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Old 03-07-2009, 06:37 AM   #106
Leleluvsdis
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I can't believe I'm going to say this, but I would go for the house.

We are in a similar situation, but the housing market here is very high. We currently live in a 1000sq foot house with 3 bedrooms 1 1/2 bath and less than 1/2 lot and our house has been listed at $130k. The avereage 1500-1800sq ft house with 1/2 to 1 acre goes for min 180k and up. It's very frusterating, but we have been looking for almost a year, so I would go for the house. Once you get settled I'm sure you will be able to make a trip!
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Old 03-07-2009, 07:47 AM   #107
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That is a hard Dilemma. You know I'm super addicted to Disney and was looking forward to meeting you at the Dis meet. But for the perfect house I would pass on Disney this year. I can totally relate to your situation, houses are not selling fast here either. We live in a 2000 Sq. ft 3/2 home all brcik and in a nice neighborhood. Still I think a bigger house would be great for our family. We would love to have 4 bedrooms and a bonus room or nice finished basement. If your payment is only going to go up a little why not go for it! Also the extra land will be great for your family. Keep us updated on what you decide.
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Old 03-07-2009, 10:33 AM   #108
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Ooh, this is a tough one. As much as we all love Disney, I think that sould not be a factor in your decision. Easy for me to say, right!! If you've been looking for 2+ years for the perfect house for your family and haven't seen anything until now, then I think you need to jump on it! I would definitely make it contingent on your current home selling though. You don't want to be carrying two mortgages. Since you are getting such a deal, you could still go to Disney!!


Good luck!
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Old 03-07-2009, 12:31 PM   #109
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Hi again! Thanks for the input everyone.

I guess I left this out: with a short sale there are no contingencies (for home inspection results or buying when we close on our current home) so we either have two mortgages or we get a bridge loan until our current home sells. Knowing that a house in our range is on the market for an average of 4 months and knowing that the economic recession hasn't bottomed out yet has me super scared to make a move. I hate to pass up a great deal on a perfect house but I also hate to carry two mortgages and not get another job. Of course our agent says it will be no problem. We aren't convinced yet.

Decisions, decisions, decisions............
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Old 03-08-2009, 07:49 AM   #110
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Okay...Decision as of this morning

So we have made a decision for now...

We're going to the bank in the morning. We want to know what our rep will be willing to work out. We've been pre-approved for a long time but we want to make sure nothing has changed due the economic down turn. Joe has decided to sell one of his trucks-he has 3 vehicles and all are nice. He becomes emotionally attached for some crazy reason. We have been talking about it for a while but it hasn't been necessary so we just haven't done it. We have people randomly stop in our driveway and ask to buy this truck so I don't think it will be a problem to sell. This way we can get the house and go to WDW... ' Joe said "I can't believe I'm saying this out loud but I'm actually looking forward to going to Disney World with you and the girls. I don't want to cancel our trip." We don't need four vehicles. Getting rid of some of the excess would be a good thing.

Our real estate agent made us pretty angry yesterday. I told all of you that he was confident Friday that we could get the place for $150k. Yesterday afternoon he sends an email of all things and says he thinks we should bid $185k so that the bank knows were serious. Are you kidding me???? You're now telling us to offer $35k more in less than 18 hours???

The place is worth $185k don't get me wrong. It's more that he doesn't appear to have our best interest in mind. I will keep you posted. The great news is that we are going to Nashville here in a few minutes for shopping and I can still look for vacation clothes for the girls
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Old 03-08-2009, 07:58 AM   #111
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I hope everything works out for you with the house and with Disney.
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Old 03-08-2009, 05:57 PM   #112
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I am glad I got to read the whole thread and not just the first "what would you do" post. My first reaction was "OMG I am not going to get to meet Leanne and her family" after I got over the "all about me" moment, I thought "wow, the perfect house, how can she pass that up" The I thought "maybe SOMEHOW they can do both" Kept reading and was like "thats right hubby man-you sell that truck and have you some DIsney fun" Shame on ur agent, hello Mister that is over 30k-let me just pull that out from under my matress. I really hope it works out and you get the house. Avery would be in heaven to have her own horse-I want to start her on lessons sometime. Have fun shopping and post some pics!!
Sun came out at the bech today!
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Old 03-08-2009, 06:01 PM   #113
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I just read your dilemma, and your update, so i'm glad you may be able to go with the house and Disney

We are looking to buy a house too, within the next year or so, If I had to choose between the 2 it would be the house. You can go to Disney anytime, the perfect house does not always show up.
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Old 03-08-2009, 10:02 PM   #114
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Hope everything works out for the best, and just remember if it's meant to be it will be!!!
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Old 03-09-2009, 06:23 AM   #115
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Quote:
Originally Posted by Lifelong_Dreamer View Post
I hope everything works out for you with the house and with Disney.
Me too. I have been really looking forward to the meeting everyone at the DIS meet.

