|09-04-2012, 07:32 AM||#31|
Join Date: Apr 2009
Location: Stirlingshire, Scotland, U.K.
I do a prediction of how much we'll have saved up by the time the holiday needs to be paid for, as we put aside a set amount every month into our savings account.
Then make sure we'll have enough there to pay on the due date, and book.
Then we have home emergencies, cars break down, the kids want to go on school trips, and numerous other unexpected drains on our finances, and I end up putting it on the credit card and paying it off with the money which should be going into our savings!!
Not the best way to do it, and I'd much rather have it all saved, but the past twice it's ended up being this way, and it's been OK.
I will be trying after this up-coming trip to put aside a wee bit extra every month into my ISA... which will help for the next trip when those emergencies have happened again.
2001 - September, All Star Movies, 2 weeks
2003 - September, off site, 10 days
2005 - September, All Star Music, 10 days
2010 - April, Pop Century, 2 weeks
2012 - September, Animal Kingdom Lodge, 2 weeks honeymoon
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