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Old 09-07-2012, 06:54 PM   #1
alwaysmagical
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Visa gift cards, Disney gift cards....

I need your expertise! I have a sum of $ to take to WDW and no credit card. I would much rather take it on a Visa gift card (that way, I don't HAVE to use any extra at WDW) but I can't find out about hidden fees, cost to use, etc. Does anyone have any experience with Visa gift cards?
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Old 09-07-2012, 06:56 PM   #2
bearloch
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no idea but I too was thinking about doing this as well expecially for my teenagers spening cash while at wdw and then at christmas time at home!
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Old 09-07-2012, 07:21 PM   #3
xCourxCorex
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I think the fee varies depending on the amount of the card. On average I believe they are $3.95-5.95 per card? This is for Amex and Visa gift cards.
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Old 09-07-2012, 07:31 PM   #4
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I did a VISA gift card a couple of weeks ago and the fee for the $50 card was $3.88.

HTH!!
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Old 09-07-2012, 07:51 PM   #5
mieuxmew
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Last I checked (which was around Christmas) if you have an account at TD Bank there is no fee for Visa gift cards.
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Old 09-07-2012, 08:01 PM   #6
mckinley
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I do know that some of them start taking out $ each month the amounts are not used. So i would wait till right before your depature before buying.
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Old 09-07-2012, 09:07 PM   #7
alwaysmagical
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Quote:
Originally Posted by xCourxCorex View Post
I think the fee varies depending on the amount of the card. On average I believe they are $3.95-5.95 per card? This is for Amex and Visa gift cards.

Quote:
Originally Posted by *Flower* View Post
I did a VISA gift card a couple of weeks ago and the fee for the $50 card was $3.88.

HTH!!
Are these the fees to BUY the card, or to use it each time? I'm more concerned with individual usage fees, as I don't want to be charged every time I buy a Mickey bar, and then some popcorn, and then a pair of Mickey ears. I really can't find an answer to this. Thanks all!
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Old 09-07-2012, 09:17 PM   #8
Lemurone
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Just to buy and then they charge a fee after 12 months if you haven't used. I just bought one from the grocery store--someone gave me a grocery gift card but I didn't need food from there so I used it to buy a visa card. Then I went to the other store to score on their BOGO!
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Old 09-07-2012, 09:25 PM   #9
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Quote:
Originally Posted by alwaysmagical View Post
Are these the fees to BUY the card, or to use it each time? I'm more concerned with individual usage fees, as I don't want to be charged every time I buy a Mickey bar, and then some popcorn, and then a pair of Mickey ears. I really can't find an answer to this. Thanks all!
The fee was for purchase, and I took it and bought a Disney gift card with it. We're going on a cruise next month, and I want to put it in our onboard account to help with expenses. We received 2 Wal-Mart gift cards for $25 each, so I paid the $3.88 to get a $50 card. We'd received $50 in other gift cards, so now I have 1 $100 gift card for our cruise!

That in addition to our TAs OBC for $200 should help a lot with our shipboard expenses!
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