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Old 02-20-2013, 03:48 PM   #11
Colleen27
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Join Date: Mar 2007
Location: Michigan
Posts: 16,735

Money was right there with sex as things that didn't really get talked about in our home, so I didn't get a whole lot of lessons from my mother other than the things I learned from observation of her example. Some of that I've held onto - she would move heaven and earth to afford to let us kids explore our interests or advance our skills in a particular activity, and she always spent more readily on experiences than on material goods. I'm very much the same way - I hemmed and hawed for a year before buying myself a new winter coat but didn't hesitate to sign DS up for a weekend football camp for the same money.

But a lot of the lessons I learned from my mom were more a "what not to do" - borrowing to cover luxuries and extras, enabling poor behaviour with one financial bailout after another (my brother is 31 and still living on her dime), and generally treating finances as a series of crises rather than having a plan that would keep most situations from reaching crisis point. And DH didn't really get much from his parents either, because they simply had no money - no mortgage, no debt, but no extra either, just barely getting by very frugally.

For the most part, DH & I have figured finances out as we go. He wanted to start a business so we got seriously debt-adverse and paid off what debt we already had in a hurry, then got addicted to the freedom of having so few payments/obligations staking claim on our income.
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POR 10/05 ~ BC 08/07 ~ WL 01/08 ~ CBR 12/09 ~ POP 03/11 TR/ DR
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