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Old 02-15-2013, 04:48 PM   #76
Join Date: Jan 2013
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Originally Posted by Scotch
Oh great! Thanks for that info. But based on some earlier posts, it sounds like I'll be limited to only ~$100 in purchases for the initial uses? We usually spend way more than that on our Target trips.
My first purchase had at least $350 limit. That's what he tried and it worked. They allowed me to put the balance on Disney Visa and gave me a courtesy 5% discount on that amount since the limit was low.
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Old 03-02-2013, 05:03 PM   #77
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Like many, I've been reading with interest regarding the invisible limits on purchases. We went in today and purchased $2000 on our Target debit card in one transaction, and there was absolutely no issue. The 5% pharmacy rewards applied, bringing the total to 1900, which the debit card took 5% off of. Transaction was approved quickly and without hassle. I think the team member was actually a bit disappointed that they didn't have to do anything interesting! Immediately afterwards, we did a separate transaction of ~$80 of random stuff -- no problem with the same Target debit card here either.

We use our Target debit card about once a month (and have been doing so for about a year and a half). Our regular transactions are between $50 and $150. Our previous max transaction had been $250.

Prior to the purchase, we had called Target, who had said that there were no transaction limits because the Target card will only authorize transactions that the bank authorizes at point of sale (just like any credit card). I realize this goes against everything that everyone else has been reporting. We also called our bank, who does not have checking account transaction limits, but does have daily limits when using THEIR debit card. The bank assured us that those transaction limits would not apply since we were NOT using the bank-issued card for the Target transaction.

Hope this helps someone!

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Old 03-02-2013, 05:28 PM   #78
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Originally Posted by erionm View Post
Nothing indicates that it's going to change anytime soon. Also, if you use the Target pharmacy, they send out 5% coupons at times which will stack with the Red Card 5% savings for a total of 10% off.
Actually, it comes out to a little less than 10%, about 9.75% because they take off 5% and then another 5% off that subtotal, not 10% right off the top. I wouldn't want someone to think they didn't get the full discount. It's pretty close, but not a full 10%.
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