USD Bank Accounts and Credit Cards - The DIS Discussion Forums

JenH1969 · 11-07-2007, 07:54 AM

I thought I read somewhere that there is one around- but I can't find the info- I know CIBC has one but it has an annual fee- anyone know about one without an annual fee?

TIA, Jen

Cruiser1969 · 11-07-2007, 08:05 AM

Quote:

Originally Posted by JenH1969

I thought I read somewhere that there is one around- but I can't find the info- I know CIBC has one but it has an annual fee- anyone know about one without an annual fee?

TIA, Jen

I think I remember reading BMO has one, but it is not available online. I'm thinking of getting one this week.

Can someone confirm this card has no fee?

bunnyfoo · 11-07-2007, 08:08 AM

I believe that BMO's Air Miles credit card is fee free as along as you pick the lowest reward option (1 AM/$40). I think you have to go into the branch to ask about it because I don't remember seeing anything on their web site. The last time I went to ask, the teller offered me some extra Air Miles if I brought back my application to her - I guess they get some kind of bonus for signing people up.

wee-haggis · 11-07-2007, 08:33 AM

Bank of Montreal Mosaik U.S credit card no annual fee
I think this is the link:
http://www.fcac-acfc.gc.ca/eng/publi...USDollar-e.pdf

luvdiz2 · 11-07-2007, 11:42 AM

BMO's has no annual fee - just received mine today!

JenH1969 · 11-07-2007, 11:53 AM

How did you apply for it? I have looked at the BMO site online but do not see the US card- thanks, Jen

luvdiz2 · 11-07-2007, 12:10 PM

I was accosted by an teller when I was in a couple of weeks ago. He filled out the form and I signed. It is the Mosaik (US dollar) if that helps...

Me2Me · 11-07-2007, 01:33 PM

Hi -

It is difficult to find. Even as you fill out the form it doesn't hit you in the face that it is a USD credit card. Just google "BMO US dollar credit card" an see the sponsored link.

Here's the link:
http://www3.bmo.com/mosaik/perform_p...L_CODE=6501007

Cruiser1969 · 11-07-2007, 07:30 PM

Quote:

Originally Posted by Me2Me

Hi -

It is difficult to find. Even as you fill out the form it doesn't hit you in the face that it is a USD credit card. Just google "BMO US dollar credit card" an see the sponsored link.

Here's the link:
http://www3.bmo.com/mosaik/perform_p...L_CODE=6501007

Excellent!! Thank you so much for posting this link

SaskDisNut · 11-09-2007, 06:16 PM

Quote:

Originally Posted by wee-haggis

Bank of Montreal Mosaik U.S credit card no annual fee
I think this is the link:
http://www.fcac-acfc.gc.ca/eng/publi...USDollar-e.pdf

Thanks for this link. I remember another post had this but I couldn't remember which one.

rjan67 · 11-10-2007, 01:10 PM

I have a Target Visa which has no annual fee. This is easiest for me since I work in the U.S. I had a Citi bank U.S. dollar Mastercard previous to that, so when I called to cancel it once I got the Visa (because it had a $36 yearly fee) it magically got waived when they found out why I was cancelling. Amazing how that happens! Just have to ask!

red01 · 11-11-2007, 06:58 AM

Hi Everyone,

I'm leaving for Disneyworld on Nov 25/07 and I have a quick question -
Does anyone know (or have done this) if you can use your canadian bank card to withdraw cash or pay for purchases when at shops, resorts, or in restaurants?

I understand there are ATM machines (Bank One, I believe) but all the info on these machines say they accept credit cards.
I have a TD Canada Trust card and get paid by direct deposit while at Disney and I'd like to withdraw some of this pay for purchases while there but I don't know if I can. Help please!
Thanks, Laura.

tmli · 11-11-2007, 07:04 AM

It will work at ATMS for sure. It will work for some purchases depending on whether the debit machines have a pinpad. Many in WDW did not the last time I was there (October), but many of the stores offsite did.

wee-haggis · 11-11-2007, 07:30 AM

I would ask guest relations at Disney or go into an actual bank.

debbiet1 · 11-11-2007, 07:56 AM

Last time we were there I used the ATM at the resort with no problems at all

11-07-2007, 07:54 AM	#1
JenH1969 Mouseketeer Join Date: Sep 2007 Location: Brighton, Ontario Posts: 414	US Dollar Credit Card with no annual fee?? I thought I read somewhere that there is one around- but I can't find the info- I know CIBC has one but it has an annual fee- anyone know about one without an annual fee? TIA, Jen

11-07-2007, 08:08 AM	#3
bunnyfoo It's Monday and my mind was somewhere else Never hopes to dream though Join Date: Jun 2002 Location: Canada Posts: 9,014	I believe that BMO's Air Miles credit card is fee free as along as you pick the lowest reward option (1 AM/$40). I think you have to go into the branch to ask about it because I don't remember seeing anything on their web site. The last time I went to ask, the teller offered me some extra Air Miles if I brought back my application to her - I guess they get some kind of bonus for signing people up. __________________ Vicky May 2002 - Wyndham (DTD)/May 2003 - CBR & AKL/ Dec 2003 - AKL/ Oct 2004 - AKL & Polynesian/Oct 2007 - AKL CL & Polynesian/May 2008 - POFQ/Jan 2009 - Poly CL/Oct 2009 - BC & CSR/Jan 2010 - Poly CL/Jan 2011 - Poly CL/Jan 2012 - Pop Century

