02-27-2013, 07:12 PM
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#1 |
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My family drove me nuts, and then I got stuck in traffic
Washed my hair and wham, several ideas hit me all at once! 
Join Date: Dec 2005
Location: I wanna be in DISNEY!
Posts: 20,959
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No Buy ~~ March 2013
Since some of us are looking for some financial freedom this year, I figured this would be a good place to try a new thread.
Rules are simple: you decide what to track, how to track it and what your goals are. While many people choose to try for as many $0 days as possible (hence the "no buy" title), if some other target works for you, then go for it! Good luck to everyone!!!
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Nan
 FREEDOM ★★★★★★★★ ~ 8 stars and counting!!! Go IU!!! Mom to:  (College Girl)  (DS)  (DS)  |
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02-27-2013, 07:14 PM
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#2 |
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My family drove me nuts, and then I got stuck in traffic
Washed my hair and wham, several ideas hit me all at once!
Join Date: Dec 2005
Location: I wanna be in DISNEY!
Posts: 20,959
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Alright, I did pretty well last month..and I hope to do even better this month!!!
I'm setting a goal for 12 - no buy days. DD is home from college in a week so I'm sure we will do some extra things while she is home... 3/1- Bills/Groceries (only off list) 3/2 - 0 No Buy Days - 1 3/3 - 0 3/4 - 15.00 cleats on sale for DS12 3/5 - 20.00 gas DS16; 60 game tix for this weekend 3/6 - 17.90 for haircuts (had coupons x 2); 20 for dinner (had coupons) 3/7 - 20 milk 3/8 - 10 for boys lunches 3/9 - 0 3/10 - 0 No Buy Days - 4 3/11 - 0 3/12 - 50 gas for DH 3/13- 20 milk 3/14 - 0 3/15 - 55 for prom ticket; 38 for track sweatshirt & tshirt; budgeted amount for groceries; 35 for DD's new jeans (3 pairs at Plateo's closet); 50 for needs at Walmart; 15 for needs at dollar tree; pay a few bills that were budgeted already the rest of this extra check goes into savings for other events... 3/16 - 40 gas for DD to go back to college 3/17 - 0 No Buy Days - 7 3/18 - 300 for new alternator in DS16's car (ERRRRRRRRRR!!!!!!) + 94 for a new battery because of alternator issue (double GRRRRR!!!!) 3/19 - 0 3/20 - 20 milk; 50 gas 3/21 - 0 3/22 - 0 3/23 - 150 new scrapbook albums 3/24 - 0 No Buy Days - 11 3/25 3/26 3/27 3/28 3/29 3/30 3/31
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Nan
FREEDOM ★★★★★★★★ ~ 8 stars and counting!!! Go IU!!! Mom to: (College Girl) (DS) (DS) Last edited by PrincessNancy96; 03-24-2013 at 02:56 PM. |
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02-27-2013, 08:56 PM
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Earning My Ears
Join Date: Mar 2009
Location: New England
Posts: 69
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New to the thread. I'm going to try a modified version of this.
I have 20 work days in March ... I'm going for 10 no buy lunch days. This is really big for me since I buy lunch every day. |
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02-27-2013, 09:04 PM
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My family drove me nuts, and then I got stuck in traffic
Washed my hair and wham, several ideas hit me all at once!
Join Date: Dec 2005
Location: I wanna be in DISNEY!
Posts: 20,959
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Quote:
 Feel free to modify it anyway that it will help!! My DH takes his lunch about every day to work... He even calls and asks permission to eat out w/ co-workers... I have to laugh at him.. he earns the money; he can spend it when he wants too... He's like raising another kid! LOL The kids take their lunches to school because they both dislike the school food. Can't say that I blame them! 
