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Old 05-29-2008, 11:02 AM   #1
heart_of_disney
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If you got BAD credit Walt Disney Wolrd will not hire you!

My niece just retruend from Florida. She is 25 and graduated from college couple years ago. She applied for a reservations position at Walt Disney World. She went through 2 interviews. When they did the background check, they also did a credit check. She made some stupid mistakes on credit cards when she was in college, therefore her credit is not good. She never thought it would prevent her from getting a job. Disney told her due to her bad credit, she would not be hired. WOW.... Can you believe all the WDW must have credit scores in the 700s... I am sorry, the mouse is getting just a little picky for the employees he wants to underpay.
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Old 05-29-2008, 11:04 AM   #2
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Banks do the same thing
I think the feeling is that if you don't pay your bills you might be tempted to do something dishonest.
I know Disney is not the only one that does this
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Old 05-29-2008, 11:06 AM   #3
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I think that's the gist of the freecreditreport.com commercial about the guy working at the fish restaurant. It is becomming a lot more common - and when you have two equally qualified applicants would you rather hire the one who used poor financial judgment or the one who did not?

Now marketing credit cards to college students, that is another thread!
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Old 05-29-2008, 11:07 AM   #4
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There are a lot of companies that will check your credit before hiring you. Many of these companies have you working around cash. They figure if you have bad credit, and struggle to pay your bills, you may be tempted to do something dishonest.
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Old 05-29-2008, 11:28 AM   #5
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Yeah, it's pretty common. DH had one (banker) and I've had several credit/background checks in my time.

They should really teach money management in high school just for issues like this!
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Old 05-29-2008, 11:31 AM   #6
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I guess it is telling that Disney is able to be so picky with people they pay so little to; most low paying jobs don't have such stringent requirements.
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Old 05-29-2008, 11:33 AM   #7
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Did she apply for the front desk or to take ressies over the phone? The reservations dept is separate from WDW. They're located in Tampa.

When my brother applied to Disney a few years back, they didn't check his credit. Even if they did, his score would've been low because he's never had a cc or a loan in his life.
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Old 05-29-2008, 11:35 AM   #8
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Quote:
Originally Posted by heart_of_disney View Post
My niece just retruend from Florida. She is 25 and graduated from college couple years ago. She applied for a reservations position at Walt Disney World. She went through 2 interviews. When they did the background check, they also did a credit check. She made some stupid mistakes on credit cards when she was in college, therefore her credit is not good. She never thought it would prevent her from getting a job. Disney told her due to her bad credit, she would not be hired. WOW.... Can you believe all the WDW must have credit scores in the 700s... I am sorry, the mouse is getting just a little picky for the employees he wants to underpay.
Did they tell her it had to be in the 700's?

Did she default on loans or was she just late a few times?

Credit scores are also used for determining car insurance rates.
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Old 05-29-2008, 11:37 AM   #9
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I has to do with being bonded or insured. It used to be only bankruptcy, but nowadays, the stakes are raised to other credit infractions in many cases.
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Old 05-29-2008, 11:40 AM   #10
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hmmm... there has to be some other variable, perhaps a skeleton in the closet or the position your niece applied for. I know far too many CM's up to their ears in debt, with horrible credit that are presently working for the company.
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Old 05-29-2008, 11:41 AM   #11
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I was denied a job once for something on my report that wasn't even mine. I disputed with the agencies but they refused to remove it. Now I have a neg on my reports which I continue to dispute with no success.

It sucks but that is the way things work now.
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Old 05-29-2008, 11:51 AM   #12
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Many companies/corporations do a credit check prior to hiring.

That is why it is imperative for parents or schools to teach financial planning prior to kids entering college.
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Old 05-29-2008, 12:15 PM   #13
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My personal opinion is, if you are not working a job that requires you to have direct access to cash, your credit score is pretty irrelevant. What difference does a credit score make for a ride operator or character?

I niether know nor care about the credit scores of my employees; I evaluate them on their work performance.
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Old 05-29-2008, 01:06 PM   #14
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Common. We do a credit AND criminal record check.
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Old 05-29-2008, 01:49 PM   #15
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That's a little bit ridiculous in my opinion that you check a credit score to determine someone is a qualified canidate. In some cases even a criminal background shouldn't matter. Ah well... corporate American bullpoop.
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