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Old 10-14-2012, 02:07 PM   #1
Earning My Ears
Join Date: Oct 2012
Posts: 9

DVC Total Yearly Cost? Hidden Costs?

I was planning our 2nd Disney vacation in two years and stumbled across this DVC re-sales option. I'm interested in breaking down the true cost of membership over a 30 year period (at which point it will expire).

Here is my example: say I buy 50 pts for $69/pt and closing costs are $350 so that puts me at $3700. So:

3700/30 years = $125/yr + 275 annual fee (at 5.5% per pt) = $400 to be a member per year

$400/50pts = $8/pt per year.

Are there any booking fees etc?

Also, when people sell their points are they allowed to sell them at a fraction or was the deed originally purchased at that small amount (say 50pts)? I see some folks selling 25/50/100 pts. If I just buy 50 pts am I still a full fledged member?

Thanks in advance, hope to join the club if cost feasible and it just might be...
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