Understanding Use Year - Updated 5/31/2012

[chalee94]

Originally Posted by jenharring

thanks as it looks we will need around 275 points or so. Depending on if we go in jan or feb. thanks so much

if you might go in january, don't get a feb use year...maybe back up and get an oct or dec UY. (it won't matter unless you have to cancel a reservation, but it's better to get a UY where you don't travel in the last 3-4 months before the start of your UY.)

[jenharring]

Originally Posted by chalee94

if you might go in january, don't get a feb use year...maybe back up and get an oct or dec UY. (it won't matter unless you have to cancel a reservation, but it's better to get a UY where you don't travel in the last 3-4 months before the start of your UY.)

ok so oct it is. So do you get to pic your uy or is it when you buy in or close?

[Sandisw]

Originally Posted by jenharring

ok so oct it is. So do you get to pic your uy or is it when you buy in or close?

If you are buying direct through Disney, you can request the UY that works for you. As long as they still have points to sell for that UY, they will give it to you.

If you are looking at BLT or VGC, I know that all UY's are still available and I believe it is even the case with AKV and SSR.

And, if you are adding on at AKV or SSR, there is even a chance that the contract might come with 08 points since we are still in the Oct 08 UY.

Good luck!

[Aubie881]

Ok here is what i am thinking, can you tell me if this works. I can buy 50points June10 UY. I want to make a first week of May trip every other year starting May2011.
June 2010 50pts.

May 2011 need 32 more points, borrow them from June 2011. Can i bank the rest of my June 2011 points to June 2012. Hoping yes.

June 2012 50pts + my 18 remaining pts from June 2011.

May 2013 I have 68 points(50June12+18banked from 11). Need 34 more points,borrow from June 2013. Leaving 16 June 2013 pts. Bank these to June 2014

June 2014 50pts + 16pts from 2013

May 2015 I have 66pts. Borrow some points from June 2015

Continue this pattern on and on. Is this possible and if not where am I going wrong.
TIA

[Sandisw]

Originally Posted by Aubie881

Ok here is what i am thinking, can you tell me if this works. I can buy 50points June10 UY. I want to make a first week of May trip every other year starting May2011.
June 2010 50pts.

May 2011 need 32 more points, borrow them from June 2011. Can i bank the rest of my June 2011 points to June 2012. Hoping yes.

June 2012 50pts + my 18 remaining pts from June 2011.

May 2013 I have 68 points(50June12+18banked from 11). Need 34 more points,borrow from June 2013. Leaving 16 June 2013 pts. Bank these to June 2014

June 2014 50pts + 16pts from 2013

May 2015 I have 66pts. Borrow some points from June 2015

Continue this pattern on and on. Is this possible and if not where am I going wrong.
TIA

If your travel plans will be in May, June UY would probably be the worst for your trips. If you ever had to cancel a trip less than 31 days out, you would only have until May 30th to use those points or you would lose them.

For May trips, a better UY would be April (or Feb or Mar). You don't have to have the points in order to book your trips. Are you thinking you need June UY so you can make a reservation in June for the following May (11 months later)?

You can book any trip 11 months in advance of check in at your home resort, regardless of UY. You don't have to have the points when you make the reservations, they just need to be available at time of travel.

While your scenario would work, you would be in a borrowing situation most of the time and as I said, stuck if you ever had to cancel or change your ressie after the banking deadline, January 31st. However, if you had, say, an April UY, your May 2011 trip, could be covered with both April 2010 and 2011 points, bank the rest, etc. If you did ever have to cancel with borrowed points, at least you would have until March 31st of the next year to use them up.

HTH.

[Aubie881]

Ok,this is why I think a June UY is better for our travel needs, Assuming we will never have to cancel a May trip. You said my last post would work so here is what I think would happen with a April UY. Icould be wrong as I have only been looking into this for a couple of weeks. I want to start to travel May 2011 with a DVC resale then every other year. With April UY is this right.

April 2010 50pts Bank to April 2011
April 2011 50 pts + 50 banked points
May 2011 need only 82 points, bank 18pts to April 2012
April 2012 50pts plus 18pts from 2011
If staying with my May every other year travel would I not lose my2011 pts, with a May 2013 trip.
Could i Travel May 2012 by borrowing some points from 2013. I think this pattern would just change my travel to even number years.

My head is starting to pound, I did not think that buying into DVC could be so stressfull.

