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Old 01-12-2013, 09:37 AM   #16
Missyrose
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Join Date: Jan 2009
Location: Northern Va.
Posts: 7,257

Quote:
Originally Posted by Tunseeker1
I am going to lay my head in the block and bring up the most hated word on this board.

DIRECT.

If you are looking at a small contract which goes for a premium especially at OKW you should run the numbers for direct. Most OKW are 2042 contracts and the 2057 contracts go for a premium.
The closing fees are usually pretty standard no matter how many points you are getting. $350 in closing on 350 points isnt too bad but on 50 points it is $7 a point.
2057 contracts are in the high 60 low 70 dollar range according to the ROFR thread and the closing will take it up to high 70 low 80 range.

Direct is $100 for 2057 with cheaper closing costs. It might only be a few hundred to a thousand dollars more to buy 50 points direct.

Or you could get a cheaper resort with a larger contract.

Oh and you can buy up to 24 single use points if you are short on points for a trip from disney.
OP said upfront that buying direct is "more than I'm willing to invest at this point." OP originally wanted WL, so let's use that as a comparison. Direct is charging $115 per point for WL, so with closing those 50 points would cost $5850 (accounting for about $100, but this doesn't include the prorated MFs they'd be paying on the points they're getting).

They could probably get a resale contract at WL for $70 per point. Add in closing and MF (one or both of which could be negotiated down or out) and you're looking at a purchase price of $4000.

For someone who only wants to buy a 50 point contract because that's all they can afford while still getting their feet wet, an almost $2000 difference is fairly significant.
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Missy Franklin (Pixel Dust) | Facebook: World of Yesterday, Tomorrow & Fantasy | Current TR: 8/14 Past TR: 5/14, 10/13, 1/13, 5/13, 10/12, 3/12 , 10/11, 10/10
'86, '90, '94, '98, '09, '10 -- Off site, 10/11 -- CR, 3/12 -- Windsor Hills, 10/12 -- BCV/AKV-Jambo, 01/13 -- BWV, 5/13 -- BLT, 10/13 -- YC CL, 5/14 -- BWV, 08/14 -- VGF/BLT, 12/14 -- BWV, 4/15 -- BLT, 10/15 -- BWV

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