What do you mean by 'afford it'? Seriously..

[Marionnette]

Originally Posted by disney4us2002

Didn't you know here at the Dis, EVERYONE pays their cc off monthly. NOONE carries a balance, lol.

Afford to me means we bring in more than we spend each month. I do not insist on having cash for a vacation that may cost $5K or more. If it takes me several months or even a year to pay it off, so what? We have stable jobs, plenty of savings for retirement, an emergency savings acct of 3 months' income. How I choose to pay for my vacations doesn't impact anybody but me (my family) so why does it matter?

Im glad that works for you. But I would prefer to take my vacations knowing that everything is paid up or covered before I step on the plane. To each his own. Ill collect interest. You can pay it.