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Old 02-20-2011, 10:12 PM   #1
GoofyGirl75
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What percentage of income do you spend on vacation?

Hi all! Lately, we've gone to WDW once a year, and my relatives think I'm crazy. We don't make a lot of money (but really don't spend a lot either), so it seems that people think we can't afford to do these vacations. (Our only debt is our mortgage and one car note, and we have 6 months of income in savings, in addition to small accounts for our kids.)

So, I started wondering... what percentage of our income do we spend on vacations? I figured it up to be around 4%. Is that too much? What do most people spend?

If you find this post too personal or prying, please ignore it.
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Old 02-20-2011, 10:30 PM   #2
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We live in ca so we dont vacation to WDW. We went one time. We average about 3 to 4 percent. This year we are taking 3 different vacays and they are very minimal in price. But I feel fortunate to that. We dont have any bills to pay. We rent so no mortgage. Car is paid for.
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Old 02-20-2011, 10:35 PM   #3
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1-2%.
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Old 02-20-2011, 11:17 PM   #4
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The past 3 years we have taken 2 vacations each year. One trip is WDW and the other is staying in a cabin in a state park for a week. We have spent @ 5% of our pre-tax income each year on vacations.
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Old 02-20-2011, 11:21 PM   #5
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We're not in a place financially to do yearly vacations. Sure, we COULD, but it would mean putting it on a credit card & for "unnecessary" stuff like a vacation, we'd prefer to pay in cash.

So I've been saving up for 2 years for our mediocre little trip coming up in October. It's kind of sad, but it is what it is at this point in our lives.

Speaking numbers, it's about 6% of DH's yearly salary. But I've been saving for 2 years for it, so I suppose that works out to be 3%.
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Old 02-20-2011, 11:45 PM   #6
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We spend 10-15% and take huge vacations (last year WDW twice plus China and Egypt); this year will be Hawaii, WDW, Costa Rica.

Kids are grown and married; we don't have debt. Vacations are very important to us.
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Old 02-21-2011, 12:17 AM   #7
meriface11
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I am figuring about 2-3% of our post-tax incomes (including fully funding retirement fund on a pre-tax basis). but we have dvc, so that includes our maintenance fees, but of course we had a $16K buy in cost that i didn't factor in.
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Old 02-21-2011, 02:04 AM   #8
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Around 4% is a good number for us. Really that works out to the 2 "extra" pays a year, minus what we normally put into the IRAs. Bonus money plays here too, plus whenever we are gone a week, our normal $200 for groceries/eating out, etc is also figured in.

We also charge everything on the Chase Freedom card, then pay it off monthly to avoid interest. That money goes toward our vacations. We also build Kroger and Speedway gas points and use those too.

As of now, we should have enough just from Chase to pay for our room in Nashville for 4 nights and tickets to the CMA Fest in June. There would be enough Speedway points for a $50 gift card, which should cover most of the gas. I know there is no Speedway in Nashville, but could top off in Bowling Green before hitting the border.

We'll build the points to do the same thing in Oct/Nov for our trip to Disney.
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Old 02-21-2011, 07:56 AM   #9
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Generally we average ~ 5 to 10% of our pay. We are not budget travelers. We lean toward the frugal side of life in real life so when I travel I'm a luxury traveler.
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Old 02-21-2011, 08:02 AM   #10
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Maybe 4%? I haven't really calculated.

I know it isn't higher than that.

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Old 02-21-2011, 08:31 AM   #11
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About 5%, give or take.
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Old 02-21-2011, 08:34 AM   #12
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Around 4%. Usually 2 cruises per year-this year a cruise in summer, WDW and a cruise in October. Last year we did two cruises and went to NYC 3 times. It's just DH and I. When our kids were home, we probably spent more like 2% since we only took one trip per year and usually only to the beach.
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Old 02-21-2011, 08:46 AM   #13
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we vacation between 1-4 times per year,depending on the trip,sometime WDW,sometimes visits west for family,sometimes just local camping,usually a mix of all of those in a year....total % is about 1-2% of income....I relentlessly hunt for good deals so we CAN do this many trips,experience things. I think when the kids are grown, I will spend a lot ,and go many places I can't currently go on my budget.
without finding great deals, we would never be able to vacation as much as we do.
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Old 02-21-2011, 08:53 AM   #14
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We work out our annual budget right after the new year. We're going to Italy for two weeks in October....about 14K for that trip. And that won't include airfare as we have FF miles for that. It will include everything else including pet care for our dog.

We're putting aside $1,200 a month....and so that works out to be a bit 4% of our gross income.
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Old 02-21-2011, 08:55 AM   #15
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Quote:
Originally Posted by Pakey View Post
We spend 10-15% and take huge vacations (last year WDW twice plus China and Egypt); this year will be Hawaii, WDW, Costa Rica.

Kids are grown and married; we don't have debt. Vacations are very important to us.
Good for you! This is our plan in retirement as well.....when we get there. We're planning to be "someplace else" for 1/4 of the year. And it won't be cheap.
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