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Old Today, 10:26 AM   #1
chiefmickeymouse
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Becoming an extreme cheapskate as you age

I Have several older family members who have turned into the tightest of tight wads in their senior years. These are not people who are just living below their means, they are people who only seem to find joy in getting something for little or no money. Is this a normal thing? It seems to be happening to all my older relatives. It has gotten to the point where it is very embarrassing to go out to eat or shop with them. I'm all for saving a buck, but the amount of energy, scheming and planning spent on this exhausts me.

Before someone asks, no I don't want them to give me the money or buy me anything.

Is anyone else experiencing this phenomena, or is it just my nutty relatives?
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Old Today, 10:37 AM   #2
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It's normal, IMO.
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Old Today, 10:40 AM   #3
Christine
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I think some degree of that is normal.

As I get older (turned 50 now), I've become much more aware of my money. I've had to spend a small fortune getting my kids through college and so, in the last 3 years, I've become very mindful of my spending.

I also don't feel as comfortable "blowing" money like I did in the my 30s. I am definitely more cautious.

I guess, for me, I've gotten tired of "wasting" money like I used to. I wonder in the next 10 or 20 years, if that feeling will morph into full-fledged cheapskate-ism. I hope not. I understand the degree of being cheap that you are describing. It is almost kind of embarrassing. I guess there are just varying degrees.
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Old Today, 10:47 AM   #4
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I've been retired for 10 years.

Prices of necessities like grocery and gas have easily doubled during this time. My income from interest has drastically dropped.

Maybe they really have to penny pinch. It's hard when you realize that your money is all going out with nothing coming in.

Now I'll admit that I am not living in poverty. I have multiple DVC accounts, two homes, two cars, and travel quite a bit. But to keep that up some things have to be cut.
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Old Today, 10:51 AM   #5
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My parents even get "free" golf twice a week in a deal with the course - they show up early and get all the carts out of the charging shed. They used to do it once a week, now twice, are considering making it 3X
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Old Today, 10:52 AM   #6
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I think alot of it is fear. You no longer feel like you can earn anymore money if you need to and you have to live on what you have and its scary. You realize that a major health scare can wipe you out, so spending any money that you don't feel like you need to is scary to do.
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Old Today, 10:52 AM   #7
chiefmickeymouse
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Quote:
Originally Posted by arminnie View Post
I've been retired for 10 years. Prices of necessities like grocery and gas have easily doubled during this time. My income from interest has drastically dropped. Maybe they really have to penny pinch. It's hard when you realize that your money is all going out with nothing coming in. Now I'll admit that I am not living in poverty. I have multiple DVC accounts, two homes, two cars, and travel quite a bit. But to keep that up some things have to be cut.
This isn't really what I mean. I understand living within your means. It's more like a game they play to see how little they can spend. These are well off people who won't take vacations or buy a new appliance because they "can't afford it".
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Old Today, 10:54 AM   #8
chiefmickeymouse
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Quote:
Originally Posted by powellrj View Post
I think alot of it is fear. You no longer feel like you can earn anymore money if you need to and you have to live on what you have and its scary. You realize that a major health scare can wipe you out, so spending any money that you don't feel like you need to is scary to do.
That makes sense, or maybe worrying about a situation where they need a nursing home or other type of elder care.
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Old Today, 10:54 AM   #9
OceanAnnie
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When you are on a fixed income you look at things differently.
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Old Today, 10:55 AM   #10
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Originally Posted by OceanAnnie View Post
When you are on a fixed income you look at things differently.
Yup, even if that fixed number is a large one.
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Old Today, 10:55 AM   #11
chiefmickeymouse
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Originally Posted by Gumbo4x4 View Post
My parents even get "free" golf twice a week in a deal with the course - they show up early and get all the carts out of the charging shed. They used to do it once a week, now twice, are considering making it 3X
That's pretty funny. My dad asks for the "senior rate" at every drive through. They never know what he's talking about but he keeps on doing it.
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Old Today, 10:57 AM   #12
Christine
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Quote:
Originally Posted by chiefmickeymouse View Post
This isn't really what I mean. I understand living within your means. It's more like a game they play to see how little they can spend. These are well off people who won't take vacations or buy a new appliance because they "can't afford it".
I do know someone like this but it happened before he aged.

For instance, when his family goes on vacation, he tries to get the cheapest room, even if it greatly inconveniences everyone. He managed to somehow snag a free rental car through a family member. Rather than discuss his vacation, he came back to work and spent days telling everyone how he got free stuff and how cheap his vacation ended up being. It was like some badge of honor.

Now, he's definitely not wealthy but certainly leads a comfortable enough life NOT to need to do these things. But it has sort of become a hobby.
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Old Today, 10:59 AM   #13
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Quote:
Originally Posted by chiefmickeymouse View Post
That's pretty funny. My dad asks for the "senior rate" at every drive through. They never know what he's talking about but he keeps on doing it.
My mom can tell you what every meal costs at all the "regular" places they eat.

"Your father and I split a sandwich, use a coupon, and get the senior rate. It's a pretty good lunch for $4.37"
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Old Today, 11:01 AM   #14
chiefmickeymouse
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Quote:
Originally Posted by Gumbo4x4 View Post
My mom can tell you what every meal costs at all the "regular" places they eat. "Your father and I split a sandwich, use a coupon, and get the senior rate. It's a pretty good lunch for $4.37"
If my dad says "the drinks are where they get you" one more time my head will explode.mhe argues with every waiter about the price of a drink.
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Old Today, 11:05 AM   #15
OceanAnnie
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Quote:
Originally Posted by chiefmickeymouse View Post
If my dad says "the drinks are where they get you" one more time my head will explode.mhe argues with every waiter about the price of a drink.
My dad says the same thing! The thing that gets my parents is there is free senior coffee at some restaurants and there is a charge at others. Of course anything is too high after you can get it free!

Man do they get steamed about that one!
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