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Old 09-16-2009, 09:47 PM   #11
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Originally Posted by starwarsdisney View Post
This UY stuff is a little confusing to me. We are about to buy 100 points at AKV through Disney. We are going to get 2008 points (to used anywhere as I understand it) and 2009 points. The kicker here is that we don't have kids and don't have a specifc time of year that we always travel. We do know that we will avoid traveling during the last part of June, all of July, and all of August because those are peak capacity times and a little hot! Everything else is pretty open for us. What would be a good UY month for us? I'm thinking we would rather have September or October UY month rather than December. Thoughts?

Rule of thumb is to pick UY in which you will not travel during last 4 months of that UY. Main idea behind this is time - still within your banking window time & time remaining before you reach end of UY:

your banking deadline will be last day of 8th month of your UY so you'd want to plan travel during first 8 months so that in event of cancellation as long as you did so AT LEAST 31 days or more before check-in date you would still then be able to bank the Current Use Year points used in reservation; if you cancelled between 30 days thru 1 day before check-in then those Current UY points would need to be re-used for another trip before UY ends. Also, in event of cancellation in a reservation that has Banked &/or Borrowed points in it you would have at least 4 months to end of your UY to reuse those Banked or Borrowed points used in that reservation towards a new trip before the UY ends (because banked pts are never re-bankable & borrowed pts can't be put back into UY theyre originally from )

September or October sounds like it would work well for travel habits you described. But if for some reason your travel habits ever changed to reflect typical school summertime vacation schedules then September or October wouldn't be.

just fyi, January May July & November are not Use Years.

Last edited by 5forDiz; 09-16-2009 at 09:53 PM. Reason: add text
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