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okay so getting really intricate with the details here now if you are booking a week at 11 or 7 months, is it from the first day of your trip or the last day. do you have to call each day to get an extra day... for instance if I want Christmas at point A from the 23rd through the 2nd of...

FWIW this topic has gotten way skewed into thinking I was an immature person financing something... BTW I have an 800 credit score and have never missed a payment on anything in my credit report.....I own two nice cars have 140000k in equity in a 350000 home. don't feel like remortgaging the...

thanks Men, sounds like a real good plan. better than just grabbing 300-400 at SSR. Now its time to bank the coin pre buy and determine how much I am willing to go with on a first deal.

good point on the AKV/ BLT debate, Saratoga makes the most financial sense for length and purchase price and dues. I am going to start with Saratoga to get a feel of the system...and resort and maybe a few other resorts when there available

I got ya all......... been to Disney about 10 times so I know the ropes..... its not cheap......dues, tickets, meal plan no plan etc.....we stay at the moderates when we go so I figured why not just set up a payment system monthly instead of throwing 6000 down all at once.. 18 month zero is...

good plan maybe I go with a 200 pointer for 1/2, 1 or 2 years than add some spots on...meanwhile paying more principal and less interest on the 200 pointer thanks guys....kids are waking up... gotta go to the library to get out of the house

thanks I may go the route of 2 160-200 pointers over the next couple years... we liked AKV....stayed at a couple of the moderates and they were homey enough for me...I probably would go for the lodge but I live in a log cabin already... I think everything else is out of my budget for my...

good points chuck %3.24 at 8 years is like 355 a month, 7 years at $399...IF I MAKE 4 ONE TIME PAYMENTS EVERY YEAR OF $3000 DOLLARS IT WILL TAKE ME 57 PAYMENTS TO PAY OFF 30K. at 355 a month for those 57 months... I'm not dumb enough to foreclose. I would rather pay it off and rent than, go...

unfortunately don't have the cash for that but we can afford a monthly payment of say $350 for 8 years without killing our vacation habits don't talk me out of it. lol... I am the stay at home dad till September this year than I can part time work and pay it off extremely fast cause my income...

I like the variety option.... don't need to be in the same resort so that's why I am choosing SSR. IF you buy 400 points must you sell them at 400 or can you split it up?? assuming I can't by your previous post

thanks for the info Bill, I have been researching for a few months, just closed on a HELOC and have it available to make a purchase. I am fine with getting say 300 points at $73 per point but if I can get it at $65, than why not...$55 even better.....If its say $60 a point than I will seriously...

so there is low ROFR going on now because they are too busy selling vgf?? plus it seems no one is selling there VGF anyway...either hanging on or there is no resale market established yet... just the Disney market If I buy soon , I may pay higher for say SSR. but if the GFV sells out than the...

anyone know if Disney RoFR's more at a particular time of the month???beginning to load up quota early or end. I saw Disney bought a lot in April of last year on another site but the RoFR's were really low for the summer months

okay but they do expire 12 years earlier.. which was a negative to me but maybe I need to think outside of the box. I would like to bounce around resorts and not just settle on one. I would have no problem using my points to stay at okw. I'm just trying to decide on the point of purchase...

ok thanks for the info, its probably out of our purchasing price range, I am thinking SSR is the best value for length of time and price per point/ with lower maintenance fees

is it typically impossible to get in to BLT for an april or Christmas break if you are an ssr timeshare owner. would a studio lake view be available at 7 months

hey thanks all, that answers my question and I never thought of the second point...thanks alot

can you make a reservation before your points have loaded into the account. for example I have 200 points. my point loading date is 12/1/14. I will be getting 200 more points. I am going to allow the first 200 points to bank. then would like to borrow the 12/1/15 loading 200 points to book...

can two separate dvc members combine points to book a room or do they need to be assigned to one of the party/fees??