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Old 01-03-2010, 05:50 PM   #1
travelbug
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Question for those with a Discover Card

Just curious how you all cash in your Cash Back bonus money. Do you normally get a Discover gift card or do you get a gift card special when you see one you want?

TIA!
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Old 01-03-2010, 06:08 PM   #2
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I usually get the bookstore gift card when it is a special deal.
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Old 01-03-2010, 06:47 PM   #3
kiddisney
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i get all kinds of things

i use the specials - spend 20 points and get 25 for lands end - or use 40 for a 100 hyatt certificate - but sometimes i use the points to put on my account balance - look over all of the offerings -
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Old 01-03-2010, 06:51 PM   #4
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I usually put it towards my account balance. Boring but it works for me.
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Old 01-03-2010, 07:29 PM   #5
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Apply the $$$ to my account balance.

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Old 01-03-2010, 07:31 PM   #6
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Get gift cards to go out to dinner.
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Old 01-03-2010, 07:35 PM   #7
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I also apply it towards the balance. I look at the offers they have but have never found something I can use. Or if there is something there interests me, the terms are usually too restrictive.
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Old 01-03-2010, 07:54 PM   #8
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I used to always just have the amount credited to my statement. Figured it was like an extra payment. But then I realized that they had $45 CVS gift Certificates for $40. And I had been doing the CVS thing. So I realized getting the GC was like getting a $5 coupon. I would never not use a $5 coupon. So that is what I"ve been doing since. I always check it out and see if there is anything else with a better bonus that I might use. And then that way I can really say CVS'ing doesn't cost me anything because all of my out of pocket goes on the GC.
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Old 01-03-2010, 07:58 PM   #9
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Restaurant gift cards for the same reason as the pp stated. It's great to get an additional $5 for every gc that you pick!
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Old 01-03-2010, 08:09 PM   #10
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Last time I used my cash back towards purchasing 10 day park hopper passes for the 4 of us. Charged the tickets on Discover and applied the $$ toward it - at the time it was about $900 cashback. I haven't 'redeemed' my cashback since then (about 2.5 years ago) and now it's about $450. I usually just get the cash or apply it towards the balance which is paid in full every month.
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Old 01-03-2010, 11:21 PM   #11
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Thanks, everyone. I'm trying to decide how I want to use the Cash Back money. It's interesting to hear what you all do.
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Old 01-03-2010, 11:50 PM   #12
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I'm a big lands end shopper, so I go for the spend $40 get $50 cashback.

I used to just do the credit to my account.


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Old 01-04-2010, 12:11 AM   #13
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I wait until I am at $25 or $50. Then I order the Discover gift card and go to disneygiftcard.com and buy a Disney gift card with it. That way, it is still Disney money and I can pick my own gift card design.
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Old 01-04-2010, 12:31 AM   #14
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I used mine to renew my Sam's club membership and got a $10 gift card to use as well!! I believe the $40 card to renew membership can also be used as a regular gift card there if you are not ready to renew.
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Old 01-04-2010, 12:41 AM   #15
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Quote:
Originally Posted by hercamore View Post
I'm a big lands end shopper, so I go for the spend $40 get $50 cashback.

I used to just do the credit to my account.


herc.
Same here. Lands End - or if there is nothing we need, then credit to acct.
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