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Old 09-29-2012, 11:47 PM   #1
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Join Date: Jan 2008
Posts: 808

If I get trip insurance independently what would I insure?

Situation- booked for 10 nights for Tgiving at BWV. All but one night are on points. One night was not available so we paid cash through member services and waitlisted for the night on the off chance it became available.

We are going to be adding on Disney Dining Plan.

We have air booked on our own.

We have Annual Passes and some MVMCP tickets

We will rent a car.

What if anything should we get trip insurance for? We usually only get insurance for cruises but we are a little worried because DH grandfather is in his 90s and you just never know!

So insurance would cover air and probably the one night we had to pay cash for.

What about the dining plan? Is that cancellable up until the day of the reservation? If we cancelled at last minute for any reason would we get DDP money back if we didn't have trip insurance? Would most trip insurances cover a dining plan?

What about MVMCP tickets?

Sorry about all the questions... haven't gotten any trip insurance since joining DVC so really not sure about what to consider.

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