Disney Information Station Logo

Go Back   The DIS Discussion Forums - DISboards.com > Disney Trip Planning Forums > Budget Board
Find Hotel Specials & DIScounts
facebooktwitterpinterestgoogle plusyoutubeDIS Updates
Register Chat FAQ Tickers Search Today's Posts Mark Forums Read

Thread Tools Rate Thread Display Modes
Prev Previous Post   Next Post Next
Old 01-03-2013, 10:13 PM   #1
Always planning our next trip home to Disney!!!
Join Date: Apr 2001
Location: lexington, sc
Posts: 917

DVC Gold Member
Paid DVC Rent/Trade
Gold Membership

Refinancing - pulling our credit report question

Hello Dis family,

First, I want to say a big thanks to everyone who has posted about their mortgage refinancing experiences. I've learned a lot and began calling places today.

Here is my question. I truly believe in dealing with people who treat you with respect, listen to what you say and answer your questions. I am asking each and evey place the same questions. BUT this is my question - let's say I call 6 places that I am interested in and then cut it down to 3 places (banks, credit unions, etc). Should I decide on one BEFORE I authorize them to pull a credit report, or let all threee pull one? I've read and heard that every time your credit report is pulled it can bring your point value down. I certainly don't want all these random places pulling my credit.

Now I thought of another questions. We refinanced my husband's car about 3 or 4 months ago and can I assume that the credit union pulled it at that time to approve his loan. If so and I use that credit union for our mortgage refinancing, will they pull another? I wasn't sure if they would pull it again since we just changed his car over under 6 months ago.

Any and all advice would be appreciated.

Thanks - Diane
ilovediznee is offline   Reply With Quote

Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump

facebooktwitterpinterestgoogle plusyoutubeDIS Updates

All times are GMT -5. The time now is 10:23 PM.

Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.

Copyright © 1997-2014, Werner Technologies, LLC. All Rights Reserved.