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Old 10-02-2012, 10:46 PM   #16
bellaally
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I will be joining for the first time and I am going to admit I am a shopaholic, it's like drugs especial finding a good deal on something, even thought you don't need it. So I have set a side groceries money and Misc, also I will be only eating out 4 times, also I would love 20 no buy days.
0/4 eating out
0/200 groceries
1/20 no buys

10/1
10/2 8 dollars at supermarket free (giftcard)
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Old 10-03-2012, 09:45 AM   #17
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Quote:
Originally Posted by YukiPhnx View Post
Great to have you back Zhoen! Buffy, I love idea of self-pay! I should start something like that too!
I figure if I can pay myself to work out I would A) be more likely to do it, and B) I'd have money for new clothes if I lose some weight! WIN WIN!!

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Originally Posted by bellaally View Post
I will be joining for the first time and I am going to admit I am a shopaholic, it's like drugs especial finding a good deal on something, even thought you don't need it. So I have set a side groceries money and Misc, also I will be only eating out 4 times, also I would love 20 no buy days.
Oh I hear you!!! So easy for me to pick up clothes for the kids when they are on sale even though they don't need anything. I have to tell myself "yeah it's 30% if I buy it, but it's 100% off if I don't buy it." That's the way I have to look at things.
I have to reason with myself. Do I need it? Will it get used in the next week? Month? 6 months? 6 months is my max for some things, mostly 1 week is target. If it's not needed in the next week, then I can wait a week and reassess it.
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Old 10-03-2012, 10:45 AM   #18
bellaally
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Quote:
Originally Posted by BernardandMissBianca

I figure if I can pay myself to work out I would A) be more likely to do it, and B) I'd have money for new clothes if I lose some weight! WIN WIN!!

Oh I hear you!!! So easy for me to pick up clothes for the kids when they are on sale even though they don't need anything. I have to tell myself "yeah it's 30% if I buy it, but it's 100% off if I don't buy it." That's the way I have to look at things.
I have to reason with myself. Do I need it? Will it get used in the next week? Month? 6 months? 6 months is my max for some things, mostly 1 week is target. If it's not needed in the next week, then I can wait a week and reassess it.
I am very guilty when when it comes to this. Like at the end of summer all this place throw there clothes clearance 70% off to 90% and I bought the kids so many clothes for next year, I think I am going to use your self pay for excercise thing it's genius then I won't feel guilt about spending money on things I want cause I earned it lol
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Old 10-04-2012, 09:21 AM   #19
YukiPhnx
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Just a quick update. I had a fantastic dinner last night that Andrew's company paid for!

No buy: 2/15
Clothes: 0/3
Starbucks: 0/5
Eating out for lunch: 0/5

1. $0
2. $5.18-Dinner at McDonalds
3. $0
$40-5.18= $34.82 saved!

4.
5.
6.
$40

7.
8.
9.
$40

10.
11.
12.
$40

13.
14.
15.
$40

16.
17.
18.
$40

19.
20.
21.
$40

22.
23.
24.
$40

25.
26.
27.
$40

28.
29.
30.
31.
$40

Last edited by YukiPhnx; 10-09-2012 at 09:47 PM.
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Old 10-04-2012, 10:51 AM   #20
IMALOVNDISNEY
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Thanks for starting a new month. I'm in for another one.
Groceries/Household:$54/$200
Gas $50/$150
Eat Out /$150
Misc $29/$200
No Buy Days:3/15
Coupon Savings $24.00

09/01 -0-

09/02 Busy Busy day!!! Started with taking my friend shopping for the day. Went to KMart what a huge toy sale they were having. I did a huge layaway and got 5 of 30 people done for Christmas. Spent (per say) $203.00 and saved $180.00. Placed $25.00 on that. Went to a few other stores she wanted to go to, but, I only spent $58.00, $54.00 in groceries and $4.00 at the Dollar Tree. Got home long enough to relax for a short while and then had to take the In-laws grocery shopping. They treated to dinner out.

09/03-0- Stayed in today. Exhausted from yesterday. Not a good day. Both my knees are swollen and killing me.

09/04

Last edited by IMALOVNDISNEY; 10-04-2012 at 11:00 AM.
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Old 10-04-2012, 10:58 AM   #21
BernardandMissBianca
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Wich Kmart was closer to us!! It's about 45 minutes from here, not worth the drive for the layaway.

Good deal on the toys though!

I'm hoping for a no buy day today, I just need to convince hubby to eat lunch at home.
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Old 10-04-2012, 12:42 PM   #22
YukiPhnx
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You can do it Buffy!

