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Old 10-21-2012, 04:40 PM   #16
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Join Date: Jul 2011
Location: Connecticut
Posts: 1,981

Originally Posted by bocaj1431 View Post
Thank you to everyone for the info. I am purchasing directly through dvc. I am not sure why they only offered SSR, unless because it cost less per point than the other hotels. I did call to ask about purchasing points for one of the other hotels but they explained they were either more expensive or the term was not as long. I do not believe it is a resale purchase. I would think they would have to tell me that?

I do have an additional question, If I did a resale purchase, do they have the same financing. I would not have the full amount to pay up front to make such a purchase. I could only pay a deposit and then the monthly payments. Thanks again for everyones advice.
So I'm sorry to have to post something that is most likely not what you want to hear, but I agree with previous posters when they say that you should not follow through with this purchase. If you spend enough time here on the DIS you will begin to see patterns develop with regards to the comments prospective buyers make and the likely outcome of the purchase. Although these are NOT guarantees that the ownership will not go well, they are red flags that problems are likely to occur. There were a couple in your posts.

First off, I'm not sure you are fully aware of the difference between resale and direct purchases. In many cases, resale purchases (done through an outside broker and not DVC) can cost around half the price of a direct purchase. When you factor in the costs of financing direct purchases, a resale purchase can be had for as little as 30% of the cost of a direct purchase. I'm not sure you are familiar with these options. I would advise you to take the time to learn about them so that if you do decide to purchase direct at least it is an informed decision.

Another red flag is your lack of familiarity with the differences between the resorts, booking options and your purchasing options. In cases like this we frequently hear comments like "I bought X resort because that's what my guide sold me but I really wish I could've bought at Y resort".

Based on the comments you have made in this thread, I would have to say that it does not sound like you are ready to make an informed decision about your DVC purchase. I would suggest that you do yourself a favor and slow down. Take the time to learn everything there is to know so that when/if you do decide to purchase, you are more comfortable and confident with the decision.

Good luck!
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