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Old 11-08-2012, 09:48 AM   #541
ValpoCory
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Well, too bad. The 5% 90-day promotional period is no longer being offered. So the decision to do the $49 upgrade just for an additional 1% of savings is not as black and white. I'd have to spend $4900 on the card at gas stations, grocery stores, restaurants, and most Disney locations to just break even.

I'll likely pass unless they bring back the 5% promotion.
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Old 03-07-2013, 12:59 AM   #542
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There are better reward cards out there but I just really like pulling out the Disney card and remembering I have another upcoming cruise.

It's a little mini-vacation-moment every time.
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Old 03-07-2013, 05:55 PM   #543
Sir Aaron
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Quote:
Originally Posted by ValpoCory View Post
Well, too bad. The 5% 90-day promotional period is no longer being offered. So the decision to do the $49 upgrade just for an additional 1% of savings is not as black and white. I'd have to spend $4900 on the card at gas stations, grocery stores, restaurants, and most Disney locations to just break even.

I'll likely pass unless they bring back the 5% promotion.
Even with the 5%, that would only make it worth it initially. You'd still need to make up that kind of money every year.

For me, I probably spend $4,900 per year just at Disney.
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Old 03-07-2013, 07:17 PM   #544
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Last month was the one year anniversary of my Premier Disney Visa and I'm just here to say how happy I've been with this card! I get TONS of compliments on my hot pink Princess card design. And Earlier this week I was also pleasantly surprised when I noticed that I received 2% in rewards on my annual DVC dues payment!! Woot woot! Love it!

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Old 05-10-2013, 08:29 AM   #545
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Little worried

New here and only joined so I could say Thank You to this thread
I was a little worried yesterday after applying for the Premier card. My husband has had the rewards card for a few years now and the only thing we have put on it was our Disney trips (Not earning points too quickly with that ) Now that I'm getting the Premier card I'm second guessing myself, but after reading this thread I'm starting to see the upside.
I read somewhere online that Walmart and Kmart (may have been target) were seen as grocery stores. If this is true that will help me earn points a lot faster. Can anyone confirm this?
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Old 05-10-2013, 08:35 AM   #546
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Quote:
Originally Posted by KermitRinny View Post
New here and only joined so I could say Thank You to this thread
I was a little worried yesterday after applying for the Premier card. My husband has had the rewards card for a few years now and the only thing we have put on it was our Disney trips (Not earning points too quickly with that ) Now that I'm getting the Premier card I'm second guessing myself, but after reading this thread I'm starting to see the upside.
I read somewhere online that Walmart and Kmart (may have been target) were seen as grocery stores. If this is true that will help me earn points a lot faster. Can anyone confirm this?

Walmart and Target are considered groceries, Kmart is not. Don't forget that you can buy gift cards at grocery stores for places that only earn 1%, so if you shop at a place like Kohl's, buy Kohl's gift cards at Kroger to earn 2%.
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Old 05-10-2013, 08:42 AM   #547
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Quote:
Originally Posted by smitch425 View Post

Walmart and Target are considered groceries, Kmart is not. Don't forget that you can buy gift cards at grocery stores for places that only earn 1%, so if you shop at a place like Kohl's, buy Kohl's gift cards at Kroger to earn 2%.
Is there an easy way to find out what stores are classified as what?

I use my card for everything that accepts credit cards! I'm up to $299 in rewards since January - aiming for a free excursion for 5 on our cruise in October!
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Old 05-10-2013, 08:42 AM   #548
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Quote:
Originally Posted by smitch425 View Post

Walmart and Target are considered groceries, Kmart is not. Don't forget that you can buy gift cards at grocery stores for places that only earn 1%, so if you shop at a place like Kohl's, buy Kohl's gift cards at Kroger to earn 2%.
Thanks!! That's Awesome I never would have thought of that!! I do Gift Cards for Birthdays so this will def help! Little tricks like that are totally make this worth it! I'm using a lot of !!!! Can you tell I'm excited now haha
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Old 06-08-2013, 08:23 PM   #549
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When you put your Disney vaca on your premier card is it 2% back like buying Disney.com or is it only 1% ??
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Old 06-08-2013, 08:33 PM   #550
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Quote:
Originally Posted by KermitRinny View Post
When you put your Disney vaca on your premier card is it 2% back like buying Disney.com or is it only 1% ??
2%
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Old 06-08-2013, 08:58 PM   #551
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Quote:
Originally Posted by smitch425

2%
Yay!!! Happy dance
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"And just 'cause these here tales is 'bout critters like Br'er Rabbit an' Br'er Fox, that don't mean they ain't the same like can happen to folks! So them who can't learn from a tale about critters, just ain't got the ears tuned for listenin'."
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Old 06-09-2013, 01:30 PM   #552
DOREEN1779
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Quote:
Originally Posted by LJD2143 View Post
Last month was the one year anniversary of my Premier Disney Visa and I'm just here to say how happy I've been with this card! I get TONS of compliments on my hot pink Princess card design. And Earlier this week I was also pleasantly surprised when I noticed that I received 2% in rewards on my annual DVC dues payment!! Woot woot! Love it!

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I have that one too!. The color, aside from being pretty, is easy to find in my wallet!
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Old 07-09-2013, 12:01 PM   #553
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Question Any current offers??

I drug my feet when the offers were out last year and couldn't decide if it would be worth it. Well, I just looked at the numbers and found that yes I should have done this back then. For 2012, I would have had an extra $163 in rewards after backing out the $49 fee. So anyway, has anyone seen any current offers to upgrade? I didn't see anything on Chase's site when I logged in.

Edit: Just saw my signature... that needs some updating!
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Old 07-14-2013, 01:52 PM   #554
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Quote:
Originally Posted by smitch425 View Post

Walmart and Target are considered groceries, Kmart is not. Don't forget that you can buy gift cards at grocery stores for places that only earn 1%, so if you shop at a place like Kohl's, buy Kohl's gift cards at Kroger to earn 2%.
Absolutely! And if you wait til Kroger is doing a 4X fuel points promotion, you can really get bang for your buck by saving $$$ on gas!
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Old 07-28-2013, 09:50 PM   #555
TamieH
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Looking for current promotions to upgrade too.
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