Quote:
Originally Posted by MaryAz View Post
I am glad I got to read the whole thread and not just the first "what would you do" post. My first reaction was "OMG I am not going to get to meet Leanne and her family" after I got over the "all about me" moment, I thought "wow, the perfect house, how can she pass that up" The I thought "maybe SOMEHOW they can do both" Kept reading and was like "thats right hubby man-you sell that truck and have you some DIsney fun" Shame on ur agent, hello Mister that is over 30k-let me just pull that out from under my matress. I really hope it works out and you get the house. Avery would be in heaven to have her own horse-I want to start her on lessons sometime. Have fun shopping and post some pics!!
Sun came out at the bech today!
YAY! The sun came out!

I'm glad you read the whole thing. We will have a better feel this afternoon about whether everything is going to work out how we think it will. If you think Avery is interested you should start interviewing riding instructors. Lindsey started lessons at 5 yrs old. After the first year, I highly recommend pursuing a longer lesson which teaches the process of taking care of, handling, and riding the horse. I think Lindsey really fell in love when she started these type of lessons. We also knew that she was serious because she didn't mind brushing, washing, applying medicine to wounds, taking care of saddles etc.

BTW, I made a lot of purchases and didn't spend a lot of money. There were some really good deals at the Disney Store yesterday. It helped my stress level significantly. I'll try to post some pics tonight!

Quote:
Originally Posted by 3princesses+aprince View Post
I just read your dilemma, and your update, so i'm glad you may be able to go with the house and Disney

We are looking to buy a house too, within the next year or so, If I had to choose between the 2 it would be the house. You can go to Disney anytime, the perfect house does not always show up.
Thanks for the words of encouragement. This process has been gruelling. Thing is if we had found this place for this price 18 months ago, I would have been posting pics of my new home. It's crazy how things have changed in that little of time.

Quote:
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Hope everything works out for the best, and just remember if it's meant to be it will be!!!
I agree. We feel like it just fell in our lap.



!
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Old 03-09-2009, 06:24 AM   #116
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Thanks again everyone! This has been a tough weekend for sleeping I tell ya! We are going to the bank today to talk to our loan officer. Joe and I feel like this is one of those once in a lifetime moments so we have to go after it. We took Joe's parents to see it and walk through yesterday afternoon. On Friday, they told us we were crazy to go look because of the economy. Yesterday they told Joe make an offer. You don't know how much it helps to have them tell us it would be the right thing to do.

I will keep you posted! Have a great Monday everyone
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"Now That's What I'm Talkin' 'Bout!" May 2010 TR
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Old 03-09-2009, 07:09 AM   #117
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Quote:
Originally Posted by leamom2princesses View Post
Thanks again everyone! This has been a tough weekend for sleeping I tell ya! We are going to the bank today to talk to our loan officer. Joe and I feel like this is one of those once in a lifetime moments so we have to go after it. We took Joe's parents to see it and walk through yesterday afternoon. On Friday, they told us we were crazy to go look because of the economy. Yesterday they told Joe make an offer. You don't know how much it helps to have them tell us it would be the right thing to do.

I will keep you posted! Have a great Monday everyone


Hope you get the answer you are looking for!!!

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Old 03-09-2009, 08:18 AM   #118
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I hope everything works out with the bank today! You've got a lot going on, a new house, Disney, possibly a new job...WOW!! Hope you know hoe to juggle!!

I can't wait to see what you picked up on your shopping trip!
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Old 03-09-2009, 10:23 AM   #119
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Quote:
Originally Posted by Leleluvsdis View Post


Hope you get the answer you are looking for!!!

Thank you, Thank you, Thank you! We are meeting the loan officer at 12:00 CST. I hope I have good news for you this evening!

Quote:
Originally Posted by wlwilliams9 View Post
I hope everything works out with the bank today! You've got a lot going on, a new house, Disney, possibly a new job...WOW!! Hope you know hoe to juggle!!

I can't wait to see what you picked up on your shopping trip!
Thanks Wendy! I do have a lot going on. I do my best work under pressure I will post our purchases tonight. I can't wait to post pics of what Josie picked out. My 8 year old could care less about what she wears but the 3 year old is completely different. She is all about picking out her clothes. If she doesn't like what you lay/pick out for her, she says "Dat is ugwy momma". She's a hoot. Pics to come tonight!
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"Now That's What I'm Talkin' 'Bout!" May 2010 TR
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Old 03-09-2009, 10:43 AM   #120
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I've got my fingers crossed that everything works out with the house and the loan officer. That does stink about the realtor though. Maybe you should just make the original offer of $150. You can always go up right but not back down? your hubby is right you don't need 4 vehicles but a house you love and a nice vacation to Disney will be great family time . I'm hoping you still get to go and I'm looking forward to meeting you all. Waiting to see your Disney store finds.
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