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Old 05-19-2011, 12:51 PM   #1
Cin
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Disney savings account opened!

Yay! I finally went and made a commitment. A little nervous but hey, it's all good. I opened a savings account at our employee credit union and now they will be taking a chunk every pay day. I budgeted and did list after list of bills and budgets and finally decided on the highest amount I felt comfortable with and took the plunge. This is my mad money for my Disney trips and then savings for whatever other big ticket items I want, like a Mustang GT, a travel trailer, and trips galore! It's hard for DH to tell me no to a huge purchase when I already have the cash on hand and it doesn't affect our budget. Now I kick myself for not doing this before but I didn't think we had the extra room in our budget. Then after deciding it was like having kids or any other huge event in life, if I waited until I could afford it, I would never have accomplished anything. So now, I can have fun really planning and dreaming of Disney trips that I know are going to happen, God willing, as finances will no longer be an issue.
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Old 05-19-2011, 01:19 PM   #2
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It's always more enjoying when you know you can pay cash for something, rather than charge and hope you can pay for it later. Congrats & keep saving.
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Old 05-19-2011, 01:39 PM   #3
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I love the feeling of paying off my Disney vacations and knowing they are paid for in full and I dont have to worry about it anymore. Congrats on starting up a savings account. Hopefully it will yield many Disney trips in the years to come!
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Old 05-19-2011, 02:17 PM   #4
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I love having Disney money budgeted out and all paid for before trip date nears. We have done that in the past and it has meant a whole lot more trips for us!
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Old 05-19-2011, 02:20 PM   #5
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Congrats!! We've paid for all our Disney trips in cash before the trip begins and we enjoy ourselves so much more knowing that we won't have a horrific cc bill when we get home!
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Old 05-19-2011, 02:27 PM   #6
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I have a Disney account also. It is automatically taken out of my paycheck so that helps.
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Old 05-19-2011, 03:52 PM   #7
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I know! I'm so excited. Always before we had our bank take some from our checking and put it in our savings, and then I just put aside bits of cash here and there in an envelope and it took me years to save cash and prepay for a big trip like WDW, because we would "dip" into our savings for things we needed. Like tires for the car. Graduation. Traveling expenses. A new amp when the old one had a blow out. I did this so I can't just take a twenty (or a hundred) out of the envelope and vow to replace it later Later doesn't seem to ever come for one reason or another.
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Old 03-12-2012, 01:43 PM   #8
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Quote:
Originally Posted by Cin View Post
I did this so I can't just take a twenty (or a hundred) out of the envelope and vow to replace it later Later doesn't seem to ever come for one reason or another.
I have always kept a envelope of money and it never works out as a good savings technique. I have been putting off opening a savings account but perhaps it is time to put my own budget into motion and start making some savings. Thanks for the motivation to save money
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Old 03-17-2012, 07:42 AM   #9
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I have always kept a envelope of money and it never works out as a good savings technique.
I was thinking I might try an envelope plan but I was afraid it might no be that effective. I might give it a try first. My goal would be to save about half of the cost of a WDW trip. We do take cheapo trips so it might not be too hard. yea right....
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Old 03-18-2012, 09:30 PM   #10
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Congrats! I wish you luck with your savings and I hope all your Disney Dreams come true

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