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Old 03-08-2013, 04:39 AM   #24
Earned his ears, now wants yours
Slept with 500 or so passports
Stumbling will probably be my primary mode of transportation by then
Join Date: May 2007
Location: San Jose, CA
Posts: 1,470

Originally Posted by MDennis28 View Post
May I ask who you buy the second policy from please?
It depends on the trip and what my needs are. Usually it's TravelGuard or Access America. I did have occasion to file a relatively small medical claim with TravelGuard and it was quite straightforward. I have also had occasion to use the cruise credit on DCL insurance after a claim was denied - this was also straightforward, but not quick, as it required going through the process of first having the insurance claim denied, then applying for the credit with DCL.
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