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Old 01-31-2013, 10:12 AM   #1
PrincessNancy96
My family drove me nuts, and then I got stuck in traffic
Washed my hair and wham, several ideas hit me all at once!
 
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No Buy ~ Feburary 2013

Since some of us are looking for some financial freedom this year, I figured this would be a good place to try a new thread.

Rules are simple: you decide what to track, how to track it and what your goals are. While many people choose to try for as many $0 days as possible (hence the "no buy" title), if some other target works for you, then go for it!

Good luck to everyone!!!
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Old 01-31-2013, 10:19 AM   #2
PrincessNancy96
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Washed my hair and wham, several ideas hit me all at once!
 
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I really liked being accountable last month with my/our spending... I was excited to try it again!!!

Last month, I paid of DsS21's tuition 3 months early!!!
This month, actually today, Feb. 1st, I am paying off a CC!!!!
I plan on taking this payment and adding it to another payment to pay that CC off by May!!

No Buy Days - goal 12 since February is a shorter month thought it was more doable with 12 but I really want 15!!

I also want to stick to my budget... *I have our check set out for specific bills w/ a little extra to each one*

Week 5/end of last month's week:

2/1 - groceries/bills - all budgeted
2/2 - 0

No Buy Days: 1
Goal meet: Paid off CC!!!!

Paid off my CC this morning!!!

Week 1:

2/3 - 0
2/4 - 25 (postage)
2/5 - 75 (paid off DS16's college course)
2/6 - 0
2/7 - 0
2/8 - 20 (milk and a few extras)
2/9 - 0

No Buy Days: 5
Paid off DS16's college tuition!!! 3/3 kids are tuition FREE now!!!

Week 2

2/10 - 0
2/11 - 15 McD's dinner
2/12 - 0
2/13 - 0
2/14 - 0
2/15 - grocery, bills, gas for 2 cars
2/16 - baby gift for CJ & my sister


No Buy Days: 9

Week 3:

2/17 - 0
2/18 - 0
2/19 - 0
2/20 - 0
2/21 - 15 milk
2/22 - 15 soda
2/23 - 0

No Buy Days: 14

Week 4:

2/24 - 14 McDonalds
2/25 - 50 gas; 15 groceries (milk)
2/26 - 100 (22 cash for games on Friday/Saturday (I'm not going so it will get DH and DS in both nights); 3 for a card; 50 for DsS22's birthday; 5 for Ds12's lunch money; 20 to my savings (52 week challenge)
2/27 - 45 for DS16's tux online purchase brand new!!!!
2/28 - 0

No Buy Days: 15
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Old 02-01-2013, 06:12 AM   #3
PrincessNancy96
My family drove me nuts, and then I got stuck in traffic
Washed my hair and wham, several ideas hit me all at once!
 
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Goal #2 meet for the year... I just paid off a CC!!!
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Old 02-01-2013, 01:27 PM   #4
BernardandMissBianca
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Quote:
Originally Posted by princessnancy96 View Post
goal #2 meet for the year... I just paid off a cc!!!
woohoo!!!
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Old 02-01-2013, 01:49 PM   #5
PrincessNancy96
My family drove me nuts, and then I got stuck in traffic
Washed my hair and wham, several ideas hit me all at once!
 
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Thanks!!

While driving to town my low pressure tire light came on.. DS16 wants to drive my car to work after school so I had it checked out... luckily it was no cost to fix it...but they did say by November I need new tires.... which we had already planned to do anyway....
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Old 02-01-2013, 01:45 PM   #6
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Quote:
Originally Posted by PrincessNancy96 View Post
Goal #2 meet for the year... I just paid off a CC!!!
way to go Nan!!
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Old 02-22-2013, 09:19 AM   #7
PrincessNancy96
My family drove me nuts, and then I got stuck in traffic
Washed my hair and wham, several ideas hit me all at once!
 
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Doing pretty good this month.. with the bitter temps I go out long enough to drop the DS12 off and pick DS12 up from school..... so I don't spend money...

I met my goal of 12 No buy days and will actually exceed it!
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Old 02-24-2013, 01:05 PM   #8
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I'm going to try something different this month
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I am not doing so well this month. Lots of expenses. I've been meaning to post my numbers, but I haven't gotten around to it.
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Old 02-25-2013, 02:16 PM   #9
BernardandMissBianca
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UGh, totally blew the month, DH had to buy a new cell phone this weekend.

So I need to go back to a no buy day for the rest of the month, except for Thursday. Picking up a used Expression from a friend.
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Old 02-27-2013, 07:06 PM   #10
PrincessNancy96
My family drove me nuts, and then I got stuck in traffic
Washed my hair and wham, several ideas hit me all at once!
 
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Almost done with this month!!

How is everyone doing????

I had to jump off the wagon the past 2 days.. well, DH jumped yesterday, but I had to today.... I bought DS16's tux for prom. We decided to buy because he is such a small little guy that it was easier than renting..
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Old 02-28-2013, 07:29 AM   #11
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I've been tracking in my email program. Not doing horribly, but not doing great either. I've had a few $0 days, but they were mostly snow storms where I couldn't leave the house!
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Old 02-28-2013, 08:28 AM   #12
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My goal was to have Disney paid off
DH finished paying it off when we got the income tax return
but I have to give him $250 out of my paycheck today to make up my part
so yeah for Disney trip
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Old 01-31-2013, 10:32 AM   #13
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I think I am in again.

Need to get my stuff in for Jan. It's sitting and waiting.

Goal is more no buy days than buy days.

2/1-$1.63 for 2 movies
2/2- $8 coffee and milk
2/3- $5 gas for car, Dbf put gas in van not sure how much.
2/4-$5 for coffee.- spent biz money on supplies
2/5-
2/6
2/7
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Old 01-31-2013, 10:44 AM   #14
morgansmom2000
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I did very well at the beginning of January, but slacked off on keeping track. I know I did okay, but could do better. So...

2/1 - Budgeted items only - Bills due 2/1 - No need to eat out, going to shop the cupboards and freezers. (Payday - call to make a payment on my weekend away). $0
2/2 - Movies and lunch with my sister and Morgan - $58 for movies and lunch, DH bought some stuff at Target, $15.29
2/3 - Groceries and "stuff" - Slightly over my budget, but saved over $58 by "stocking up" - $148.58 ($7.48 PJs for Sophie for next year to match Ryan's!)
2/4 - Used my DD GC - $0, but need to pick up water. $26.60 on paper $25.43 at the grocery store, I went in for water...
2/5 - Day at home, should be nothing!
2/6 - Free coffee?
2/7 - Into Boston
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Old 01-31-2013, 11:01 AM   #15
BernardandMissBianca
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I'm a Tag Fairy junkieI wanted to be a lawyer or a teacher, and now I'm both, I'm a mom!
Rum makes math fun!
 
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I'm in again. I fell off the wagon hard this month but now the kids are caught up on shoes and clothes and what not, at least until the weather gets a little warmer.

14 no buy days
1 day a week for grocery shopping, with the exception of milk. $250 a week limit for groceries.
gas - $350 - $20; for the month (should be less than this if I cans use Stop and Shop points but it's $90-95 to fill my tank)
5 starbucks trips
$200 for DS16 for lunches (this should last 2 months)
$48 for little kids hot lunch
$12 for little kids milks
pay off Apple card

2/1 - scrap paper - $2.34; gas - $20; work out shirts - $99.94; Target - $69.11
2/2 - need to look at all the receipts. Track meet entry fee - $10; lunch - $75: EMS - $120ish
2/3 - NO BUY DAY!!
2/4
2/5
2/6
2/7
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