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    After Open Heart Surgery….

    I had an aortic valve replacement with sternotomy in early June 2013. I was mid-fifties, but with few symptoms. My surgeon was fabulous and my scar was pretty small. We went to WDW a month and half prior to the surgery and I had no limitations. We went to DL about 1.5 months after surgery...
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    Southern California and Disneyland Adventure

    Thanks everyone for your replies! Jus starting to think about booking this with my Dad and we would be flying in from different cities. There is only 1 flight per day from my local airport and it lands at 6:30AM. The better flight for my Dad would land 5 hours later and I would prefer not to...
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    Southern California and Disneyland Adventure

    Are transfers included even if your family is arriving/departing at different airports or at substantially different times? And how early in the morning do transfers begin?
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    Social Security- take early or later?

    You might not live beyond 77, but if you do, you would be pretty happy to have that bigger SS check that also includes a cost of living increase annually. This is the best protection against outliving your savings and having to rely on relatives to pay your bills. My Dad celebrated his 90th...
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    Updated Disney Gift Card Deals and More

    I used the 10X Rewards offered by Safeway/Albertsons/Vons last December to buy Disney gift cards. I have learned a lot about the program since then, which I thought I would share so others could avoid my mistakes. My mistake was that I had too many Rewards to use in an efficient manner only...
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    Social Security- take early or later?

    For most people, paying 1% means paying the advisor 25% of their available spending from investments (assuming a 4% withdrawal rate in retirement). That is a huge cost that many simply cannot afford. Especially when most advisors cannot guarantee any greater return to justify the high cost.
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    Social Security- take early or later?

    It can be hard to find an advisor to just look at your social security strategy because it’s hard for most advisors to compete with the available online tools. Maximizemysocialsecurity.com, created by Larry Kotlikoff is $40, and opensocialsecurity.com, created by Mike Piper, is free. Both have...
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    Social Security- take early or later?

    There is a free open source calculator you can use to decide on an optimal claiming strategy: https://opensocialsecurity.com/ It was created by Mike Piper, who wrote a book called Social Security Made Simple, and has been beta tested with good folks over at Bogleheads.org. You will need your...
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    Status of Refurbishment

    We were told the main pool will close on Wednesday. It is open today. The restaurant Ama Ama appears to be open only for dinner. We were told that Mamas Snack Shop will close after today and the food unique to that location will be available at the Ulu cafe.
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    Status of Refurbishment

    My current prediction is that the lazy river will not open today. There is a circle of tile around one of the river entrances that still needs to be grouted in place.
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    Status of Refurbishment

    The Lava Shack (the gift shop under the volcano) is in the process of being relocated to the elevator lobby near Makahiki (location of character breakfast). This makes me think that the main pool, Mamas Snack Shop and original location of The Lava Shack will be closed starting tomorrow. Based on...
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    Status of Refurbishment

    Watching the workers quietly working on the Menehune Bridge play area right now (its before 7am). The water is flowing throughout the lazy river, including its waterfalls, but there is still some tile work to do (the tile cutter was left out overnight but can’t be used do to noise until later...
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    Tickets and Annual Pass Questions - Please add your ticket questions to this thread

    Thanks for the response. He is trying to get the military base to refund the money but does not appear to be having any luck. If he still has the 3 extra Military Salute exchange vouchers when we arrive in Florida in November, can they be used as a credit to renew the APs for a military...
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    Tickets and Annual Pass Questions - Please add your ticket questions to this thread

    My understanding is that you cannot combine 2 tickets toward a single AP, even if one ticket is for DL and one ticket is for WDW and you want a Premier AP good for both parks. We tried this at DL in 2011 and they were not able to apply the WDW multi-day ticket to the DL AP for a Premier AP. Of...
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    Tickets and Annual Pass Questions - Please add your ticket questions to this thread

    Happy Fathers' Day to all! Maybe you can help with me solve a problem my Dad just created. We are planning a trip to WDW in November; everyone except my parents will have annual passes. My parents went to a military base in CA and bought 5-day Military Salute tickets. Only problem is, my...
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    Travel Insurance?

    From your original post, it looks like you are most concerned about a possible cancellation due to the health of a family member who is NOT traveling with you. This is one area where the coverage of different policies can vary significantly, as some policies will not provide coverage if the...
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    Delta skymiles and other ?

    Thanks for the link. Lately, I have been using a credit card with travel insurance coverage to book flights. Do you prefer Delta's stand alone coverage to that offered by a credit card? -- Suzanne
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    Delta skymiles and other ?

    What are the benefits to the insurance? OP: The conventional wisdom is that the best credit card for someone looking to fly domestic routes in coach is one that pays 2% cash back. Most people get a lower value for their miles, and have less flexibility in booking. -- -- Suzanne
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    Citi 'Thank You' Rewards CC

    The Prestige card has some nice trip cancellation insurance benefits. Included are coverage for foreign evacuation and cancellation coverage, including for a pet which needs emergency care. This is my only Thank You points card at the current time.
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    Citi 'Thank You' Rewards CC

    We just got the Prestige as well and are very happy with it. With Prestige, you get a value of $0.016 per point when purchasing AA flights and $0.0133 when purchasing flights on other airlines. So far, we have received a $250 airfare credit, a $100 Global Entry application credit and have used...




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