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Old 09-06-2013, 10:19 AM   #11
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Colleen27's Avatar
Join Date: Mar 2007
Location: Michigan
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Originally Posted by crisi View Post
From a budget board standpoint, the only issue that is implied is that her emergency fund was not large enough for the unseen expenses involved in having your boyfriend beat you and getting yourself safe. I think that is falling under "budgetary misdemeanors" and I wouldn't sweat it. To pay for the trip in full, the only thing that is required is she skips some planned table service, skips souvenirs and avoids up charges on the cruise - big whoop - that's what the trips of 80% of the people here are like....but you can't win around here, if you post that you've saved up enough money to take a trip and keep your emergency fund untouched - even though the washer broke last week you were able to replace that money into your emergency fund without touching your trip funds, you are accused of stealth bragging.
No kidding! Some of the posters here are the most rigid, black-and-white thinkers I've ever met - if you don't have a sizable emergency fund, fully funded retirement and college accounts, no debt (except mortgage... a 200K mortgage is fine, but a $200 credit card balance is terrible!), and iron-clad job security, you shouldn't be vacationing. But God forbid you sound too proud of having accomplished all of that!

There's a lot of good advice in between the extremes, but some of the extremes just leave me shaking my head at times.

Originally Posted by NHTikiBeckie View Post
Yes you do, and it isn't really a money saver at all anymore either. We crunched the numbers and it was easily cheaper to eat without it.
Besides, it is a terrible idea if you're going to be spending time on the "dark side" at Universal because you've paid for meals at WDW but will certainly also want some meals elsewhere. It is really only worth doing if it is free, or if you are only doing Disney and fit a pretty specific set of eating habits that would maximize the value of the plan without deliberate effort.
~~**Colleen & Crew**~~
POR 10/05 ~ BC 08/07 ~ WL 01/08 ~ CBR 12/09 ~ POP 03/11 TR/ DR
POP 1/12 TR ~ ASSp 5/12 ~ CSR 3/13 ~ POP 4/13 ~ ASMu 12/13

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