[chalee94]

Originally Posted by Aubie881

Could i Travel May 2012 by borrowing some points from 2013. I think this pattern would just change my travel to even number years.

you could rent the 2010 pts or else just wait and look for a stripped april contract with pts coming in 2011...you'd probably save a few bucks.

not a big deal...but probably a better idea to get the april UY in case you have to cancel...

[Sandisw]

Originally Posted by Aubie881

Ok,this is why I think a June UY is better for our travel needs, Assuming we will never have to cancel a May trip. You said my last post would work so here is what I think would happen with a April UY. Icould be wrong as I have only been looking into this for a couple of weeks. I want to start to travel May 2011 with a DVC resale then every other year. With April UY is this right.

April 2010 50pts Bank to April 2011
April 2011 50 pts + 50 banked points
May 2011 need only 82 points, bank 18pts to April 2012
April 2012 50pts plus 18pts from 2011
If staying with my May every other year travel would I not lose my2011 pts, with a May 2013 trip.
Could i Travel May 2012 by borrowing some points from 2013. I think this pattern would just change my travel to even number years.

My head is starting to pound, I did not think that buying into DVC could be so stressfull.

Yes, you could borrow the points from 2013 to travel in 2012 and then start going the even years. What you may find, that you will want to add an extra night or so so you can use closer to your 100 points every other year (this leaves less of a chance of losing those points).

Good luck!

[Aubie881]

thanks, you have given great advice and I will surely use it in making my decision on UY.

[laundrygal]

>>If you see yourselves going in the late spring months, the Summer months and October - December, April would be better. (There is no May use year).

We have been thinking about DVC for some time, mostly so we can visit WDW about every 18 months (in May one year, then December the next, then 3rd year off). If I read this thread correctly, it seems like an April UY is the right choice. Do I have that right? Are there any other months that might be a better or at least comparable choice? If it matters, the 2nd-year December trip is more important to us than the May one. In the May year, we could ultimately be more flexible if required.

We usually have the ability to plan and keep our vacations without disruption, but I can definitely appreciate the desire to avoid losing points unnecessarily due to the banking/holding rules.

Thanks so much! DISboards has been EXTREMELY helpful to me in understanding DVC and the pros and cons!

-Sarah

[chalee94]

Originally Posted by laundrygal

>>If you see yourselves going in the late spring months, the Summer months and October - December, April would be better. (There is no May use year).

We have been thinking about DVC for some time, mostly so we can visit WDW about every 18 months (in May one year, then December the next, then 3rd year off). If I read this thread correctly, it seems like an April UY is the right choice. Do I have that right? Are there any other months that might be a better or at least comparable choice?

yep - april or december would both be good choices.

if you have to cancel your reservation and can do so more than 30 days in advance, either UY should work fine - you would still be within your banking window. if you never have to cancel a reservation, your UY month will never matter.

[mom2mizmous]

We are an example of how your use year prefence may change. When we bought our BCV , we were only able to get limited use years (or so we thought back then-lol)SOOO since we generally traveled during feb break, we took a sept use year. Fast forward a few years, DH change of jobs and we NOW vacation mostly in JULY (NOT a good set up for SEPT use year). So far we have been ok and will continue to keep our fingers crossed. So as others have said , choose your use year wisely, but DO keep in mind your FUTURE vacation patterns MAY change

[vellamint]

I keep getting confused......can someone please help me?

We plan on vacation 2-3 more years in mid-end August and then I plan to travel oct-dec.....even over the dreaded christmas/new years holiday week.

What would be my best use year?

[Sandisw]

Originally Posted by vellamint

I keep getting confused......can someone please help me?

We plan on vacation 2-3 more years in mid-end August and then I plan to travel oct-dec.....even over the dreaded christmas/new years holiday week.

What would be my best use year?

August would work out well for you. The ideal situation is to have your UY start just prior to your vacations. With Aug, you would have until March 31st to bank points if you ever had to cancel the trip.

If you are buying resale, and want some flexibility (since you can't always find the UY that is ideal), June would also work out well.

Good luck!

[vellamint]

Originally Posted by Sandisw

August would work out well for you. The ideal situation is to have your UY start just prior to your vacations. With Aug, you would have until March 31st to bank points if you ever had to cancel the trip.

If you are buying resale, and want some flexibility (since you can't always find the UY that is ideal), June would also work out well.

Good luck!

Which UY would I DEFINITELY NOT want for my timeframes...... I am looking at resales and some are cheaper than others but cheap won't help me if I get a "bad" UY.

Thanks.