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Old 10-15-2010, 09:04 AM   #1
Hobbes
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OK, so sell DVC to me!

Here's our background...
Soon-to-be married couple both 45, both work FT, steady jobs (Civil servants, but not those you read about with the huge salaries!!) We currently got to WDW every 2 years and stay for around 10 days at a Value resort. My dilemma is-would it be worth us buying in? I'd like to think we have at least another 20 years of WDW holidays in usand maybe we would be able to afford to go every year. I have read the spiel but I'm still fairly confused, so come on folks, what would you do?
NB I promise not to sue anyone whose advice we follow if it all goes wrong

And please, no flaming, I'm just after opinions of people who know what they are talking about.
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Old 10-15-2010, 09:32 AM   #2
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It will depend on how many points you are wanting to buy into. When we first bought we were getting over 2$ to the £ and bought 160 points from Disney as we never knew enough details about resale, we have recently bought and did this through the resale market.

You will need to add up how many points you want for your stay every 2 years.

The reason we bought was that we wanted to have the Disney magic for our family each time we stayed and at resorts that we could normally not afford to stay at.
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Old 10-15-2010, 12:00 PM   #3
Elise79
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Are you happy at the values? If so it is probably not worth it.

If you want to be able to afford to stay at deluxe resorts or have more space (ie a one bed) then yes it is.

We bought DVC as we wanted to keep going regularly and stay at the resorts closer to the parks.

I am really looking forward to our 1st one bed trip next year
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Old 10-16-2010, 04:39 AM   #4
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Smile Wish we bought DVC earlier

We first went to Disney World in 1990 for our honey moon. I am a nurse and my husband an optician so we are not wealthy either. We looked into DVC a few years later and like you wondered if it would be worth it. We finally bought into DVC in 2004 when my mother was undergoing radiotherapy for Cancer, to give her something to look forward to. We bought into Saratoga Springs. Going from a budget hotel holiday to DVC is amazing. We have been back every year since. This year we are going to Old Key West. The freedom DVC gives you as well as the luxury is great. We get a one bedroom place when going with our parents or other guests (the sofa's in the sitting room are bed settees) and when on our own we often use the Studio apartments. You also have the freedom of borrowing from the following years points if you want a bigger apartment, to go for longer or at a more expensive time of year. Alternatively if you don't go one year (or don't use all your points) you can bank them towards the next year.
Don't forget you can also use the points towards holidays in other parts of the world by using the adventure, plantinum etc collections.
We really wish we had done this earlier. DVC is great.
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Old 10-16-2010, 05:15 AM   #5
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[QUOTE=Disney archer;We really wish we had done this earlier. DVC is great.[/QUOTE]

Totally agree wish we had bought when we first went. DVC has been great for myself and family.
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Old 10-16-2010, 06:01 AM   #6
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well thanks for all your input folksI guess we need to do some number crunching. I just keep thinking that at the moment its costing us around £2k every 2 years and to my way of thinking around £20k will buy us a holiday every year for the next 20 years at least! I know we'll still have flights but at the moment those figures look good to me. My mum died earlier this year and I just keep thinking life is too short to squirrel everything away until you are "old"-I will never feel "old", cause you don't stop playing because you get old, you get old because you stop playing!
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'91 Honeymoon off site 2001 Happily divorced ASMo
2004 Touring Fla off site 2005 40th b'day ASSp
2007 Introducing my DBf to the World-Pop 2010 DBf's birthday at Pop and we got engaged
2011 Our Disneymoon-me and Snorky at POFQ 2013 Our 2nd anniversary ASMu
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Old 10-16-2010, 08:34 AM   #7
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Mind also to pick a resort that you will not mind staying at all the time incase you cannot get what you want at the 7 month window. Another factor to consider is that you will have dues each year to pay.
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Old 10-16-2010, 08:39 AM   #8
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We looked into it, but - to be honest - I think you'd be mad to buy into DVC right now as a UK citizen. With the poor exchange rate and the incredible 42% off deals and free-dining, it absolutely fails to make financial sense.
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