Visa gift cards, Disney gift cards.... - The DIS Discussion Forums

alwaysmagical · 09-07-2012, 05:54 PM

I need your expertise! I have a sum of $ to take to WDW and no credit card. I would much rather take it on a Visa gift card (that way, I don't HAVE to use any extra at WDW) but I can't find out about hidden fees, cost to use, etc. Does anyone have any experience with Visa gift cards?

bearloch · 09-07-2012, 05:56 PM

no idea but I too was thinking about doing this as well expecially for my teenagers spening cash while at wdw and then at christmas time at home!

xCourxCorex · 09-07-2012, 06:21 PM

I think the fee varies depending on the amount of the card. On average I believe they are $3.95-5.95 per card? This is for Amex and Visa gift cards.

*Flower* · 09-07-2012, 06:31 PM

I did a VISA gift card a couple of weeks ago and the fee for the $50 card was $3.88.

HTH!!

mieuxmew · 09-07-2012, 06:51 PM

Last I checked (which was around Christmas) if you have an account at TD Bank there is no fee for Visa gift cards.

mckinley · 09-07-2012, 07:01 PM

I do know that some of them start taking out $ each month the amounts are not used. So i would wait till right before your depature before buying.

alwaysmagical · 09-07-2012, 08:07 PM

Quote:

Originally Posted by xCourxCorex

I think the fee varies depending on the amount of the card. On average I believe they are $3.95-5.95 per card? This is for Amex and Visa gift cards.

Quote:

Originally Posted by *Flower*

I did a VISA gift card a couple of weeks ago and the fee for the $50 card was $3.88.

HTH!!

Are these the fees to BUY the card, or to use it each time? I'm more concerned with individual usage fees, as I don't want to be charged every time I buy a Mickey bar, and then some popcorn, and then a pair of Mickey ears. I really can't find an answer to this. Thanks all!

Lemurone · 09-07-2012, 08:17 PM

Just to buy and then they charge a fee after 12 months if you haven't used. I just bought one from the grocery store--someone gave me a grocery gift card but I didn't need food from there so I used it to buy a visa card. Then I went to the other store to score on their BOGO!

*Flower* · 09-07-2012, 08:25 PM

Quote:

Originally Posted by alwaysmagical

Are these the fees to BUY the card, or to use it each time? I'm more concerned with individual usage fees, as I don't want to be charged every time I buy a Mickey bar, and then some popcorn, and then a pair of Mickey ears. I really can't find an answer to this. Thanks all!

The fee was for purchase, and I took it and bought a Disney gift card with it. We're going on a cruise next month, and I want to put it in our onboard account to help with expenses. We received 2 Wal-Mart gift cards for $25 each, so I paid the $3.88 to get a $50 card. We'd received $50 in other gift cards, so now I have 1 $100 gift card for our cruise!

That in addition to our TAs OBC for $200 should help a lot with our shipboard expenses!

09-07-2012, 05:54 PM	#1
alwaysmagical Earning My Ears Join Date: Jun 2012 Posts: 45	Visa gift cards, Disney gift cards.... I need your expertise! I have a sum of $ to take to WDW and no credit card. I would much rather take it on a Visa gift card (that way, I don't HAVE to use any extra at WDW) but I can't find out about hidden fees, cost to use, etc. Does anyone have any experience with Visa gift cards?

09-07-2012, 05:56 PM	#2
bearloch DIS Veteran Join Date: Jul 2003 Location: Fl Posts: 760	no idea but I too was thinking about doing this as well expecially for my teenagers spening cash while at wdw and then at christmas time at home! __________________ bearloch mad mickey mouse fan!!!!! WDW 1984 WDW1986 Disneyland 1998 Disneyland 1999 WDW 2003 BAck First time @ Fort 12 /2007 Moved closer to Mickey June 2011:dance CSR June 2012

09-07-2012, 06:21 PM	#3
xCourxCorex DIS Cast Member You can't question my love for brownies!! Join Date: Jan 2005 Location: Boston, MA Posts: 2,075	I think the fee varies depending on the amount of the card. On average I believe they are $3.95-5.95 per card? This is for Amex and Visa gift cards. __________________ Upcoming: February 2014~ Princess Half with Mom at Old Key West!

09-07-2012, 06:31 PM	#4
Flower Needs to Win the Lottery!! Join Date: Jan 2000 Location: Charleston, SC Posts: 3,766	I did a VISA gift card a couple of weeks ago and the fee for the $50 card was $3.88. HTH!! __________________

09-07-2012, 08:17 PM	#8
Lemurone Mouseketeer Join Date: Jan 2012 Posts: 94	Just to buy and then they charge a fee after 12 months if you haven't used. I just bought one from the grocery store--someone gave me a grocery gift card but I didn't need food from there so I used it to buy a visa card. Then I went to the other store to score on their BOGO! __________________

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09-07-2012, 06:51 PM	#5
mieuxmew Mouseketeer Join Date: Feb 2010 Posts: 328	Last I checked (which was around Christmas) if you have an account at TD Bank there is no fee for Visa gift cards.

09-07-2012, 07:01 PM	#6
mckinley DIS Veteran Join Date: Jan 2006 Posts: 540	I do know that some of them start taking out $ each month the amounts are not used. So i would wait till right before your depature before buying.

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