What use year should i choose

[Dean]

Originally Posted by maburke

Agreed. I was just making the point to mlayton14 that it's not always best to have a UY early in the year; it depends on your starting point.

And the reverse could be true too. Buying a stripped contract cheaper might be better for some if they get a better price and couldn't use the points now anyway. That's esp true if they didn't want to fool with renting extra points gotten up front.

[maburke]

Originally Posted by Dean

And the reverse could be true too. Buying a stripped contract cheaper might be better for some if they get a better price and couldn't use the points now anyway. That's esp true if they didn't want to fool with renting extra points gotten up front.

Precisely. Every contract (including resale) has a "beginning," so to speak.

[Dean]

Originally Posted by maburke

Precisely. Every contract (including resale) has a "beginning," so to speak.

As a rule stripped contracts tend to be more expensive because the discount for them doesn't match the loss of points. Also, for the 2042 resorts, they all have a ending that could come into play. While technically they all go to 31 Jan, 2042; it's clear that not all points will be usable the last 1-2 years minimum. Not a big deal but likely a few hundred dollars difference between one contract to another depending on UY and could further negate any benefit to "getting the points earlier" depending on the UY. It's likely UY late in the year will be most compromised.

[maburke]

Originally Posted by Dean

As a rule stripped contracts tend to be more expensive because the discount for them doesn't match the loss of points. Also, for the 2042 resorts, they all have a ending that could come into play. While technically they all go to 31 Jan, 2042; it's clear that not all points will be usable the last 1-2 years minimum. Not a big deal but likely a few hundred dollars difference between one contract to another depending on UY and could further negate any benefit to "getting the points earlier" depending on the UY. It's likely UY late in the year will be most compromised.

Do you think that the last 2 years phenomenon is going to be as big a deal as originally thought, given how many other resort options we will have at that point?

Anyway, note to self, if I'm still alive: Be sure to be in borrow mode the last few years.

[Sur]

Originally Posted by maburke

Anyway, note to self, if I'm still alive: Be sure to be in borrow mode the last few years.

If borrowing is offered then.

We bought slightly stripped due to no intent to travel for a while, figures a trip to another Disney location popped up, then another super-loaded contract did, had to have it! Someone help me!!

[Dean]

Originally Posted by maburke

Do you think that the last 2 years phenomenon is going to be as big a deal as originally thought, given how many other resort options we will have at that point?

Anyway, note to self, if I'm still alive: Be sure to be in borrow mode the last few years.

Each resort will have to stand on it's on. Mathematically there are simply not enough points for everyone to use all points the last couple of years. Thus they'll have to limit in some way. Maybe voluntary non usage with no fees or a lottery or simply free for all with people losing points. But yes, I do think it's going to be a big mess and I'm hoping I'm alive and aware enough to see the BBS light up as that time nears and the limitations are discussed.