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Old 03-06-2013, 11:21 AM   #1
Spoisal
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How many Disney Visa rewards points do you have?

Any other Disney Visa rewards savers out there? I am saving points for our April 2014 trip. I am hoping to have enough points to cover our food and our park tickets. I dont know if I will be able to have that many (we are a family of 4 'disney adults') but I am working on it. Right now I have $1,707.

Any tips for earning more? I have not seen a 5x rewards offer in forever! I do have the premier card...it has paid for itself several times over.
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Last edited by Spoisal; 03-06-2013 at 01:29 PM.
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Old 03-06-2013, 11:46 AM   #2
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None. I have the card, but don't use it because the bonus offers are few and far between, and it's probably not one of the best out there for earning rewards.

Yes, we all love Disney rewards, but they are worth about 1 cent each. I prefer to use a card that I can earn double points on certain categories such as paying for air travel OR if you don't want to be bothered, just get a cashback card and put the reward in the vacation pile. The earnings are the same.

If you spend a lot on travel or dining out, right now the Chase Sapphire Preferred pays double points on those categories (worth 2 cents each) and will also get you 20% off travel you book with them using those points. This card costs $95 per year, and the Disney card is free, so it may not be worth it for you if you don't spend a lot each year.
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Old 03-06-2013, 11:51 AM   #3
Spoisal
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I have the premier disney visa card - so it is 2% on gas, groceries, restaurants (includes walmart, target, etc). I have more 2% rewards at the end of each month than 1% rewards....and it is $49 per year. PLUS - we just find it fun to use and save this way!!
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Old 03-06-2013, 11:55 AM   #4
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That's great. My big expense is the travel part - which includes tolls, parking lots, taxi rides,subways, commuter train tickets, in addition to the normal travel categories. Between that, and dining, which includes all types of restaurants including fast food, I rack up a lot of those double points each month.

But if you spend a lot in those categories, then the card works for you ^^

I still like the 20% off travel when I book using points via their website.

Since everyone spends differently, everyone needs to assess the rewards of the card their using to find the best one for them ^^
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Old 03-06-2013, 09:13 PM   #5
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Quote:
Originally Posted by Mary2e View Post
That's great. My big expense is the travel part - which includes tolls, parking lots, taxi rides,subways, commuter train tickets, in addition to the normal travel categories. Between that, and dining, which includes all types of restaurants including fast food, I rack up a lot of those double points each month.

But if you spend a lot in those categories, then the card works for you ^^

I still like the 20% off travel when I book using points via their website.

Since everyone spends differently, everyone needs to assess the rewards of the card their using to find the best one for them ^^
i dont have a premiere but i have a regular one. i figured it would not work out for me to pay the $49 fee but i wasn't aware transit was 2%. so i use a bus pass and metrocards monthly. do you mean i would get double rewards if i had the premiere with those?
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Old 03-06-2013, 09:16 PM   #6
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about 42 Disney reward points ($'s)
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Old 03-06-2013, 09:19 PM   #7
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Quote:
Originally Posted by Sagginit View Post
i dont have a premiere but i have a regular one. i figured it would not work out for me to pay the $49 fee but i wasn't aware transit was 2%. so i use a bus pass and metrocards monthly. do you mean i would get double rewards if i had the premiere with those?
I think Mary2e was talking about her Chase Sapphire card (which has a $95 fee) that she mention in this thread. The Disney Premier card does not include 2% rewards for travel other than Disney related travel.
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Old 03-07-2013, 10:34 AM   #8
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Quote:
Originally Posted by Sagginit View Post
i dont have a premiere but i have a regular one. i figured it would not work out for me to pay the $49 fee but i wasn't aware transit was 2%. so i use a bus pass and metrocards monthly. do you mean i would get double rewards if i had the premiere with those?
I'm talking about the Chase Saphhire Preferred credit card that offers double points on travel, which includes every means of transportation, including train tickets and cabs. This card costs $95 per year.

For my spending patterns, I prefer to get 2% on those categories rather than others - including groceries.

For me, the Disney card just doesn't make a whole lot of sense, particularly when I can use those same reward points on the Chase mall to pay for my hotel or airfare and get a 20% point discount on top of it. I spend about $2k a month on the dining and travel categories, meaning I get 4k points that are valued at 1 cent per point. I'm getting $40 value in rewards with this card rather than $20 value from the disney card.

BUT, like I said, everyone needs to look at their spending patterns and find the card that's best for them.
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Old 03-06-2013, 01:08 PM   #9
Marionnette
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Quote:
Originally Posted by Mary2e View Post
None. I have the card, but don't use it because the bonus offers are few and far between, and it's probably not one of the best out there for earning rewards.

Yes, we all love Disney rewards, but they are worth about 1 cent each. I prefer to use a card that I can earn double points on certain categories such as paying for air travel OR if you don't want to be bothered, just get a cashback card and put the reward in the vacation pile. The earnings are the same.

If you spend a lot on travel or dining out, right now the Chase Sapphire Preferred pays double points on those categories (worth 2 cents each) and will also get you 20% off travel you book with them using those points. This card costs $95 per year, and the Disney card is free, so it may not be worth it for you if you don't spend a lot each year.
The Disney Rewards Dollars are worth $1 each, not a penny. But I do agree that there are better rewards programs out there.
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Old 03-06-2013, 01:16 PM   #10
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We currently have $244 which is from Nov. '12 to now. We also have the premier card, so we earn 2% on a lot of our purchases. We plan to use whatever rewards we have accumulated during our October WDW trip.
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Old 03-06-2013, 01:28 PM   #11
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The Disney Rewards Dollars are worth $1 each, not a penny. But I do agree that there are better rewards programs out there.
I took that to mean they are worth 1 cent per $1. spent - which is actually accurate for the 1% earned. And I agree with several pp that there are better reward programs.
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Old 03-06-2013, 02:01 PM   #12
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The Disney Rewards Dollars are worth $1 each, not a penny. But I do agree that there are better rewards programs out there.
Except you need 100 points to get that $1, so the points are worth a penny each or 1% back on each dollar you spend on the card.
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Old 03-06-2013, 02:07 PM   #13
Marionnette
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Except you need 100 points to get that $1, so the points are worth a penny each or 1% back on each dollar you spend on the card.
Unlike many other rewards credit cards, here are no points. There are rewards dollars which are awarded at a standard rate of 1%.
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Old 03-06-2013, 03:28 PM   #14
Mary2e
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I think we're talking around the same thing. You only earn 1% on your purchases unless you have the upgraded card. Other cards pay more and can be more flexible.

All I was saying is that I prefer to use other card(s) to earn more flexible and lucrative rewards than what Disney offers. In my book, the regular card offers some of the worst value rewards out there - and my reason is twofold - you can only spend them at Disney related businesses - and ti only return 1% on your purchases.

For some people, that may be fine. Or they may have upgraded. For my spending patterns there are better cards out there. I highlighted my reasons. Perhaps it will help someone with similar spending habits realize there are better, more lucrative options out there. They may not have Mickey Mouse on the front of the card, but in the end, what ends up in your wallet is what really matters.
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Old 03-06-2013, 09:26 PM   #15
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Quote:
Originally Posted by Marionnette View Post
The Disney Rewards Dollars are worth $1 each, not a penny. But I do agree that there are better rewards programs out there.
I believe the poster came up with the value of .01 by dividing $100 by $1 meaning you have to spend $100 to get the $1 in rewards
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