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  1. lorac4disney

    So what brands, products, or items do you buy regardless of cost?

    Heinz ketchup Peter Pan Peanut Butter Maxwell House coffee Lipton tea bags Organic Valley Grassmilk real Maple Syrup Dave's Killer Organic White Bread Done Right Ore Ida frozen fries and potato products Three Sisters Jasmine rice Coach purses MAC makeup Scott tissue Gain detergent
  2. lorac4disney

    Anyone use Dave Ramsey's Debt Program - Sell your car?

    We have not. What we have done is to keep one new vehicle which is our dependable family vehicle. We have it financed with 0% interest and we use it for all of our long distance travel (ie vacations). Our second vehicle is what is considered our "beater". It's rough looking on the outside...
  3. lorac4disney

    Those using swagbucks ???

    Swagcode alert. Enter Bird for 7 SBs.
  4. lorac4disney

    Drive own car to save money?

    Last month, we drove our own. It's 1051 miles one way for us. We just now have 36,000 miles on our vehicle that is 3 years and two months old. We only have a 5 year/60,000 mile warranty on our vehicle so we were tracking to have our warranty run out before our miles came close to the limit...
  5. lorac4disney

    Those using swagbucks ???

    I've had the AYCE dude running all night and all day today on both my laptop and desktop and it's still going strong. I've nailed my goals today with minimal work. Also had a bunch of surveys that it finally let me do. It's been hard to get approved for surveys lately.
  6. lorac4disney

    Is this true??

    It's not divided exclusively by where you buy your stuff at. Smaller retailers can rip you off just as equally as a larger retailer can. So by that premise, your contractor lied to you. What you do need to do is go to a reputable retailer to begin with. It doesn't matter if they are larger...
  7. lorac4disney

    tips on saving on food

    Last year, we traveled with a group of nine. We had a kitchen so we cooked a big breakfast every morning. People were welcome to eat if they wanted to, We went to the store and loaded up on cases of sodas, bottled water, and other drinks to keep in our room. We also loaded up on sandwich...
  8. lorac4disney

    Those using swagbucks ???

    It wasn't there for quite a while for me, but just showed up. It's now there in very tiny print underneath the top banner ad. It was not there before.
  9. lorac4disney

    Rapid fill Mugs are they a Bargain

    We bypassed the refillable mugs and saved much more money by buying canned sodas for the members of our party who drink soda (not all do). If you had access to a vehicle (or even used a grocery delivery service), stocking up with two weeks worth of sodas would make the trip to Walmart or Dollar...
  10. lorac4disney

    Debt Dumpers - 2017

    I'm sorry the horse show didn't turn out well. I wish it would have gone better for you. A small update. Being true to my word, I have started buckling down and paying extra towards my house and DVC mortgage. I paid $165 extra towards the principle on the home mortgage and $500 extra towards...
  11. lorac4disney

    Trying to teach my fiancé about money and financials

    I agree that you need to postpone any thoughts of getting married until and unless your BF is able to grow up and become financially responsible. His father isn't going to be a source of support in teaching your BF financial responsibility so I would stop expecting this of any of them. How...
  12. lorac4disney

    Things to do at Disney without Staying on Property or Tickets

    I would spend the day at Disney Springs. While there, you could ride the boats to the different resorts if you needed a change of scenery. You also could do a dinner at one of the resorts. The DVC resorts have movie nights and campfire events. I do not know whether or not you have to be a...
  13. lorac4disney

    Those using swagbucks ???

    I'm so happy! I just cashed in my first SB's to buy a new vacuum cleaner after my old one bit the big one. I had enough leftover to buy some extra replacement bags as well. I have to use the bagged vacuums for our allergies or else I would have gone with bagless just to save money. I'm just...
  14. lorac4disney

    Weekly/monthly grocery budget?

    Three adults here. We budget $200 per month for groceries, but we rarely spend that much. DH works for a food manufacturing company so we get a lot of meat (mostly chicken and some pork) and frozen food for free. Additionally, he gets a $100 perfect attendance coupon every three months which...
  15. lorac4disney

    Flying on a budget

    Allegiant Air sometimes have great rates so long as you are flexible on the dates that you fly and the airports that you are willing to use.
  16. lorac4disney

    Packed lunches and snacks at disney

    We used the frozen water bottles to double as ice packs. Plus, the ice cold water really hits the spot as it slowly melts. DH and I each carried our own backpack for this. We brought salads and put the dressing in small ziploc bags packed inside of the salad container along with forks. It...
  17. lorac4disney

    Debt Dumpers - 2017

    We are back from Orlando and I have to say that we did very, very well on our budget. I'm still crunching the numbers, but it looks like we spent almost half of what we budgeted for this vacation. Our budget was $2000 and we spent a little more than $1000. We ended up skipping Typhoon Lagoon...
  18. lorac4disney

    Those using swagbucks ???

    Is anyone else out of people that they can refer for Swago? Trying to figure out how to get that part of it done while I'm out on vacation. Ugh.
  19. lorac4disney

    Best snacks to pack for at the PARKS

    Larabars, jerky, frozen water bottles, Pringles in the single serve cups, Goldfish crackers, and Fig Newtons.
  20. lorac4disney

    Food Preparation Equipment

    In the studio that we are staying in, it is equipped with paper plates and bowls along with a can opener, dish washing liquid, kitchen towel, scrubbing sponge and other tidbits that make cooking easy and convenient. While it does not have a full size stove and oven unit in it, it's pretty clear...




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