Disney Information Station Logo

Go Back   The DIS Discussion Forums - DISboards.com > Disney Trip Planning Forums > Budget Board
Find Hotel Specials & DIScounts
facebooktwitterpinterestgoogle plusyoutubeDIS UpdatesDIS email updates
Register Chat FAQ Tickers Search Today's Posts Mark Forums Read

Thread Tools Rate Thread Display Modes
Old 02-20-2011, 10:12 PM   #1
GoofyGirl75's Avatar
Join Date: May 2009
Location: Louisiana
Posts: 179

What percentage of income do you spend on vacation?

Hi all! Lately, we've gone to WDW once a year, and my relatives think I'm crazy. We don't make a lot of money (but really don't spend a lot either), so it seems that people think we can't afford to do these vacations. (Our only debt is our mortgage and one car note, and we have 6 months of income in savings, in addition to small accounts for our kids.)

So, I started wondering... what percentage of our income do we spend on vacations? I figured it up to be around 4%. Is that too much? What do most people spend?

If you find this post too personal or prying, please ignore it.

Spring 2000-(off site, Field Trip) April 2008- 1st family trip December 2009-MVMCP May 2010-back again! May 2011- Four Generations! May 2012-Just the 4 of us May 2013-POR
GoofyGirl75 is offline   Reply With Quote
Old 02-20-2011, 10:30 PM   #2

Loosing Doomed Boo Boo
usnuzuloose's Avatar
Join Date: Sep 2009
Location: Sacramento Ca
Posts: 134,611

We live in ca so we dont vacation to WDW. We went one time. We average about 3 to 4 percent. This year we are taking 3 different vacays and they are very minimal in price. But I feel fortunate to that. We dont have any bills to pay. We rent so no mortgage. Car is paid for.
A Carnival cruise.....with a chicken. TR
usnuzuloose is offline   Reply With Quote
Register to remove

Join Date: 1997
Location: Orlando, FL
Posts: 1,000,000
Old 02-20-2011, 10:35 PM   #3
DIS Veteran
crisi's Avatar
Join Date: Feb 2002
Posts: 22,786

crisi is offline   Reply With Quote
Old 02-20-2011, 11:17 PM   #4
Can't wait to go back
mom2val's Avatar
Join Date: Jan 2008
Location: usa
Posts: 1,456

The past 3 years we have taken 2 vacations each year. One trip is WDW and the other is staying in a cabin in a state park for a week. We have spent @ 5% of our pre-tax income each year on vacations.
2005 CBR, 2008 AKL, 2009 Pop, 2010 POFQ, 2011 Pop, 2012 DCL Magic, 2013 DCL Wonder, 2015 DCL Wonder
mom2val is offline   Reply With Quote
Old 02-20-2011, 11:21 PM   #5
DIS Veteran
NYEmomma's Avatar
Join Date: Dec 2010
Location: NE Ohio
Posts: 1,762

We're not in a place financially to do yearly vacations. Sure, we COULD, but it would mean putting it on a credit card & for "unnecessary" stuff like a vacation, we'd prefer to pay in cash.

So I've been saving up for 2 years for our mediocre little trip coming up in October. It's kind of sad, but it is what it is at this point in our lives.

Speaking numbers, it's about 6% of DH's yearly salary. But I've been saving for 2 years for it, so I suppose that works out to be 3%.
Me , DH , DD 5 , DD 2 , DD 2

8/82 off-site :: 12/88 off-site :: 2/93 POFQ :: 12/98 off-site :: 10/02 POFQ :: 10/11 POFQ :: 2/15 POR

NYEmomma is offline   Reply With Quote
Old 02-20-2011, 11:45 PM   #6

I'm not a rookie
I got 2 dogs. I joined the Dis.
Pakey's Avatar
Join Date: Aug 2007
Location: Central California
Posts: 20,097

We spend 10-15% and take huge vacations (last year WDW twice plus China and Egypt); this year will be Hawaii, WDW, Costa Rica.

Kids are grown and married; we don't have debt. Vacations are very important to us.
Pakey is offline   Reply With Quote
Old 02-21-2011, 12:17 AM   #7
meriface11's Avatar
Join Date: Jul 2008
Location: CT
Posts: 416

I am figuring about 2-3% of our post-tax incomes (including fully funding retirement fund on a pre-tax basis). but we have dvc, so that includes our maintenance fees, but of course we had a $16K buy in cost that i didn't factor in.