I used to be a shopaholic. I used to buy clothes just because they were cheap or buying more food than I could eat just because I wanted to try it or buying books because they were being sold for $10 each that I haven't had time to read.

It used to be so bad that at some points in my university life, I had no money in my account and would be afraid of being able to pay rent and my tuition.

I've gotten a lot better now and the No Buy thread as helped me SO MUCH. It makes me more accountable for my purchases and I've gotten such great support from the people on these boards. I no longer buy clothes just because they're on sale and if I need something that can wait, I just wait for a sale. I'm so proud of the way I'm controlling my spending now.

Ally, you're not alone
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Old 10-04-2012, 12:56 PM   #23
bellaally
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This was so hard, really even for just this week. I have to go to Walmart at one point to get soap and some nesasary items
1/4 eating out
0/200 groceries
6/20 no buys
50/250 gas
0/100 misc

10/1
10/2 8 dollars at supermarket free (giftcard)
10/3
10/4 family ate out
10/5
10/6
10/7 spent 29 dollars disneyonlinestore gift card
10/8
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Old 10-04-2012, 01:07 PM   #24
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I have done this the last 2 months and fallen off the wagon about 3/4 of the way through. I am not even going to attempt it this month because we are going to Disney the last week of the month. I know my budget will be all out of whack this month. I will definitely be back in next month though. You know to start saving for my next disney trip.
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Old 10-04-2012, 04:12 PM   #25
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We're still at WDW but starting Monday, we will be back in our routine and no buy October!
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Old 10-04-2012, 08:28 PM   #26
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1/10 no buy days
28/150 eat out
110/400 grocery budget
40/300 gas
yeah I no buy day!!!!
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Old 10-05-2012, 11:31 AM   #27
BernardandMissBianca
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Ugh, day 5 and zero no buy days.
But I did get all my bills paid and caught up on a few things so those aren't hovering over my head anymore. WOOHOO!!
And I actually have some $$ left over for the next 2 weeks, the key is to make sure I make it last!

The only major thing I need to buy right now is jeans for DS11 and 10. We are doing that this weekend. But since they wear uniforms 5 days a week, I'm only going to buy 3 pair each right now.

Need to see if 77 is having a sale, haven't seen an email from them in a while.
Also need to get the boys their birthday gifts but I found my 5% off Target reward and I have $10 in gift cards so I should spend next door to nothing for those.
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Old 10-05-2012, 11:34 AM   #28
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I haven't done this in awhile, but I may try again for Oct. So far, the 1st and 4th have been no buy days and I'm hoping to add today to the list!
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Old 10-05-2012, 04:49 PM   #29
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Quote:
Originally Posted by judomom2 View Post
1/10 no buy days
28/150 eat out
110/400 grocery budget
40/300 gas
yeah I no buy day!!!!


I would love to join in!! I have seen these threads and wanted to try it! This month I will. I have only been to the grocery store for this weeks food budget and we both, Dh and I have gotten gas for the week.

So, since I have never participated, how does this work? I put this previous post up as an example but I see a lot of you doing this. What do these numbers mean? Is the last # a total for the month and the first for the week? Not sure how to read these numbers. Sorry I can't figure it out... Could be my headache.

So I would love to be a part of this and save some money!!

I will post more when I learn the # thing.
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Old 10-05-2012, 05:21 PM   #30
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Quote:
Originally Posted by 2Tiggers

I would love to join in!! I have seen these threads and wanted to try it! This month I will. I have only been to the grocery store for this weeks food budget and we both, Dh and I have gotten gas for the week.

So, since I have never participated, how does this work? I put this previous post up as an example but I see a lot of you doing this. What do these numbers mean? Is the last # a total for the month and the first for the week? Not sure how to read these numbers. Sorry I can't figure it out... Could be my headache.

So I would love to be a part of this and save some money!!

I will post more when I learn the # thing.
Well you can do it a lot of ways the way I am doing the no buy is setting a budget for things I have to buy so groceries 0/300 ,gas..etc, then I do wants but limit myself so I said I am only eating out 4 times a month hence 0/4, and misc ( toilet paper, so,etching for kids school, something irregular that's not planned. Then you try your best to stay within that limit, also try not to do those impulse buys, no matter if it's on sale or you really want it. I would also budget if you wanted to start your Christmas list. Then final you set days you don't want to buy anything so for October I am trying to not buy anything for twenty days. Good luck
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