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Old 02-02-2014, 07:45 AM   #16
MinnesotaMouseketeers
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If they did I would fake an illness in a heartbeat.
I was thinking the exact same thing!
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Old 02-03-2014, 10:45 PM   #17
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We're home and the cruise was so much fun! I don't know why we had never done it before. As for my little one, it was thankfully not a virus that invaded after he got over his cold. It was just teething. By 10 pm that first night of the cruise (Friday), the pain subsided, he stopped trying to gnaw on everything and started nursing instead. His congestion also cleared up enough that night that his slight wheezing was gone. Baby was able to join me for the Saturday and Sunday shows and he was enthralled.

The $1,000+ cost for an IV is frightful since we have a high - deductible insurance plan.
After seeing Castaway Cay, I wouldn't mind being stranded either!
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Old 02-04-2014, 10:10 AM   #18
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We're home and the cruise was so much fun! I don't know why we had never done it before. As for my little one, it was thankfully not a virus that invaded after he got over his cold. It was just teething. By 10 pm that first night of the cruise (Friday), the pain subsided, he stopped trying to gnaw on everything and started nursing instead. His congestion also cleared up enough that night that his slight wheezing was gone. Baby was able to join me for the Saturday and Sunday shows and he was enthralled.

The $1,000+ cost for an IV is frightful since we have a high - deductible insurance plan.
After seeing Castaway Cay, I wouldn't mind being stranded either!
Wonderful!!! I'm so glad that everything turned out OK and you had a great cruise!
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Old 02-04-2014, 03:47 PM   #19
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FYI: generally speaking, your high deductible health insurance plan would NOT cover anything medically on the ship. It would be considered "foreign/overseas" and would not be covered. All the more reason why trip insurance is such a good deal, especially with kids!! (I've learned this from personal experience... by the way! Glad it all worked out!
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Old 02-05-2014, 06:06 PM   #20
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FYI: generally speaking, your high deductible health insurance plan would NOT cover anything medically on the ship. It would be considered "foreign/overseas" and would not be covered. All the more reason why trip insurance is such a good deal, especially with kids!! (I've learned this from personal experience... by the way! Glad it all worked out!
Thanks for looking out for me. I also have a toddler and it's the first time we've left the country with them. I had also come to the conclusion during the trip that it's not worth the risk of traveling without insurance when kids can get sick so easily. Our insurance would've covered medical costs at sea or at the Bahamas (our only port) though. I checked. It's a good plan from a large national employer. It's just that the deductible for a family is $3,200. (Luckily premiums are low and the max out - of - pocket is $6,500.)
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Old 02-05-2014, 08:09 PM   #21
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FYI: generally speaking, your high deductible health insurance plan would NOT cover anything medically on the ship. It would be considered "foreign/overseas" and would not be covered. All the more reason why trip insurance is such a good deal, especially with kids!! (I've learned this from personal experience... by the way! Glad it all worked out!
Don't assume this. I have Blue Cross Personal Choice and I'm friends with a senior VP at BC and he says it does cover outside the US but at "out of network" rate. It's complicated but eventually gets resolved.

That said, I still get trip insurance. Mostly for the cancellation coverage but also in case any of us need to be airlifted. My TA says it can cost up to $60,000 and can bankrupt a family w/o insurance. It's not worth taking a chance.
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Old 02-05-2014, 08:12 PM   #22
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I have sandandsunopenia! I need to be left behind at Castaway Cay!


I have this too. I really NEED a day or more at CC. For medical purposes of course.
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