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Old 12-08-2012, 08:28 PM   #1
Earning My Ears
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Chase Visa Question

When you book a room-only reservation on your chase visa do you get 6 months financing? Or is the 6 months financing only available when it's a disney package?
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Old 12-08-2012, 08:32 PM   #2
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The 6 months no interest is for packages only.

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Old 12-08-2012, 09:44 PM   #3
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Originally Posted by mickeynut1 View Post
The 6 months no interest is for packages only.
1) Yep.
2) They want the big bucks fully charged.
3) The more you charge, the more they make.
4) They also count on more than 30% of people not paying off in time.
5) Then, interest from day-one applies.
6) They don't loan money for free.
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Old 12-08-2012, 10:23 PM   #4
Earning My Ears
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That's what I was afraid of. I calculated the difference between buying a package vs purchasing everything separately. The difference is 1,500. Insane.

I feel like I've been tricked in the past and how stupid was I to not do the math before.
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Old 12-08-2012, 11:20 PM   #5
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That's a pretty stunning difference. Please go back and make sure that each and every element of the compared trips are the same.

Get all the way through, both ways, to the point where you kow you are at the TOTAL, not the pre-tax subtotal.

Check the tickets, make sure they are exactly the same.

Drop the insurance.

Make sure the head count is exactly the same, with the same ages.

Make sure it's the same sort of room!

Make sure they haven't thrown Dining into the package.

Just go through and make 100% sure you're comparing apples to apples (and then make sure they are both the same type of apple, and then make sure you're not looking at one conventional and one organic, LOL). Because that's a pretty massive difference.

But if you haven't done so already, check out places like undercovertourist.com for tickets. They are a bonafide discount ticket company. When comparing their prices to Disney, note that Disney doesn't show taxes until you go to look at the shopping cart. If you wish to use UCT, sign up for their e-newsletter. It comes out on the 15th, and includes a link that will give you a small extra discount on top of their normal discount.
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Old 12-08-2012, 11:40 PM   #6
Earning My Ears
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This is pretty shocking to me too... Dining is not selected. It is the same exact 8 day park hopper ticket.

I did apply a 35% Room only discount for the room-only reservation. However, the difference should not make THAT big of a difference.
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