North West Georgia
Posts: 66

Saving for my Disney fund, Disney Gift Cards or cash

I save my Disney fund by adding money to Disney Gift Cards each month. So far I have about 1200 on them, well that money is on actual dummy reservations, but the money is from the gift cards. And yes, I do have them all and I keep up with all of them. But now I am thinking about the possibility of maybe next year if we get to go, renting DVC points and going through the YES program for the tickets. Huge savings doing that, amazing. Both of which you must pay in cash. UGGGHHH. Well now I am at the point of do I start saving in cash, and not Disney Gift Cards. If I save in cash, my vacation fund could possibly go towards something else and I do not want that. What to do, What to do.
GaDisneyFreak is offline   Reply With Quote
Old 09-14-2012, 06:39 PM   #2
pantherlj
DIS Veteran
 
Join Date: Aug 2006
Location: North Carolina
Posts: 1,177

I was stocking up on disney gift cards at target and stopped for the same reason. We are renting a condo and doing the YES program. I still feel like I don't have enough for food and souvenirs but also worry that I'll have cash tied up in disney gift cards that will be too much so am sticking cash aside.
pantherlj is offline   Reply With Quote
|
The DIS
Register to remove

Join Date: 1997
Location: Orlando, FL
Posts: 1,000,000
Old 09-15-2012, 01:19 AM   #3
Dink37
Earning My Ears
 
Join Date: Jul 2011
Location: Wisconsin
Posts: 58

Save the cash. What I did is open an online savings account (Ally, INGDirect, etc) and stash it away in there. The online banks always have the best interest rates. Being that it was an account I only checked on one a month when the statements hit, it kind of "doesn't exist" in the normal week to week budget. I stash away a set amount every week from my paycheck, which I can luckily direct deposit into the online savings. By never seeing the money, I don't miss it, and when vacation time hits, all the cash is there and ready to go. Everyone has their own way of "tricking" themselves into saving, find what works best for you!

I also took advantage of the Target Disney GC deal, and although it works out nicely, I'd rather have extra cash at the end of my vacation rather that extra GC's! Although I don't think I'll have to worry about having either left over by the end of our WDW week
Dink37 is offline   Reply With Quote
Old 09-15-2012, 05:49 AM   #4
gingerjohnjillian
Mouseketeer
 
Join Date: Jan 2009
Posts: 120

What is the Target Disney Gift Card deal?
gingerjohnjillian is offline   Reply With Quote
Old 09-15-2012, 07:23 AM   #5
lilstint
DIS Veteran
 
lilstint's Avatar
 
Join Date: Jan 2005
Location: Niskayuna, New York, Bolton Landing on Lake George, SSR
Posts: 1,098

Quote:
Originally Posted by gingerjohnjillian View Post
What is the Target Disney Gift Card deal?


If you use a Target debit card you will get 5% off your giftcard purchases.
__________________

Come with me where you'll never, never have to worry about grown up things again - Peter Pan
lilstint is offline   Reply With Quote
Old 09-15-2012, 08:45 AM   #6
blessedby3
Actually Blessedby4 now, but cant change my username :)
 
blessedby3's Avatar
 
Join Date: Mar 2003
Location: Blue Ridge, Virginia
Posts: 7,834

I put cash in a savings account everytime DH gets paid. I just transfer it over. My bank acct has sub accounts...we have a main checking, savings, then also a Christmas acct, and vacation acct. That way our money does not get "lost" in other things. It is only for vacation in that subaccount.
I have also bought gift cards along the way before to use for food when we arent on the dining plan.
__________________
8/87-Disneymoon, offsite 7/92-DD's 1st trip 2/94-Land/Sea, Dixie Landings 10/99-offsite 4/03-CR tower MK view 11/05-POP 12/06-WL 1/08-POP, DD's Grad Trip 3/09-Poly 5/10-BLT, 1BR 6/11-POP 10/12 Bonnet Creek 6/14-Bonnet Creek/2 nights at AOA
DH(48) Me(47) DD(24)DSIL (24) DS(19) DD(15) DD(7)

Patiently (NOT) waiting for a new ticker

Check out my May2010 trip report:
Welcome Gurley Family....you are FAMILY OF THE DAY!!
blessedby3 is offline   Reply With Quote
Old 09-15-2012, 11:25 AM   #7
AlternateEgo
Missing the House of the Mouse
 
AlternateEgo's Avatar
 
Join Date: Jan 2009
Location: Southern Illinois
Posts: 746

I second or third the savings account. I work at a bank and we have a limited access account... however since I am at the bank daily, I can access it. So I opened an account with Sallie Mae. It's a money market account, has the highest interest I could find at the time, and it comes with checks for when you want to deposit the money into checking to make your purchase.

ETA: Interest rates are very different between my bank and online. I get .4% on my savings accounts at work and .9 at sallie mae.
__________________
MeDH DD11 DD9 DD8 DS<1

Next trip TBD - thinking 11-2015 with

Summer '92 Offsite , 9 '07 ASMu FDDP , 9 '09 CSR FDDP-Honeymoon 9 '11 POR FDDP
AlternateEgo is offline   Reply With Quote
Reply



Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump

facebooktwitterpinterestgoogle plusyoutubeDIS Updates
GET OUR DIS UPDATES DELIVERED BY EMAIL



All times are GMT -5. The time now is 09:04 AM.

Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.

Copyright © 1997-2014, Werner Technologies, LLC. All Rights Reserved.