September 2005, 2006 2008 Wilderness Lodge
September 2009 SSR
January 2010 BC
September 2010 BWV
September 2011 BC
September 2012 BC
September 2013 BC
August 2014 AKV
meriface11 is offline   Reply With Quote
Old 02-21-2011, 02:04 AM   #8
It may be because they are too embarassed to show it in public
Join Date: Sep 2005
Location: Georgetown
Posts: 3,700

Around 4% is a good number for us. Really that works out to the 2 "extra" pays a year, minus what we normally put into the IRAs. Bonus money plays here too, plus whenever we are gone a week, our normal $200 for groceries/eating out, etc is also figured in.

We also charge everything on the Chase Freedom card, then pay it off monthly to avoid interest. That money goes toward our vacations. We also build Kroger and Speedway gas points and use those too.

As of now, we should have enough just from Chase to pay for our room in Nashville for 4 nights and tickets to the CMA Fest in June. There would be enough Speedway points for a $50 gift card, which should cover most of the gas. I know there is no Speedway in Nashville, but could top off in Bowling Green before hitting the border.

We'll build the points to do the same thing in Oct/Nov for our trip to Disney.
kydisneyfans is offline   Reply With Quote
Old 02-21-2011, 07:56 AM   #9

We're Americans, we're survivors
eliza61's Avatar
Join Date: Jun 2003
Location: Philadelphia PA
Posts: 18,916

Generally we average ~ 5 to 10% of our pay. We are not budget travelers. We lean toward the frugal side of life in real life so when I travel I'm a luxury traveler.
"He who dies with the most toys is still dead"
eliza61 is offline   Reply With Quote
Old 02-21-2011, 08:02 AM   #10
DawnM's Avatar
Join Date: Oct 2005
Location: NC
Posts: 12,859

Maybe 4%? I haven't really calculated.

I know it isn't higher than that.


living with 4 boys (dh included)
DawnM is offline   Reply With Quote
Old 02-21-2011, 08:31 AM   #11
DIS Veteran
momto2inKC's Avatar
Join Date: Jan 2005
Location: Missouri
Posts: 5,003

About 5%, give or take.
5/05 Pop, 12/06 POFQ, 9/07 Pop, 9/08 All Star Movies, 4/09 CBR/AKV/Disney Wonder, 12/11 Pop, 11/13 All Star Music/All Star Sports, 11/14 CSR, 4/15 CSR
momto2inKC is offline   Reply With Quote
Old 02-21-2011, 08:34 AM   #12
DIS Veteran
bdcp's Avatar
Join Date: Nov 2004
Location: Virginia
Posts: 4,465

Around 4%. Usually 2 cruises per year-this year a cruise in summer, WDW and a cruise in October. Last year we did two cruises and went to NYC 3 times. It's just DH and I. When our kids were home, we probably spent more like 2% since we only took one trip per year and usually only to the beach.
Caribbean Beach Resort Nov 89
Shades of Green Nov 98
Shades of Green Nov 05
Shades of Green Nov 08

Shades of Green Oct 11
Shades of Green Nov 13
bdcp is offline   Reply With Quote
Old 02-21-2011, 08:46 AM   #13
Tink in Training-Good Girl,Bad temper
Little house on the prairie was the HEIGHT of t.v
hsmamato2's Avatar
Join Date: Mar 2005
Posts: 6,046

we vacation between 1-4 times per year,depending on the trip,sometime WDW,sometimes visits west for family,sometimes just local camping,usually a mix of all of those in a year....total % is about 1-2% of income....I relentlessly hunt for good deals so we CAN do this many trips,experience things. I think when the kids are grown, I will spend a lot ,and go many places I can't currently go on my budget.
without finding great deals, we would never be able to vacation as much as we do.
hsmamato2 is offline   Reply With Quote
Old 02-21-2011, 08:53 AM   #14
DIS Veteran
Join Date: Nov 2002
Posts: 4,320

We work out our annual budget right after the new year. We're going to Italy for two weeks in October....about 14K for that trip. And that won't include airfare as we have FF miles for that. It will include everything else including pet care for our dog.

We're putting aside $1,200 a month....and so that works out to be a bit 4% of our gross income.
dvcgirl is offline   Reply With Quote
Old 02-21-2011, 08:55 AM   #15
DIS Veteran
Join Date: Nov 2002
Posts: 4,320

Originally Posted by Pakey View Post
We spend 10-15% and take huge vacations (last year WDW twice plus China and Egypt); this year will be Hawaii, WDW, Costa Rica.

Kids are grown and married; we don't have debt. Vacations are very important to us.
Good for you! This is our plan in retirement as well.....when we get there. We're planning to be "someplace else" for 1/4 of the year. And it won't be cheap.
dvcgirl is offline   Reply With Quote

Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump

facebooktwitterpinterestgoogle plusyoutubeDIS Updates

All times are GMT -5. The time now is 03:35 AM.

Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.

Copyright © 1997-2014, Werner Technologies, LLC. All Rights Reserved.

You Rated this Thread: