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Old 09-12-2012, 07:26 AM   #1
js
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Banking and Booking with my U/Y, NEED HELP!

Hi. I have a banking/booking question that I want to make sure I do correctly and know for when I can plan my vacation.

I have SSR September UY.

I do not have any points left for 2013.

I have all my points for 2014 and all my points for 2015.

I would like to combine both 2014 and 2015 points to go on a great vacation in the next couple of years.

When can I bank my 2014 points? Is it by April 30 2014?

When I bank them, that means they will be combined with my 2015 points, is that correct?

After I am allowed and bank my 2014 points with my 2015 points, what is the date I can begin looking at a trip that is 11 months out and I guess the 7 months out would be 4 months after that date.

What I would like to do is go to Hawaii but not sure of what my booking window would be with my banked and regular points.

THANKS SOOOO MUCH!
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Old 09-12-2012, 07:36 AM   #2
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Your points are valid as follows:
2012 UY (Current UY): for stays 9/1/2012 - 8/31/2013 (Banking deadline 4/30/2013)
2013 UY: for stays 9/1/2013 - 8/31/2014 (Banking deadline 4/30/2014)
2014 UY: for stays 9/1/2014 - 8/31/2015 (Banking deadline 4/30/2015)
2015 UY: for stays 9/1/2015 - 8/31/2016 (Banking deadline 4/30/2016)

Your booking window for a non-home resort begins at 7 months from the check-in date.
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Old 09-12-2012, 07:56 AM   #3
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Quote:
Originally Posted by js View Post
Hi. I have a banking/booking question that I want to make sure I do correctly and know for when I can plan my vacation.

I have SSR September UY.

I do not have any points left for 2013.
The only way you do not have any points left for 2013 is if you have borrowed them for use during the 2012 Use Year. Possibly, you mean you do not have any more points in your 2012 Use Year that just started?

Quote:
I have all my points for 2014 and all my points for 2015.

I would like to combine both 2014 and 2015 points to go on a great vacation in the next couple of years.

When can I bank my 2014 points? Is it by April 30 2014?

When I bank them, that means they will be combined with my 2015 points, is that correct?

After I am allowed and bank my 2014 points with my 2015 points, what is the date I can begin looking at a trip that is 11 months out and I guess the 7 months out would be 4 months after that date.

What I would like to do is go to Hawaii but not sure of what my booking window would be with my banked and regular points.
Taking your questions at face value, your September, 2014 Use Year points may be banked anytime between 9/1/14 and 4/30/15. They would then be valid for stays between 9/1/15 and 3/31/16 and could be combined with points from your 2015 Use Year for a stay.

I suspect that your questions may be off by one year and that you do actually have all of your 2013 Use Year points available. If that is the case, the above answers are the same but the specific dates may be advanced by one year (4/30/15 would be 4/30/14).

Many will plan for a trip requiring a large number of points by banking points from on Use Year and then using the following years points plus borrowed points from the year following the Use Year of the trip - effectively using 3 years worth of points for a single trip. (There is even a way to use 4 years worth of points for a single trip, but it's not necessary to compound the questions here with that information.)

If you really have already borrowed your 2013 Use Year points for a trip bewteen now and 8/31/2013, then your options are as I already described above.
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Old 09-12-2012, 08:26 AM   #4
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Quote:
Originally Posted by js View Post
what is the date I can begin looking at a trip that is 11 months out...not sure of what my booking window would be...
11 months out = 11 months out. your UY month and using banked/borrowed pts does nothing to change that math.

as long as you have access to pts that will be valid during your stay, you can book 11 months out.

you always start by figuring out what UY you are staying in. if you are planning a trip for july 2015, that is in your sept 2014 UY (sept 1, 2014 to aug 31, 2015). if you are traveling in your 2014 UY, then that tells you that you have access to banked 2013 pts (if any) + current 2014 pts (based on the dates of the stay, not when you call to book) + borrowed 2015 pts (if needed).

(the booking window for july 2015 opens in august 2014 for your home resort. doesn't matter if you are only using borrowed 2015 pts. 11 months = 11 months.)

traveling late in your UY like that can put you in a bad spot if you need to cancel since your banking window for current pts closes on 4/30 as doc said.

more info on UY is here if you need it:

http://www.disboards.com/showthread.php?t=1942668
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Old 09-12-2012, 08:52 AM   #5
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Thank you all very much!
I do not have any 2013 points left. I transferred them to another owner since, although we are going in March, need to stay at a regular resort since my ds's HS baseball team is doing Disney's Spring Training and playing games at WWoS. He is a freshman so wanted to stay in the resort with him and not use our DVC. We transfered the points and using the money we got from doing that for our hotel visit, much to my dismay LOL


Quote:
Originally Posted by erionm View Post
Your points are valid as follows:
2012 UY (Current UY): for stays 9/1/2012 - 8/31/2013 (Banking deadline 4/30/2013)
2013 UY: for stays 9/1/2013 - 8/31/2014 (Banking deadline 4/30/2014)
2014 UY: for stays 9/1/2014 - 8/31/2015 (Banking deadline 4/30/2015)
2015 UY: for stays 9/1/2015 - 8/31/2016 (Banking deadline 4/30/2016)

Your booking window for a non-home resort begins at 7 months from the check-in date.
THANK YOU VERY MUCH. I'll print and cut this out so I have for the future.

