Ths DIS is a great place to ask Disney Cruise Line questions and share tips.
Dreams Unlimited Travel - The official sponsor of the Disney Cruise Forums Dreams Unlimited Travel - the official sponsor of the Disney Cruise Forums  

Go Back   The DIS Discussion Forums - DISboards.com > Disney Cruise Line > Disney Cruise Line Forum
Find Hotel Specials & DIScounts
 
facebooktwitterpinterestgoogle plusyoutubeDIS UpdatesDIS email updates
Register Chat FAQ Tickers Search Today's Posts Mark Forums Read



Reply
 
Thread Tools Rate Thread Display Modes
Old 02-11-2013, 11:07 AM   #46
jlemieu1
DIS Veteran
 
Join Date: Sep 2011
Location: Rosemount, MN
Posts: 564

Neither me or my wife got a 10% discount when we opened our Red credit cards. They gave me a $3000 limit with a inital limit of $2000. 2 days later my wife got the full $3000 limit with no inital limit. They do some times mail out an additional %5 off coupon that you can use with the Red card discount.
__________________
Nov14 Fantasy East B, GF Oct 14, Nov13 Fantasy West, Nov12 - Dream 3 nts. Walt D. Suite, Nov11 - AKL 3nts,Dream 4nts.
7/11 - STS-135 causeway launch view
7/11 - Universal/Islands - Portofino
.... many other .....
10/01 - RCL - VoS 3nts. - honeymoon
09/00 - MK - Proposal
jlemieu1 is online now   Reply With Quote
Old 02-11-2013, 04:26 PM   #47
violetmonarch
Mouseketeer
 
violetmonarch's Avatar
 
Join Date: Nov 2012
Posts: 322

Quote:
Originally Posted by neg58 View Post
You do not get the 5% off if you pay with a Target gift card, since you're not charging that amount. You also don't get the 5% off of the item that comes with a gift card for the amount of the gift card. For example, I bought 4 x $50 gift cards with the $10 gift card offer from Target. My cost with the 5% discount would have been $190, but it was actually $192 because of the 4 x $10 cards I received as a bonus, so no 5% off the $40, or $2.

I love Target, I really do, but I hate the Target credit policies. I applied for my Target card just after I'd moved and gotten a new job (new address, new job, high balances on other cards are all negatives for credit). Target set my credit limit at $1000, which was fair and was all I needed at the time. Also, there wasn't a Target close to my new home so I rarely went. Now I've moved again, and when I asked Target to up my credit limit they said no. Not because I don't have excellent credit, but because they don't take requests from the cardholder to increase the limit! Ever. The guy told me that if they think I need a higher limit, they will increase it but I can't ask. And, by the way he said, you don't come close to the limit very often so you don't need a higher limit. Wrong, I said. I don't come close to the limit because that's a negative on your credit score so I like to stay below 30% of the limit. I also pay it off every month so they aren't making any money on me. When I wanted 2 iPads this Christmas, I had to buy one, go home, wait 2 days for the charge to post, pay it online, wait one day for the payment to process and go buy the second one. I'm only going to do that for really good deals.

I would think that the debit card limits are set in the same way, and it will take a long time for the Target credit people to decide you need a bigger credit limit.

I've worked in consumer credit for years, and Target's policy is the worst I've ever seen. But I'll take the stinking 5%.

Nancy
I DO get 5% off my other purchases that I made to get my FREE Target gift cards, tho...free works for me!

Quote:
Originally Posted by scrapbookmomma74 View Post
I do this, too! I don't care that I don't get my 5% off...those gift cards were FREE with purchasing stuff I would buy anyway!
Who doesn't love FREE money???
THANK YOU!! I love saving this way!
__________________
Momma DD DS =



Disney Magic Western Caribbean 2013
violetmonarch is offline   Reply With Quote
|
The DIS
Register to remove

Join Date: 1997
Location: Orlando, FL
Posts: 1,000,000
Old 02-11-2013, 05:24 PM   #48
neg58
DIS Veteran
 
Join Date: Oct 2012
Posts: 1,664

Quote:
Originally Posted by violetmonarch View Post
I DO get 5% off my other purchases that I made to get my FREE Target gift cards, tho...free works for me!


