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Old 08-01-2009, 02:05 AM   #1
A.Mickey
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PCC Todd.0 or BUST! My adventure in climbing out of debt! 10/13 T-Minus 29 hours!

The Plan: Be on Podcast Cruise 2.0 (December 12th-16th)

How did this trip come about: Jason and I had such a fantastic time on PCC 1.0 that we want to experience it all over again! When we were on PCC 1.0 we rebooked on the ship for PCC 2.0 so we would get a discount....the best pricing is too be had when you rebook on board.

How will it happen: I am in quite a bit of debt that I need to get out of before I go on any vacation. My dad helped me out a great deal with some financial stuff, and he told me he wants me to pay off all my debt before I book another trip(period). If he finds out that I am going on a vacation before my debt is paid off, he is going to make me repay all of money he lent to help with my debt.

Jason's brother is getting married in Arizona this November and I am staying home to save the money. My former self would have had us all fly out there, rent a car, get a hotel room and possibly extend the trip a week and a half to go over to Disneyland and spend sometime in San Diego. Instead it is looking like this, Jason is flying out and his brother or dad will be picking him up and he will be staying on his brother's couch. We also are forfeiting DAP (disapalloza) so we will be able to go on PCC 2.0, this was very hard forfeiting DAP, as we got a free dining pin code for the time of DAP and alot of the friends we made on PCC 1.0 are going.

So.....will we be able to get out of debt to go on PCC 2.0?!?

I have to pay off 3 credit cards, I am starting with the highest interest rate cards first. I don't make the most money in the world, but I can be happy I have a job in this economy.

PCC 2.0, is making me disciplined so I can get out of debt and pay cash for the remaining balance on our cruise. I cannot wait to be on that ship again and this time with 600 of my closest friends!

How will it not happen: If I do not get my 3 cards paid off in full, and the cruise paid off in cash I will have to cancel this cruise.

Let's see what happens!

Last edited by A.Mickey; 08-14-2009 at 01:54 AM. Reason: Make that 600 of my closest friends!
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Old 08-01-2009, 09:20 AM   #2
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I'm joining in! I hope everything works out!!! and hey, it's never to early to start a PTR. I just started mine and we're not going untill next august or september!!
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Old 08-01-2009, 04:42 PM   #3
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It's never too early to start planning!

Joining in!

I cant wait to see what you decided to do...
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Old 08-03-2009, 01:30 AM   #4
A.Mickey
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Quote:
Originally Posted by jojo05 View Post
I'm joining in! I hope everything works out!!! and hey, it's never to early to start a PTR. I just started mine and we're not going untill next august or september!!
Thanks I hope everything works out too! Ok, glad it isn't too early to start planning, but hey I am already trying to scrimp as much as possible, so why not start a PTR!!

Quote:
Originally Posted by MickeyisBeast View Post
It's never too early to start planning!

Joining in!

I cant wait to see what you decided to do...
I can't wait to see what I decide to do either! Hopefully, I can get this debt dwindled away and get on PCC 2.0! When someone wants something so bad, it will happen, right?......And all your Wishes....will come true!!
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Old 08-03-2009, 01:39 AM   #5
A.Mickey
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Scrimp and pay down debt!

Weekends are the times when I usually will spend the most money....I did pretty well for myself this weekend and only spent a total of $90.00. We went to Jason's brothers wedding shower today so I spent 50 of the 90 on a gift card to Target. I could have bought them a greeting card to go with the giftcard for 3.00 extra, but then I thought...this is 3 extra dollars that I will have to pay towards my debt to Disney! (Is this bad that I think this way?) Well if anything it is sure giving me discipline!! I spent 14.00 for lunch for Aaron, my mom and myself and spent the rest of the money with essentials that I needed to buy...Diapers, bath soap, storage bags etc....

I have come up with a plan of no impulse shopping, write a list and buy what is on the list! Let's see if I can keep this up!!

Sorry, if this is a little awkward pretrip report, but this will really help me stay on track, I gotta be on that boat in December of 2010!!
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Old 08-03-2009, 08:12 PM   #6
jojo05
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Quote:
Originally Posted by A.Mickey View Post
Weekends are the times when I usually will spend the most money....I did pretty well for myself this weekend and only spent a total of $90.00. We went to Jason's brothers wedding shower today so I spent 50 of the 90 on a gift card to Target. I could have bought them a greeting card to go with the giftcard for 3.00 extra, but then I thought...this is 3 extra dollars that I will have to pay towards my debt to Disney! (Is this bad that I think this way?) Well if anything it is sure giving me discipline!! I spent 14.00 for lunch for Aaron, my mom and myself and spent the rest of the money with essentials that I needed to buy...Diapers, bath soap, storage bags etc....

I have come up with a plan of no impulse shopping, write a list and buy what is on the list! Let's see if I can keep this up!!

Sorry, if this is a little awkward pretrip report, but this will really help me stay on track, I gotta be on that boat in December of 2010!!


I know what you mean about the shopping on weekends!! I'm in the middle of saving up for our trip to wdw, and now, thinking on buying a horse. While only making as little as i do as a groomers asst. and starting college in feb. I still REALLY want this perfect horse I have my eyes on. Not sure what I should do! My boyfriend and I are really bad about eating out and going out with friends, so now i`m stuck trying to figure out things. But. I want this horse, and our trip. Hope you can keep up the saving on weekends!
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