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Old 05-19-2013, 10:27 AM   #10
StitchesGr8Fan
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Join Date: Jul 2009
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Unless the insurance company decides the car is totalled, or you have one of those policies that will replace a car less than a year old, I don't think you will have much luck. The insurance company doesn't have to give you the value of the car if it isn't totaled, just the value of the repairs.

You best bet might be to get the car repaired and trade it, knowing that the dealership will give you less for it because they will be able to tell it has been wrecked.

It's a crappy system, but there isn't much you can do.
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