11-07-2007, 08:33 AM	#4
wee-haggis DIS Veteran Join Date: Aug 2002 Location: 1300 Miles From WDW Posts: 2,050	Bank of Montreal Mosaik U.S credit card no annual fee I think this is the link: http://www.fcac-acfc.gc.ca/eng/publi...USDollar-e.pdf __________________ 1989/11(Honeymoon) Delta Court Of Flags,1992/10 Quality Inn Suites,1998/10 Carribean Beach/POFQ,1999/06 Holiday Inn Family Suites,2001/03 Holiday Inn Maingate East,2001/08 AKL/Comfort Inn LBV,2002/08 POP,2003/03 Kissimmee Villa,,2004/08 Kissimmee Villa,2005/08 POP,2005/12 Kissimmee Villa,2006/03 Kissimmee Villa,2006/08 Cypress Pointe GV / DCL Wonder,2006/12 Kissimmee Villa,2007/12 Pop Century/Bahama Bay,2008/08 Cypress Pointe & Lake Buena Vista Resort & Spa ,2008/11 Lake Buena Vista Resort & Spa ,2009/11 Cypress Pointe GV,2010/08 Kissimmee Villa,2011/04Cypress Pointe GV,2011/09Kissimmee Villa,2012/05Cypress Pointe Resort2013/02Boardwalk Villas/Saratoga Springs,

11-07-2007, 11:42 AM	#5
luvdiz2 Mouseketeer Join Date: Jun 2005 Posts: 291	Yep BMO's has no annual fee - just received mine today! __________________ Cindy

11-07-2007, 11:53 AM	#6
JenH1969 Mouseketeer Join Date: Sep 2007 Location: Brighton, Ontario Posts: 414	How did you apply for it? I have looked at the BMO site online but do not see the US card- thanks, Jen __________________

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11-07-2007, 12:10 PM	#7
luvdiz2 Mouseketeer Join Date: Jun 2005 Posts: 291	I was accosted by an teller when I was in a couple of weeks ago. He filled out the form and I signed. It is the Mosaik (US dollar) if that helps... __________________ Cindy

11-07-2007, 01:33 PM	#8
Me2Me Mouseketeer Join Date: Apr 2004 Location: Ontario Posts: 138	Here's the web link Hi - It is difficult to find. Even as you fill out the form it doesn't hit you in the face that it is a USD credit card. Just google "BMO US dollar credit card" an see the sponsored link. Here's the link: http://www3.bmo.com/mosaik/perform_p...L_CODE=6501007

11-10-2007, 01:10 PM	#11
rjan67 Mouseketeer Join Date: Jun 2007 Posts: 413	I have a Target Visa which has no annual fee. This is easiest for me since I work in the U.S. I had a Citi bank U.S. dollar Mastercard previous to that, so when I called to cancel it once I got the Visa (because it had a $36 yearly fee) it magically got waived when they found out why I was cancelling. Amazing how that happens! Just have to ask!

11-11-2007, 06:58 AM	#12
red01 Earning My Ears Join Date: May 2007 Posts: 20	USD Bank Accounts and Credit Cards Hi Everyone, I'm leaving for Disneyworld on Nov 25/07 and I have a quick question - Does anyone know (or have done this) if you can use your canadian bank card to withdraw cash or pay for purchases when at shops, resorts, or in restaurants? I understand there are ATM machines (Bank One, I believe) but all the info on these machines say they accept credit cards. I have a TD Canada Trust card and get paid by direct deposit while at Disney and I'd like to withdraw some of this pay for purchases while there but I don't know if I can. Help please! Thanks, Laura.

11-11-2007, 07:04 AM	#13
tmli Wants to be known as tmlh.... Join Date: Dec 2001 Posts: 2,683	It will work at ATMS for sure. It will work for some purchases depending on whether the debit machines have a pinpad. Many in WDW did not the last time I was there (October), but many of the stores offsite did. __________________ Tracey

11-11-2007, 07:30 AM	#14
wee-haggis DIS Veteran Join Date: Aug 2002 Location: 1300 Miles From WDW Posts: 2,050	I would ask guest relations at Disney or go into an actual bank. __________________ 1989/11(Honeymoon) Delta Court Of Flags,1992/10 Quality Inn Suites,1998/10 Carribean Beach/POFQ,1999/06 Holiday Inn Family Suites,2001/03 Holiday Inn Maingate East,2001/08 AKL/Comfort Inn LBV,2002/08 POP,2003/03 Kissimmee Villa,,2004/08 Kissimmee Villa,2005/08 POP,2005/12 Kissimmee Villa,2006/03 Kissimmee Villa,2006/08 Cypress Pointe GV / DCL Wonder,2006/12 Kissimmee Villa,2007/12 Pop Century/Bahama Bay,2008/08 Cypress Pointe & Lake Buena Vista Resort & Spa ,2008/11 Lake Buena Vista Resort & Spa ,2009/11 Cypress Pointe GV,2010/08 Kissimmee Villa,2011/04Cypress Pointe GV,2011/09Kissimmee Villa,2012/05Cypress Pointe Resort2013/02Boardwalk Villas/Saratoga Springs,

11-11-2007, 07:56 AM	#15
debbiet1 DIS Veteran Join Date: Jul 2007 Location: Quebec, (an hour northwest of Ottawa Ontario) Posts: 615	Last time we were there I used the ATM at the resort with no problems at all __________________ Many off site trips to Indian Rocks/Bellair Beach since 1987- 2006 1996-Day trip to MK while at Bellair Beach April 2006 All Star Music and a week at Bellair Beach Dec 19-31 2007 POP Century

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