Quote:
Originally Posted by WebmasterDoc View Post
The only way you do not have any points left for 2013 is if you have borrowed them for use during the 2012 Use Year. Possibly, you mean you do not have any more points in your 2012 Use Year that just started?



Taking your questions at face value, your September, 2014 Use Year points may be banked anytime between 9/1/14 and 4/30/15. They would then be valid for stays between 9/1/15 and 3/31/16 and could be combined with points from your 2015 Use Year for a stay.

I suspect that your questions may be off by one year and that you do actually have all of your 2013 Use Year points available. If that is the case, the above answers are the same but the specific dates may be advanced by one year (4/30/15 would be 4/30/14).

Many will plan for a trip requiring a large number of points by banking points from on Use Year and then using the following years points plus borrowed points from the year following the Use Year of the trip - effectively using 3 years worth of points for a single trip. (There is even a way to use 4 years worth of points for a single trip, but it's not necessary to compound the questions here with that information.)


HHHMMMMM, if we did combine the three years worth of points, can you PLEASE tell me what my travel window could be in using the points? We also own 2 other T/S, one of which is in Orlando so not having the points for a Disney vacation is not so bad since we also have another 3 bedroom T/S at Orange Lake Country Club. I would like to know a lot more about the option of using 3 years worth of points. THANK YOU VERY VERY MUCH!

If you really have already borrowed your 2013 Use Year points for a trip bewteen now and 8/31/2013, then your options are as I already described above.
THANK YOU again for taking all the time to explain my options. I so greatly appreciate it!
Please see my question above in bold and blue. THANK YOU!!

Quote:
Originally Posted by chalee94 View Post
11 months out = 11 months out. your UY month and using banked/borrowed pts does nothing to change that math.

as long as you have access to pts that will be valid during your stay, you can book 11 months out.

you always start by figuring out what UY you are staying in. if you are planning a trip for july 2015, that is in your sept 2014 UY (sept 1, 2014 to aug 31, 2015). if you are traveling in your 2014 UY, then that tells you that you have access to banked 2013 pts (if any) + current 2014 pts (based on the dates of the stay, not when you call to book) + borrowed 2015 pts (if needed).

(the booking window for july 2015 opens in august 2014 for your home resort. doesn't matter if you are only using borrowed 2015 pts. 11 months = 11 months.)

traveling late in your UY like that can put you in a bad spot if you need to cancel since your banking window for current pts closes on 4/30 as doc said.

more info on UY is here if you need it:

http://www.disboards.com/showthread.php?t=1942668
Thank you very much for all your help and explaining step by step. I greatly apprecaite it!
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Old 09-12-2012, 09:27 AM   #6
chalee94
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Quote:
Originally Posted by js View Post
HHHMMMMM, if we did combine the three years worth of points, can you PLEASE tell me what my travel window could be in using the points? I would like to know a lot more about the option of using 3 years worth of points.
like i said, when you plan a stay in your 2014 UY, then that tells you that you have access to banked 2013 pts (if any) + current 2014 pts (based on the dates of the stay, not when you call to book) + borrowed 2015 pts (if needed).

if you don't have pts in your 2013 UY to borrow, then you'd have to plan a stay during your 2015 UY (a stay between sept 1, 2015 and aug 31, 2016) and you would have access to banked 2014 pts + current 2015 pts + borrowed 2016 pts.

if you were booking a stay for sept 15, 2015, you could call on oct 15, 2014 to book that stay at your home resort and you'd have access to borrowed 2016 pts at that time.

(using 4 years of pts would involve a stay that crossed your UY - such as aug 27, 2016 to sept 4, 2016. you would have access to banked 2014 pts + current 2015 pts + borrowed 2016 pts for the august 2016 dates and then you would have access to banked 2015 pts + current 2016 pts + borrowed 2017 pts for the sept 2016 nights. but remember that traveling late in your UY for jun-july-aug stays is riskier if you need to cancel.)
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Old 09-12-2012, 09:35 AM   #7
js
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Quote:
Originally Posted by chalee94 View Post
like i said, when you plan a stay in your 2014 UY, then that tells you that you have access to banked 2013 pts (if any) + current 2014 pts (based on the dates of the stay, not when you call to book) + borrowed 2015 pts (if needed).

if you don't have pts in your 2013 UY to borrow, then you'd have to plan a stay during your 2015 UY (a stay between sept 1, 2015 and aug 31, 2016) and you would have access to banked 2014 pts + current 2015 pts + borrowed 2016 pts.

if you were booking a stay for sept 15, 2015, you could call on oct 15, 2014 to book that stay at your home resort and you'd have access to borrowed 2016 pts at that time.

(using 4 years of pts would involve a stay that crossed your UY - such as aug 27, 2016 to sept 4, 2016. you would have access to banked 2014 pts + current 2015 pts + borrowed 2016 pts for the august 2016 dates and then you would have access to banked 2015 pts + current 2016 pts + borrowed 2017 pts for the sept 2016 nights. but remember that traveling late in your UY for jun-july-aug stays is riskier if you need to cancel.)
WOW!! Thanks again VERY much! I needed it spelled out step by step which you did for me. I greatly appreciate it!
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