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Old 11-16-2012, 10:58 AM   #10

tjkraz's Avatar
Join Date: Feb 2002
Location: Ohio
Posts: 13,254

Originally Posted by Jasonkat View Post
As for your comment it's a 30+ year commitment I don't agree. I think it's a 10-year commitment. None of us really know what we'll be doing in 30 years so it's silly to try to plan out your vacations that long in advance.
No, nobody knows what their situation will be in 30 years. However, I suspect most people making the financial commitment to DVC do so with belief that that they will still enjoy the parks and/or accommodations indefinitely.

Coincidentally, we bought into DVC when our kids were 2.5 and 6 mos old. Today those kids are 11 and 9. But in our case, my wife and I have every intention of using our points for Disney trips well after our kids have left the nest. If you see yourselves as returning to the Vegas routine as soon as kids will allow, personally I view that as a sign that this isn't the wisest purchase for you.

Even on a resale buy, it will take the majority of those 10 years just to break even. Resale value in 2023 is a complete unknown. DVC is a use-it-or-lose-it proposition...and 400-500 points is an awful lot to use.

Strikes me as a pretty 'low reward' purchase if you are viewing DVC as only having value for 10 years.

Feel free to disagree. Personally I've been around the block long enough to see many people make hasty decisions which result in points lost due to poor planning and contracts sold (at a loss) when interest wanes. Committing to three trips per year as someone who has only been to WDW twice and doesn't come across as an avid Disney theme park fan....let's just say that sets off a few alarms. You can still treat the family to Disney vacations without committing to spend $100,000+ over the next decade.

The DVC product will be around for a long time and resale prices are unlikely to rise. My advice would be to try taking those 3 trips per year for a couple years and see if that's really a pattern you are willing to commit to over the long haul. There are a lot of other family vacation destinations which do not involve beaches or wilderness.

That's my $.02. Good luck.
-- Tim

DVC owner at SSR, BWV and VGC
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