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Nan
FREEDOM ★★★★★★★★ ~ 8 stars and counting!!! Go IU!!! Mom to: (College Girl) (DS) (DS) |
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02-28-2013, 07:28 AM
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DIS Veteran
Join Date: Feb 2009
Location: Not in Orlando:(
Posts: 661
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02-28-2013, 07:41 AM
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#6 |
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DIS Veteran
Join Date: Feb 2009
Location: Not in Orlando:(
Posts: 661
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My "no buy" goals for the month:
No more than 1 dinner out per week, prefer 1 every 2 weeks. No clutter purchased No cleaning products or HABA purchased unless completely out & no alternative in house. 2012 contributions sent to IRA, so I can work on 2013 Going to throw my destash goal for March here too, so it's all in one place: 1 full truck this month or 4 small dropoffs at donation center. |
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02-28-2013, 08:35 AM
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#7 |
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Scrapbooker
Join Date: Dec 2010
Location: Texas
Posts: 4,167
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OK my goal is to "BUY" disney gift cards to pay for my OOP character breakfasts that I have planned
then hoping for a 25 giftcard per day of trip for odd things that we want - but this can go into next month so I need to figure out how much with tip for my breakfasts - 2 adults in Norway then 6 adults for Pooh Norway is going to be me & my Sister only so girl time  also work on getting swimwear for boys & stay on task - no silly spending
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02-28-2013, 08:46 AM
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#8 |
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DIS Veteran
Join Date: Feb 2006
Location: Maple Shade, NJ
Posts: 1,108
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ok so I am going to try this month to see where our money is going.
I made an excel spread sheet to put on the fridge so we have to log every penny we spend. We go on vacation at the end of the month and have to buy supplies for that, but we usually go overboard so I'm hoping if we see it everyday on the fridge, we will be able to control the spending. I am hoping for only 1 ordering out in the next 2 weeks. I have dinners planned. I also am not going to order out at work. I have to resist the temptation of ordering. The food is so good from the place we order from. I may need some encouragment. They deliver ice cream  I keep remembering I have to be in a bathing suit the end of the month  No scrap supplies! Good luck to all that are participating. Cindy
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DH
 ME  DD13  DS11  DD8 DS2   |
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02-28-2013, 10:48 AM
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Keeper of the Flame
Look for me at Margaritaville D/W is always telling me I have MCS (Middle Child Syndrome) :D Cyber Uncles can send hugs! 
Join Date: Dec 2001
Location: Kankakee IL.
Posts: 4,197
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 GO GO GO No Buy Group I dont make it to town unless I am buying something so not sure how well I would do with this BUT I will cheer like hell for those of you who are doing it!! GO GO GO No Buy Group Squid
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02-28-2013, 02:45 PM
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I just love a dancing banana!
I'm a Tag Fairy junkie Rum makes math fun! 
Join Date: Feb 2005
Location: Blink and ya miss it, CT
Posts: 22,152
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Thanks for the cheers Squid!!!
I need to plan my goals out, haven't thought about it but I tanked February, right along with January. Goals: Continue banking 52 weeks of savings 5 Starbucks visits lunch out once a week - made progress with this by using divided containers for left overs at dinner. Dinner out 2 times, one will be DD's birthday dinner. Pay cash whenever possible Mark 3-4 designated no buy days on calendar. This will help immensely! Gas - $400 - 110.01= $289.99 Food - $800 - 171.01 = $628.99 3/1 groceries $46.62 3/2 gas $20.01; coffee shop $23.14; contacts $68; lunch $120 3/3 no buy day 3/4 gas $90; target $18.15; Walmart 4.76; Taco Bell 14.30; Wendy's 21.95; Starbucks recharge on card $50; stop and shop $124.39 3/5 no buy day 3/6 3/7 3/4 - DD's unexpected costume purchases for the play, had a $20 gift card from Target though so saved $20. She was asked last week and the play is this week. Dinner out ( should have resisted). Starbucks reload for DH, used expense money for that. Grocery never shop with kids and no list! Gas because I put it off, saved 20 cents a gallon though with grocery points.
