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First of all - check out Bankrate (google for it). They have tons of calculators available to help you see just how much of your payment would be going to principal and how much interest you'll pay. Another vote for Dave Ramsey. He has some great ideas about how to pay down debt. Love, Your...

Our #1 - no singing unless everyone in the house is wearing pants. My stepdaughter is notorious for not wanting to be awake alone. We don't take kindly to being woken up by her for no reason, therefore she started singing loudly to make this happen. I love her to bits, but girlfriend can't...

Yes, and I'll be taking it again this year. I like to get my pix downloaded from my camera card every night. Did you know if you have an Android based phone, you can get an app called Easy Tether for internet access? I tried the free version, but upgraded to the fully paid ($9.99) version so...

I can honestly say that the TGM site is worth far more than the $20 subscription cost. The Least Crowded Parks were right on target last year. And there's a significant amount of help available from the wonderful folks on the message boards. I've learned so many tips and tricks that my DD...

No - just a smartphone like a Droid or BlackBerry. :) They have an app for BlackBerry, PalmOS, Android, and Windows Phone. Google EasyTether and you should get the link to the app. If that specific software isn't available for your model, try PDANet. I've used that before too and it...

If you have a smartphone, may I suggest a program called EasyTether? I have it and LOVE IT. It's a free program that allows you to use your 3G enabled smartphone as a "hotspot", save for any https sites. If you want to use secure sites (https), upgrade to the paid version ($10). But if...

You've gotten some great advice. My stepdaughter is predominantly inattentive type ADD, comorbid with anxiety / depression. She is easily overstimulated, and if her expectations are not carefully managed, we'll have a meltdown of epic proportions. I've talked with her doctor a lot about our...

Yes - last year at CBR, I requested top floor, Aruba block, corner rm if poss. I got everything I asked for. SO thankful for that pixie dust!

My DH and I just talked about the economics of this for about 45 minutes. LOL I would really be interested in an "all you can drink" plan as an "add on" to the DDP. Say, $50 per person (cheaper for kids) for the week at any fountain with a Disney refillable mug, $60 or $75 without the mug...

Tasha - all rooms at the Poly have 2 queen beds. The only rooms with king beds are the suites. I'm not sure where you booked through (a TA, maybe?), but I don't want you to get there and be horribly disappointed. If you'd like some great Poly info, Google TikiMan. Lots of info about...

Target had a kit to make the rubber bracelets with any text you want (like the Livestrong type). I think the kit is $9.99.

I had a Curve on VZW. I've since upgraded to a Droid because I like the bigger screen. My Curve was VERY well constructed and it really was a very dependable phone. I highly suggest that you get an extra memory card for it, as the "on board" memory often isn't enough for someone that's an app...

I was going to say ... start planning t-shirts! Iron on's, tie-dyes ... oh you need to make coordinating hairbows for your DD too! One thing I use to help my kids pass the time - make mousekeeping envelopes. Give them regular envelopes and explain why we leave a tip for the "mousekeeper"...

If you'd have asked me a month ago, I'd have said that SWA was the devil for what they did to Kevin Smith. However, I've recently been treated to AirTran's schedule changes (and the resulting "customer service" ... note the sarcasm), and they're officially off my list. I still have $300 worth...

AirTran is really messing with their schedule. I just cancelled my flights with them altogether because of the drama.

We had DirecTV for about four months. It was OK. We upgraded to an HDTV and called. They would only send someone out to install the HD receiver and dish if we agreed to a new 2-year contract. I agreed, and confirmed that the old contract was cancelled. They said "yes, you need a new 2-year...

You really have an amazing talent! :thumbsup2

Woohoo I'm post #100! I'm currently in the throes of the "which longhouse to request" angst. We have a GV booked and may upgrade "on the fly" to TPV if we have the extra cash. I'm open to suggestions. :)

Suggestion for Mousekeeping envelopes: Go to JoAnn's / Michael's / Hobby Lobby and look at the scrapbooking stickers. I bought a box of 8.5" x 5.5" envelopes at the dollar store, and give the kids markers and the stickers. They love to decorate the envelopes! I write "Thank You For The...

From a financial perspective: You'll save more with the 40% off PIN than you will with Free Dining if you go that route. I have three adults on the DP and one child, and with my 40% PIN it was 35c more (yes, 35 cents) to take the 40% off PIN and run. :rotfl2: We stayed at the CBR last...