|01-11-2013, 07:13 PM||#11|
Join Date: Apr 2012
I have argued the pricing of direct on small contracts in the past and I decided to agree to disagree when people say to never buy direct.
I don't see the point of staying offsite and spending the money when Disney will finance 50 points to a new member for 1 year at around 9% with 50% down payment.
The totals direct on a 50 point contract at Old Key West would be.
50 points @ $100= $5000
Closing is about $80
Down payment of $2540
Loan of 1 year
$222.13 a month
Total interest 125.52.
That is for OKW 2057 points.
OKW extended are selling for high $60 to Low $70 a point on smaller contracts with $500-$700 in closing.
Total difference in price at 50 points is about $1000 or 20% of the total.
That $1000 can be quickly eaten up in a stay or two offsite.
|cost, deluxe, dvc, points, price|
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