Disney Information Station Logo

Go Back   The DIS Discussion Forums - DISboards.com > Global Neighbours > UK DVC Discussion
Find Hotel Specials & DIScounts
facebooktwitterpinterestgoogle plusyoutubeDIS Updates
Register Chat FAQ Tickers Search Today's Posts Mark Forums Read

Thread Tools Rate Thread Display Modes
Old 04-06-2002, 02:47 PM   #1
DIS Veteran
mickg7dyd's Avatar
Join Date: Oct 1999
Location: Boston Lincs U.K.
Posts: 1,065

Points Insurance?

I think I asked this question last year without much success but as we now have a few more members I thought I would try again.Do any of the UK DVC members use any form of insurance for their points?
I've noticed the slip that comes with the confirmation letters but have not seriously checked them out,also tried to get UK based insurance but all the companies I tried were not interested.
Any thoughts?


mickg7dyd is offline   Reply With Quote
Old 04-06-2002, 03:41 PM   #2
There's always something new to learn!
Hilary's Avatar
Join Date: Feb 2000
Location: Swansea, UK
Posts: 6,476

I was pleased to see the example of cost / remuneration on the insurance which is promoted on those slips that come with the booking confirmations (and was detailed in the most recent Vacation Magic). Until now it has been very unclear (as far as I could see) exactly what the set-up would be compensation, and how much it would cost.

I don't think I would be tempted to take out insurance for our 'normal' family holidays when we don't stand to lose too many points, but I'm weighing up the pros and cons for our next trip when we're taking 8 other family members and tying up nearly three years' worth of points! Not only are there a lot of points at stake for this booking, but with 12 of us travelling, the chances of someone being unable to travel must be increased as well.

At the moment I'm trying to be philisophical about it and think that if we lost the points, the cash wouldn't really compensate us for a cancelled trip anyway, but then again I think of the points we'd lose on our GV booking just for the first night if our flight was delayed and wonder whether I should take the insurance!

I haven't been able to find any UK brokers who will quote for points insurance.
Hilary is offline   Reply With Quote
Register to remove

Join Date: 1997
Location: Orlando, FL
Posts: 1,000,000
Old 04-07-2002, 12:58 PM   #3
DIS Veteran
Join Date: Sep 1999
Location: Poinciana, Kissimmee Florida
Posts: 3,940

I can't see this offering any value to me, I don't understand 1) what they are insuring and 2) how it can be proved you have "lost the use of your points" if that is what they are offering. Even if they go into a "holding account" it should be possible to get use out of the points.

I know there are a lot of people who like to take out insurance "just in case...." but I can't see any time when this really has any value.
vernon is offline   Reply With Quote
Old 04-10-2002, 02:37 AM   #4
DIS Veteran
Join Date: Mar 2002
Location: Wiltshire, England
Posts: 524

I took the annual Amex insurance last time. I asked them how they value the holiday if it was cancelled, they said that they go on how much it would cost to book paying cash. I thought this sounded much better than the $5 a point you get with DVC. I am not sure if all insurances do this, but they must give you something back.
DisneyBB is offline   Reply With Quote

Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On

Forum Jump

facebooktwitterpinterestgoogle plusyoutubeDIS Updates

All times are GMT -5. The time now is 12:28 AM.

Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2015, Jelsoft Enterprises Ltd.

Copyright © 1997-2014, Werner Technologies, LLC. All Rights Reserved.