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It looks like the SPG has 6/2 points earn for earning power, but if there is a Chase offer that you think would be preferable for us to consider for a new application, please suggest away. We already have the regular Chase sapphire that we just ramped up our spending on this spring after having...

Thanks- after checking out those sites, and trying to read through the last 20 pages on this site (wow, do you guys post a lot...), it looks like our best bet would be to enroll in a program in the SPG rewards, so I'm looking at their 75,000 starwood preferred guest card which is an amex...

ok, credit card gurus- I need your help. DH and I are planning a transpacific cruise in April 2020 that involves flying from Boston to Sydney and then from Hawaii back to Boston, and I would love to be able to reduce that airfare cost using points but I haven't played this game before, and am...

Typically, show reservations for the ships that require them (Quantum and Oasis class) become available 120-90 days before sailing followed by the other activities, and I can attest that this just happened for my Nov Anthem sailing as the shows came on about 120 days and then followed by IFly...

RCCL also includes milk as one of the free drinks, too.

I was referring to the ability to contribute up to the annual IRA contribution limits- I do agree that any other conversion of prior amounts contributed to a traditional IRA to Roth IRA is a complication transaction that it likely to have tax implication since you are moving money from a pre-tax...

Actually, you can do what is known as a "backdoor" Roth contribution with effectively any income level- it just requires that you make the IRA contribution initially to a traditional IRA first, and then you convert it to your Roth IRA account. You may also have the option of a Roth account...

We went to DC on Columbus weekend last year, and one of our favorite things was the monuments by moonlight tours which was run by one of the hop on, hop off tour bus companies- just Awesome to see all the sites at night lit up, and we went over to the entrance to Arlington and they pointed out...

We played LCR at my aunt's house on Thanksgiving- it's a dice game, and to make it interesting, everyone put in $1 for the winner (well, we kept playing, so I think everyone put in a quarter for each game....). DD plays at school for jolly ranchers she said..... :)

We received the service for 3 months when we bought our new car in mid-February, so they called DH in late May to let him know the trial period was expiring, and gave him several options, but none were as good as these deals, which he told them, but they wouldn't match these prices, so he let it...

FWIW, we ordered the one with rolling wheels that DD ( then 7 and going into grade 3) could pull behind her or use as a traditional backpack over the shoulders with the straps depending on how much stuff she had to bring home. I amazed at the books she was expected to carry on a daily basis...

They do have earlier times- most of our reservations are for 6:15 for our party of 3, so it is possible that your particular restaurants had filled up for the early times that they were opening during the pre-test phase. You may want to keep checking back to see if you can change it to...

Funny- when we started her allowance, we did specifically say just because you have the money doesn't mean you can spend it all on candy- it is our job as your parents to look out for your health, too, and we don't think that would be healthy for your body or your teeth to have all that candy...

We've given DD an allowance since she was 4- she recently turned 10, so she now gets $10 a week, and she can use this for savings, birthday presents for her friends and things we won't buy (like I don't spend $30 on jeans for me- you think I'm buying them for you???). When she was little, it...

DD just turned 10, and we're sitting here this morning addressing her invitiations to her party at a new trampoline place (which I'm happy to do instead of having the party at our house and having to deal with keeping the kids all busy, out of trouble and cleaning up afterwards). We usually...

My understanding is that it is the old cocokey water park that has been bought out by great wolf lodge, and is being renovated to be reopened in the spring.

I guess I am feeling very lucky this evening. My DH is a wonderful, supportive man who became a SAHD when I went back to work FT after our DD was born since I make about 3 times what he does. Since I also have a long commute, we would hire one of my best friend's to help out since she does...

Love that hotel!!! Checking the Hyatt website, it looks like they still accept stay certificates at the choice level, so $153 a night plus $6 for fed ex express saver shipping. the certificates include all taxes, too,. good luck

If you are in the Boston area, the Highland Foundation is once again doing its Free Fun Fridays in 2013 where they arrange for 6 different museums or events to be available for free to the public on fridays all summer long. Most don't need a ticket- it's just show up and enjoy, but a few do...

A child can have earned income for chores or working in a family business. A 12 year old can babysit in most states- I'm not sure what the minimum age is for a paper route (if those even still exist), but there are ways to establish an earned income base in order to open a Roth IRA for a child...