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Old 12-11-2014, 02:31 PM   #1
Earning My Ears
Join Date: Dec 2014
Posts: 14

Credit Card

Just curious if anyone found the disney rewards program worth it. When I try to compare it to other credit card rewards it seems that the disney one falls short and doesnt give you much. Thoughts?
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Old 12-12-2014, 10:04 AM   #2
Join Date: Oct 2011
Posts: 5,291
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"Worth it" really depends on 1) your spending habits and 2) how you'd like to use your rewards. You are correct that many people feel they can get a different reward program that better suits their needs. We like the Premier Disney Visa card because that becomes our vacation savings; to me it's "free" vacation funds that I otherwise might not be able to save. But if I wanted my rewards program to give me cash back or pay for other things, this wouldn't do it.

Enjoy your vacation!
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Old 12-12-2014, 10:21 AM   #3
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Join Date: Nov 2012
Location: Syracuse, NY
Posts: 560

I like it, but it can seem like work to get top value from it. Knowing which restaurants and shops have a 10% discount, the rules for interest-free financing, special events (like Food & Wine, or 15% sales) require you to do some homework. Which for me is worth it.
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