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Old 11-17-2012, 09:51 AM   #10
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Join Date: Feb 2002
Posts: 22,843

I agree with ten as the calculation horizon. If you can make the money work within ten years, with no planned resale value, its a good financial risk. If you sell after ten and make some money - or if it continues to work for another 35 years for your family - that's all gravy.

But financial sense is just one component. DVC is a luxury purchase. Vacations at Disney are a luxury. If you can afford to buy direct at BLT and doing that RIGHT NOW is worth the money, the financial calculations aren't important. If BCV delights you and you don't care about more years for less money at SSR, buy BCV. The "if you can afford it" is important, but once you can afford it, it doesn't make much difference if you buy your happiness through a direct Grand Floridian Villas purchase or a closet of Jimmy Choo shoes.
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