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Old 02-14-2009, 11:40 AM   #16
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I bank with Abbey (santandaar group) does anybody know if they have a US branch?
Thank you
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Old 02-14-2009, 12:23 PM   #17
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HSBC has branches in Scotland - their website link shows them http://www.hbeu1.hsbc.com/ukservices...r/scotland.asp
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Old 02-14-2009, 04:28 PM   #18
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Quote:
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Very interesting information on this thread. It has certainly given me food for thought as I like the idea of being able to top up a US account for our DVC dues etc.

I bank with HBOS so I will certainly raise the question with them and post any relevant information.

Ali - HSBC is not as prominent on Scottish High Streets as those south of the border. Clydesdale Bank is, I think, part of the same group.
I asked in HSBC , they said they do an US dollar account with a cheque book but no cards if you find out anything different would you let me know

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Old 02-14-2009, 04:28 PM   #19
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Quote:
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HSBC has branches in Scotland - their website link shows them http://www.hbeu1.hsbc.com/ukservices...r/scotland.asp
thanks for the link Susie, know exactly where it is

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Old 02-14-2009, 05:54 PM   #20
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Thanks for all the info about Sun Trust and HSBC. I'd really like to set up a dollar account for paying DVC dues. Will look into it
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Old 02-14-2009, 05:59 PM   #21
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We bank with HSBC so we spoke to the bank here about opening a US HSBC bank account. We did so last August for no charge, and there is no charge to transfer money between our UK and US account (or back again).

I have set up a monthly transfer between the accounts for our DVC monthly fees and plan to top the account up when the rate improves.

We get a better exchange rate than the tourist rate but not quite as good as the business rate - for example today's tourist rate is $1.3911 to £1 but our rate through the bank is $1.423 to £1

It may be worth finding out if your bank will allow you to open a US account through them
Can I ask whether there has to be a minimum amount present in the US account?
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Old 02-15-2009, 07:51 AM   #22
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We had to put about £10 in to open it but now that it is open there is no minimum amount
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Old 02-15-2009, 12:55 PM   #23
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We had to put about £10 in to open it but now that it is open there is no minimum amount
Thanks. That's very useful to know
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Old 02-15-2009, 01:41 PM   #24
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Hi Lisa

We've had a Suntrust account for a couple of years now - it generally works very well.

The only issue we had was that they would send us paper statements every month and charge us $5 for it - it took a couple of tries to get them to stop sending them and just access the statements on line instead so watch for that happening with you.
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Old 02-16-2009, 02:01 AM   #25
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We've got an account with Wachovia which we opened a few years ago - we did try and open one with Sun Trust in Celebration at the time but they wouldn't let us. The Wachovia account sounds the same as the Sun Trust one and I either transfer funds from my bank account or via Paypal. It's handy for paying DVC dues and also our spending money when we're in Florida (I either use the debit card to pay for stuff or get cash from a cashpoint)
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Old 02-16-2009, 02:50 PM   #26
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Spoke with HBOS this morning and it's a no go with them.

They only have links with a Spanish based bank which seems to work in exactly the same way as some of the US accounts already mentioned but for those who have European timeshares. All transactions in Euros.
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Old 02-17-2009, 04:45 AM   #27
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Spoke with HBOS this morning and it's a no go with them.

They only have links with a Spanish based bank which seems to work in exactly the same way as some of the US accounts already mentioned but for those who have European timeshares. All transactions in Euros.
Hmmm...I have a personal currency account with HBOS in USD. I have a pay-in book and cheque book (in USD) and just payed my annual dues by cheque with no problem. The account itself has no monthly fees and I earn a little interest. The downside is it cannot be controlled online and I know we still had to pay wire fees when we bought the DVC and sent to the money (in USD) to the broker. So not making sense to run this and a US one with the intention of moving money between the two.

But the account does exist. HTH.
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Old 02-17-2009, 05:32 AM   #28
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Very interesting!! Thanks for the info Lisa.

The girl I spoke with nearly fell of her chair when I asked about a US account but something obviously does exist.

Is yours a personal $US account which is held at your local branch?
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Old 02-17-2009, 05:45 AM   #29
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Quote:
Originally Posted by Callum View Post
Very interesting!! Thanks for the info Lisa.

The girl I spoke with nearly fell of her chair when I asked about a US account but something obviously does exist.

Is yours a personal $US account which is held at your local branch?
It is a personal account and it was linked to my graduate account (so maybe you have to have a current account there). Yeah, everything is in USD- cheque book, statements and pay-in book (can pay in both currency). I can deposit at my local branch (even in USD at the business counter) but I think the account is actully run from HBOS International Services in Glasgow centre (that is what my cheques and statements say).

We did open it up just by walking into our branch and filling in some forms and every time we went back into our branch we had to ask for a specific person as no-one else knew how to work the account. I just looked up some of the paper work and it is called a 'Personalised Currency Account'. HTH.
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Old 02-19-2009, 02:58 PM   #30
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Quote:
Originally Posted by Callum View Post
Very interesting!! Thanks for the info Lisa.

The girl I spoke with nearly fell of her chair when I asked about a US account but something obviously does exist.

Is yours a personal $US account which is held at your local branch?
Callum I asked at our local HBOS and in Glasgow Monday, they do an account but like what nobodies36 has they only give you a cheque book.. I wanted a debit card but they don't do it.

I also asked at the Abbey and they looked at me as if I was daft.
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