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  1. HokieGCC

    Boardwalk Waiting List wtih Disney Direct

    That is a bummer. I bet it won't slow down sales one bit however.
  2. HokieGCC

    Boardwalk Waiting List wtih Disney Direct

    Thanks CMNJ. That is a bummer. I have been out of it since we got our points. We get the AP (and discount) and that has been a big savings. So for new purchasers I guess the strategy is to buy 25 points direct and the rest resale.
  3. HokieGCC

    Boardwalk Waiting List wtih Disney Direct

    The AP discount doesn't require you buy direct does it? If so, this has to be a recent change.
  4. HokieGCC

    First Buy In - 50 Pnt Contract - Thoughts?

    Extreme? Interesting word to use. I think the original question was about a 50 point contract ... by definition a very narrow subset of possibilities ... that I guess in some minds is extreme. If you go to Disney every year and have a medium sized family I would call that pretty common. In...
  5. HokieGCC

    First Buy In - 50 Pnt Contract - Thoughts?

    We didn't need to go to that extreme to get a quick return. We just got the passes for the 4 of us and the return took a couple years at most. The other thing that is easy forget about is the main costs of DVC being the MF's. If you paid $10 extra per point to get a small contract the net...
  6. HokieGCC

    First Buy In - 50 Pnt Contract - Thoughts?

    Right. That's why 50 points (or better yet 25 points) are the most certain types of contracts to save you money because the pay off is so quick. The MF's by far swamp out the tiny amount of extra money spent due to paying a premium for the points.
  7. HokieGCC

    First Buy In - 50 Pnt Contract - Thoughts?

    Nice! One year pay-off! That's the way to do it!
  8. HokieGCC

    First Buy In - 50 Pnt Contract - Thoughts?

    That is indeed a possibility. However, your exposure is small (at worst ~50 x $20 = $1000). If you only get one year of the discount you erase your exposure. If you get two years you are ahead. We go to Disney twice a year and use the Season passes (and DVC discount) but only use our (50)...
  9. HokieGCC

    First Buy In - 50 Pnt Contract - Thoughts?

    So it looks like I need to use actual numbers. The annual pass costs $699 each. The DVC cost is $485. The difference (savings) is $214. Assuming a family of 4 that is a savings of $856 ... per year. If you buy 50 points at $100 each or $5000 the season pass discount is 17% of your initial...
  10. HokieGCC

    First Buy In - 50 Pnt Contract - Thoughts?

    We bought 50 points a couple years ago and use them for 5 nights at the BWV in Jan each year. You will pay a premium for a small contract but the maintenance is the dominate cost of DVC so the extra is small in the long run. Some have indicated that you will minimize you savings by buying a...
  11. HokieGCC

    Holy cow I am so lost-pls advise!

    Hi, yes I am certain that if your buy resale, are efficient with points, and take advantage of DVC discounts you save some money. So this implies making use of the 11 month home resort booking advantage. Resale shortens the breakeven point (to the 8-10 year mark). If you end up in...
  12. HokieGCC

    Holy cow I am so lost-pls advise!

    We also go twice a year. Our Jan trip is very predictable as we have two College kids with long winter breaks and we always go the first week after New Years. Our May trip is a bit more iffy as they both are working out summer jobs etc and the planning is more "last minute". So ... we...
  13. HokieGCC

    My head is spinning! Please school me on DVC!

    This is a good point. When you first start going to Disney you tend to try to cram in as many of the attractions as you can. During this "phase" Moderate and Value resorts work just fine. However, after 5 trips and 100 Space Mountain rides you start to discover that it is a better vacation if...
  14. HokieGCC

    My head is spinning! Please school me on DVC!

    1 - DVC might save you some money if you buy resale (cash) and fine tune your purchase. The comparison is only favorable with Deluxe resorts. 2 - To make the $ work in your favor you need to be able to plan your vacations 11 months in advance. 3 - You can go do Disney whenever you want...
  15. HokieGCC

    Tell me how crazy my logic is

    So, you can probably make it work to save a few hundred dollars. However, you are risking ~$15K if the market crashed. So, I wouldn't do it....not to mention all the work it takes to buy and then sell a contract.
  16. HokieGCC

    Am I missing something? Can't see how DVC wouldn't work..

    I think you hit the nail on the head and explained something I really didn't fully appreciate. Although after tons of analysis I have concluded that DVC is not a huge savings. It is also certainly not a bad deal. So ... by buying into DVC you have all but guaranteed a lifetime of Disney...
  17. HokieGCC

    Am I missing something? Can't see how DVC wouldn't work..

    This is a very well documented debate here and you may want to read and find those posts that did the analysis. I will go out on a limb in what is generally accepted: - DVC can only save you money when you compare with Deluxe resorts (in other words ... staying at Moderates will be less...
  18. HokieGCC

    Interested in Buying, But Is It A Savings For Us?

    I have looked at DVC for years trying to determine if it is a savings or not. We finally bought 50 points two years ago (after 18 years of yearly visits the old fashioned way). If people want to see my spreadsheet I'll try an post it but others have made good spreadsheets. For us I have...
  19. HokieGCC

    VGC Potential Purchase – Does my logic make sense?

    It seems SSR is easy to get more last minute (and you also have OKW) so for last minute trips I like it. You might occasionally get into other resorts. Your 50 point plan for Disneyland seems reasonable to me also. You can book/borrow to make it an every 3 year 150 point trip and leverage...
  20. HokieGCC

    Please explain this to me like I am 5 years old.

    What I did was improve the fidelity of the cost side of the DVC equation with the same 40 year period presented. I did not try and compare it to the cost of taking vacations for 40 years. That is the entire other half I did not attempt to address. When I do the complete analysis for our...




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