Review my budget

[Itinkso]

Originally Posted by tfiga1

Thanks, we do plan on taking a credit card for extreme emergencies, but after spending so many years paying them off, I do not want to use one if I do not have to. I am just trying to get make sure that my onboard account has a zero balance when I disembark.

With adding the additional $100, you should be fine! I had prepaid our tips, our independent excursions and Rainforest passes and had $800 in cash and travelers' checks for additional tips and miscellaneous items. DD had to use her CC for souvenirs to receive her employee discount and between the two of us we had a total of four CCs with zero balances and full credit limits so I wasn't worried about the emergency expense. I was just grateful the Dr. didn't have to sedate her. And, I chose to have our account settled on my credit card to receive the 5% kickback from Chase!