You get the 5% off the other purchase LESS the amount of the free gift card. I bought a $500 ipad and got a $40 gift card. I got 5% off $460, not off $500, plus the $40 card; I paid $477 plus tax, and got an ipad and $40 card. If I returned the iPad, I would have received a $437 credit to my red card and kept the $40 card.

Still a good deal.
neg58 is offline   Reply With Quote
Old 02-11-2013, 09:09 PM   #49
mammacaryn
Don't be a JERK!
 
Join Date: Oct 2009
Location: Rochester, NY
Posts: 1,518

Quote:
Originally Posted by neg58 View Post
If you don't yet have a card, you can probably save 10% because when you open a new account, you get 10% off the first day.

Nancy
Don't think they do this anymore. They used to do this before they started the 5% off all purchases.

You would get 10% off your first day....then after you spent $1000 they sent you a 10% off coupon.

Now, from day one you get 5% rather than having to accumulate "points" to get a discount.
__________________
PAST CRUISES
August 2002 The Rock Boat II:Carnival Sensation-Bahamas

January 2009 Disney Wonder-Bahamas
March 2010 Disney Magic-Western Caribbean
March 2011 Disney Dream-Bahamas


mammacaryn is offline   Reply With Quote
Old 02-12-2013, 02:39 AM   #50
violetmonarch
Mouseketeer
 
violetmonarch's Avatar
 
Join Date: Nov 2012
Posts: 322

Quote:
Originally Posted by neg58 View Post
You get the 5% off the other purchase LESS the amount of the free gift card. I bought a $500 ipad and got a $40 gift card. I got 5% off $460, not off $500, plus the $40 card; I paid $477 plus tax, and got an ipad and $40 card. If I returned the iPad, I would have received a $437 credit to my red card and kept the $40 card.

Still a good deal.
Okay...what I mean is that I use stacked coupons to purchase items that give a Target gift card as promotion. I pay for those items with my Target Red Card, getting 5% off. The Target gift cards are then used (once saved to desired amount) to purchase the Disney gift cards in a separate transaction, making them FREE. FWIW.
__________________
Momma DD DS =



Disney Magic Western Caribbean 2013
violetmonarch is offline   Reply With Quote
Old 02-12-2013, 07:06 AM   #51
momtoleasawav
Mouseketeer
 
Join Date: Jun 2008
Location: Boston
Posts: 317

just saw this thread yesterday. I had no idea about the gift cards. We are cruising on Saturday. I went to target yesterday and got 550.00 in gift cards! saved 27.50. I am calling today to have them added to my onboard account.
Thanks so much for the tip!
__________________
momtoleasawav is offline   Reply With Quote
Old 02-12-2013, 10:24 AM   #52
NWmom
DIS Veteran
 
NWmom's Avatar
 
Join Date: Jan 2011
Location: Seattle
Posts: 1,027

Just make sure you make that call at least 2 -3 days in advance. I made my call too late so had to do things on ship. Less relaxing
__________________
DVC Member since 1997 Alaska Disney Wonder 5/24/2011, Fantasy Western12/8/2012 & Eastern 12/15/2012
NWmom is offline   Reply With Quote
Old 02-12-2013, 10:44 AM   #53
momtoleasawav
Mouseketeer
 
Join Date: Jun 2008
Location: Boston
Posts: 317

Quote:
Originally Posted by NWmom View Post
Just make sure you make that call at least 2 -3 days in advance. I made my call too late so had to do things on ship. Less relaxing
Thanks! Just called so I am all set!
__________________
momtoleasawav is offline   Reply With Quote
Old 02-15-2013, 12:51 PM   #54
RGLakatos
Mouseketeer
 
RGLakatos's Avatar
 
Join Date: Feb 2013
Posts: 272

Red Card/Target/Gift Cards

Hello Everyone;

I just opened a debit Red Card account. Target told me that they do not provide a 5% discount on gift cards but many people in the forum said they do.

