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  1. MKCP5

    Pay off our house?

    Interest rate is 3%. I am embarrased to say I don't know the return on my 401K. Our retirement income will be somewhere around 70K a year.
  2. MKCP5

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Okay, sticking my toe in the water! I read the sticky notes. :) I have one credit card. Capital One. I pay it off in full every month. I average about $2500 or more in charges each month. I have not applied for any other cards in years. We typically fly out of Boston Logan Airport. Yes...
  3. MKCP5

    Pay off our house?

    Hey budget board, Someone talk numbers to me. DH and I are early 60's. We have steady jobs-he's a teacher who will get a pension, and I have higher paying work. After a lot of effort over the years we have no debt except our home. We'd like to retire at 65/67 but really want to have out home...
  4. MKCP5

    Possible move to Central FL--who knows real estate?

    Thank you. Real estate is so crazy everywhere. We'd love to sell even if we don't end up in FL because we just don't need such a large house. But then we'd have to buy again in out area and it's nuts! lol
  5. MKCP5

    Possible move to Central FL--who knows real estate?

    I have not seen those. I will check them out. Thank you!
  6. MKCP5

    Possible move to Central FL--who knows real estate?

    Yes. That is our thought if this comes together. To rent for 6 months or a year, find an area we like, see if the real estate market settles down, then buy
  7. MKCP5

    Tipping question.

    Interesting perspective. Thanks for responding
  8. MKCP5

    How much tip to give for highlighting hair?

    I don't like being asked to contribute to charity when I am at a store either. And correct me if I am wrong, but aren't I actually giving them a fat tax deduction? I mean, they will give all that money to the charity, and they will get to write it off as a charitable donation on their taxes...
  9. MKCP5

    How much tip to give for highlighting hair?

    I don't think you're a jerk. I don't agree with you, But I understand your thought process and everyone has their own opinion.
  10. MKCP5

    Tipping question.

    I'm not trying to be nasty, just genuinely asking if you tip on other services like haircuts, dinner at a restaurant etc?
  11. MKCP5

    Possible move to Central FL--who knows real estate?

    I lost my job due to Covid and have had a terrible time getting another job on a similar level and pay scale as what I lost. I applied for a job a couple of weeks ago and they called me for an interview. They asked if I realized the job was in Orlando (I did not) and I said I would still be...
  12. MKCP5

    What About Your Lifestyle/Habits Saves You Big $$$ ?

    These are exactly my points. There is no public transportation in my town. Even if you could go to community college you have to get there. You have to buy books, You have to pay lab fees etc. Many students have no idea if this is an option. Blanket statements that everyone can do this so...
  13. MKCP5

    What About Your Lifestyle/Habits Saves You Big $$$ ?

    @MrsPete Yeah, we're just not going to agree on this. And despite your thought that I am "not very up to date on educational benefits these days" the opposite is actually true. I'm glad you live where there is so much opportunity for every to pull themselves up by their bootstraps and make it...
  14. MKCP5

    Sharing a bedroom on vacation

    No kidding! OP I don't have any great ideas, but I see you want to spend time with your family and I hope you can find a way to make it all work out and have a wonderful time! <3
  15. MKCP5

    What About Your Lifestyle/Habits Saves You Big $$$ ?

    I think all of it comes down to what you place value on in life. It's not the same for one person as it is for another. Some people don't buy coffee out and rarely go out to dinner but splurge on expensive pocketbooks or designer shoes. Some people get rid of cable and don't go out for...
  16. MKCP5

    What About Your Lifestyle/Habits Saves You Big $$$ ?

    "Those people" Where do they get a free education? K-12 yes, but in most places a high school education makes it pretty difficult to get yourself to a living wage. No one I know who lives in those circumstances gets a free college education. They may qualify for some grants, but rarely does...
  17. MKCP5

    strange but nice surprise

    I am hoping we will get our $$ back. I lost my job last year because of covid. I had taxes taken out of my unemployment but it wasn't enough. When we did taxes we owed a little over 2K. Then they voted in the forgiveness/non tax of the first 10K of unemployment. We still had to pay the 2K...
  18. MKCP5

    Parking

    Thank you for the update! I think it's a little ridiculous to have to pay for parking when you are spending a lot for your room. It's not as if you're in a big city where parking is at a premium, but I get it, it is open to abuse if they don't. Lots of other resorts do this too :(
  19. MKCP5

    Parking

    I haven't had a vehicle on property for quite a while. So y'all are saying that if you are staying at one of the resorts you still need to pay parking fees per day? What if you are staying off property and are going to one of the resorts for dinner? Last time I was off property and did Cali...




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