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~Buffy
 DH DS16 DS12 DS11 DD7 Focus your attention. Freedom. Last edited by BernardandMissBianca; 03-05-2013 at 11:18 PM. |
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02-28-2013, 03:30 PM
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#11 |
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My family drove me nuts, and then I got stuck in traffic
Washed my hair and wham, several ideas hit me all at once!
Join Date: Dec 2005
Location: I wanna be in DISNEY!
Posts: 20,959
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I know I'm saving some extra money unless our basketball team goes to state, I'm not going to any additional games... I'll let DH and DS16 go and I'll stay home and scrap.. we can get 2 games in for the price of 1 if DS12 and I stay home!
I know this month I need to send 75 w/ DS16 for his convention/competition downtown. I'm need the weather to cooperate so that the electric bill goes down and I can push a few extra dollars towards a credit card... I like the idea of paying things w/ cash more.. it does definitely make you think more about those impulse purchases..
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Nan
FREEDOM ★★★★★★★★ ~ 8 stars and counting!!! Go IU!!! Mom to: (College Girl) (DS) (DS) |
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02-28-2013, 04:01 PM
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DIS Veteran
Join Date: May 2007
Location: Perpetual State of Confusion
Posts: 12,734
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I find I spend less if I have to use my debit card. I get embarrassed to use it for a small amount, so I don't buy
 This could be a tough month for us, but I'm going to do what I can.
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03-01-2013, 05:42 AM
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#13 |
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DIS Veteran
Join Date: Apr 2009
Location: Southeastern MA
Posts: 3,855
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I'm in for this month. My goal is to stick to my budget, only 2 nights takeout and only buy what I need for swaps.
3/1 dinner with friends $74 3/2 no buy 3/3 groceries $119.62, gas $44.64, Julia's lunch for month $60 3/4 no buy 3/5 no buy 3/6 dance tuition 3/7 no buy 3/8 no buy 3/9 lunch at Papa Ginos 3/10 dinner at crop $8, gas $38.47 groceries$67.94 3/11 no buy 3/12 no buy 3/13 gas $38.59 3/14 no buy 3/15 paid bills 3/16 shopping with Julia $139, including dinner at Panera 3/17 groceries $99.70, gas $22.31 3/18 $400 toward disney trip 3/19 no buy day 3/20 no buy day 3/21 no buy day 3/22 bday breakfast for sister $15 3/23 baby shower $35 for gift 3/24 groceries $130.56 , gas $37.85 3/25 no buy day 3/26 3/27 3/28 3/29 3/30 3/31
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Me-Cassey
 DH DS DD  Last edited by JJ&JHsmom; 03-25-2013 at 03:09 PM. |
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03-01-2013, 08:14 AM
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#14 |
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Scrapbooker
Join Date: Dec 2010
Location: Texas
Posts: 4,167
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I picked up 2 gift cards yesterday so I need 8 more of the $25 ones for our trip - still need to see how much those breakfasts is going to cost (I think I"m afraid to find out
 )
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03-01-2013, 09:22 AM
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#15 |
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I just love a dancing banana!
I'm a Tag Fairy junkie Rum makes math fun!
Join Date: Feb 2005
Location: Blink and ya miss it, CT
Posts: 22,152
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Akershus
Note that the price of this meal varies based on the time of year (peak seasons vs regular season), and even on the day of the week (weekday vs weekend). The general price ranges for this meal are as follows: Adult price range: $40.46-$46.85; Child (ages 3-9) price range: $24.49-$27.68 Tax is included; gratuity is not included. A standard, non-alcoholic beverage and desserts are included in this price. Crystal Palace Note that the price of this meal varies based on the time of year (peak seasons vs regular season), and even on the day of the week (weekday vs weekend). The general price ranges for this meal are as follows: Adult price range: $24.49-$28.75; Child (ages 3-9) price range: $13.84-$15.97 Tax is included; gratuity is not included. A standard, non-alcoholic beverage is included in this price.
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~Buffy
DHDS16DS12DS11DD7Focus your attention. Freedom. |
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