What exactly is correct? Has anyone about Disney Gift Cards recently and received the 5% discount?

Can you order the Gift Cards online from Target or do you have to go in the store to get them? Is there a particular time where you can only get the 5% discount on Disney Cards?

Any clarification or insight would be greatly appreciated!!!


RGL
RGLakatos is offline   Reply With Quote
Old 02-15-2013, 12:58 PM   #55
jilljill
Collects Disney men!
I had to go and write a novel didn't I?!
Come on over and join our thread
 
jilljill's Avatar
 
Join Date: Jan 2003
Location: 13-14½ hours drive from WDW - depending on who is driving (lol) OR 5 minutes!
Posts: 18,143

Quote:
Originally Posted by RGLakatos View Post
Hello Everyone;

I just opened a debit Red Card account. Target told me that they do not provide a 5% discount on gift cards but many people in the forum said they do.

What exactly is correct? Has anyone about Disney Gift Cards recently and received the 5% discount?

Can you order the Gift Cards online from Target or do you have to go in the store to get them? Is there a particular time where you can only get the 5% discount on Disney Cards?

Any clarification or insight would be greatly appreciated!!!


RGL
Answers are in the posts in this thread that I've merged with your thread.
__________________
Disneynutinlondon hit me
jilljill is offline   Reply With Quote
Old 02-15-2013, 12:59 PM   #56
erionm
DIS Veteran
 
erionm's Avatar
 
Join Date: Dec 2008
Location: Longwood, FL
Posts: 13,130

Quote:
Originally Posted by RGLakatos View Post
Hello Everyone;

I just opened a debit Red Card account. Target told me that they do not provide a 5% discount on gift cards but many people in the forum said they do.

What exactly is correct? Has anyone about Disney Gift Cards recently and received the 5% discount?

Can you order the Gift Cards online from Target or do you have to go in the store to get them? Is there a particular time where you can only get the 5% discount on Disney Cards?

Any clarification or insight would be greatly appreciated!!!


RGL
Only Target Gift Cards are exempt from the 5% discount. Gift Cards for Disney and other stores don't really ring up as 'Gift Cards', they are treated more as merchandise and as such the 5% discount does apply.
__________________
Michael
erionm is online now   Reply With Quote
Old 02-15-2013, 01:09 PM   #57
neg58
DIS Veteran
 
Join Date: Oct 2012
Posts: 1,664

In store only. You can't buy them online.

Nancy
neg58 is offline   Reply With Quote
Old 02-15-2013, 01:12 PM   #58
RGLakatos
Mouseketeer
 
RGLakatos's Avatar
 
Join Date: Feb 2013
Posts: 272

Thank you for the clarification on the gift cards....greatly appreciate it.
RGLakatos is offline   Reply With Quote
Old 02-15-2013, 01:29 PM   #59
RGLakatos
Mouseketeer
 
RGLakatos's Avatar
 
Join Date: Feb 2013
Posts: 272

Anyone know what denomination Disney gift cards Target gas at their stores??
RGLakatos is offline   Reply With Quote
Old 02-15-2013, 01:31 PM   #60
jilljill
Collects Disney men!
I had to go and write a novel didn't I?!
Come on over and join our thread
 
jilljill's Avatar
 
Join Date: Jan 2003
Location: 13-14½ hours drive from WDW - depending on who is driving (lol) OR 5 minutes!
Posts: 18,143

Quote:
Originally Posted by RGLakatos View Post
Anyone know what denomination Disney gift cards Target gas at their stores??
Usually $25 and $50, the $50 is more common in the stores I've been to. Never seen anything over $50.
__________________
Disneynutinlondon hit me
jilljill is offline   Reply With Quote
Reply



Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump

facebooktwitterpinterestgoogle plusyoutubeDIS Updates
GET OUR DIS UPDATES DELIVERED BY EMAIL



All times are GMT -5. The time now is 11:40 AM.

Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.

Copyright © 1997-2014, Werner Technologies, LLC. All Rights Reserved.